Standard Chartered Credit Card Balance Transfer


Standard Chartered offers a hassle-free Balance Transfer service, allowing you to transfer your credit card debt from another bank to a Standard Chartered credit card. This service helps you save on interest and repay your outstanding balance faster, without the need for any documentation.

How to Transfer Your Standard Chartered Credit Card Balance

  1. Call Standard Chartered customer care or send an SMS with the message “BT” to +919223010121. A bank representative will reach out to guide you through the process.
  2. Alternatively, you can apply for the balance transfer online by providing the required details and clicking "Proceed."

Things to Keep in Mind for Standard Chartered Credit Card Balance Transfer

  • No documentation or separate EMIs are required for the transfer.
  • The regular credit card interest rate applies after six months.
  • A transaction fee of 1% to 5% will be charged on the transferred balance.

Features and Benefits of Standard Chartered Credit Card Balance Transfer

  • Transfer balances up to Rs. 5,00,000 with ease.
  • Enjoy a low interest rate of 0.99% per month for the first 6 months.
  • NEFT transfers are completed within 3 days for quick processing.
  • A minimum of 5% of the outstanding balance must be paid each month.
  • No documentation required to apply for the transfer.
  • After 6 months, the standard credit card interest rate applies.

Frequently Asked Questions

You can log in to your Standard Chartered credit card account by visiting the bank's official website, entering your username and password, and accessing your account securely.

If you forget your username or password, you can use the ‘Instant Registration’ feature with your credit card details. Ensure your mobile number is registered to receive a temporary password via SMS.

Log in to your online banking account, go to ‘Card Services,’ click on ‘e-Statements & e-Advices,’ and select ‘View Statement’ to check or download your credit card statements.

Yes, you can pay your bill online by logging into your account, selecting ‘Card Services,’ choosing ‘Card Payment,’ and selecting your preferred payment option, such as net banking, NEFT, or BillDesk.

Log in to your online banking account, navigate to ‘Help & Services,’ select ‘Card Management Services,’ choose your card, set a new PIN, and confirm it using the OTP sent to your registered mobile number.