About Standard Super Value Titanium Credit Card
Standard Chartered Super Value Titanium is an entry-level credit card designed to provide benefits primarily on fuel and utility spends. Unlike many cards, it offers fuel-related benefits without requiring a co-branded partnership with a fuel refinery. Cardholders get direct cashback on primary categories, each with a separate capping, while other spends earn reward points. With an annual fee of Rs. 750, it is slightly higher than other entry-level and fuel-focused cards but offers a decent value-back for regular users. This card is ideal for those looking to save on fuel and utility payments while earning rewards on other expenses.
Standard Super Value Titanium Credit Card Rewards Program
Cashback and Rewards Program
- 5% cashback on fuel spends up to Rs. 2,000 per month
- 5% cashback on utility bill payments of Rs. 750 or more
- 5% cashback on phone bill payments above Rs. 750
- 1 reward point for every Rs. 150 spent on all other categories
- Reward points can be redeemed for vouchers, discounts, and other offers through Standard Chartered Bank’s Rewards Catalogue
- Premium Banking Customers get a complimentary Super Value Titanium card along with a complimentary Priority Pass Membership
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Rs. 750 |
| Annual Fee | Rs. 750 |
| Finance Charges | 3.75% p.m. (45% p.a.) |
| Cash Withdrawal Fee | 3% of cash withdrawal amount subject to a minimum of Rs. 300 |
| Rewards Redemption Fee | Nil |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 100: | Nil | | Rs. 101 to Rs. 500: | Rs. 100 | | Rs. 501 to Rs. 5,000: | Rs. 500 | | Rs. 5,001 to Rs. 10,000: | Rs. 700 | | More than Rs. 10,000: | Rs. 1,200 |
|
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Document Required For Standard Super Value Titanium Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Standard Super Value Titanium Credit Card Highlights
What do we like about this card?
- 5% cashback on fuel spends up to Rs. 2,000 (max Rs. 100 per transaction; Rs. 200 per month)
- 5% cashback on utility bill payments of Rs. 750 or more (max Rs. 100 per month)
- 5% cashback on phone bill payments above Rs. 750 (max Rs. 100 per month)
- 1 reward point for every Rs. 150 spent on other categories
- Reward points redeemable via Standard Chartered Bank’s Rewards Catalogue
- Complimentary Super Value Titanium for Premium Banking customers
Things to Know Before you apply
Get this card if:
- You want to save on fuel without being limited to a specific brand
- Your other cards don’t offer cashback on utility spends and you want savings in this category
- You are not looking for travel, shopping, dining, or movie benefits
- You are a Standard Chartered Bank Premium Banking customer
Pros
- 5% cashback on fuel, telephone, and utility bill payments
- Reward points on other eligible spends
- Complimentary Priority Pass membership for Premium Banking customers
Cons
- Low monthly capping on cashback earnings
- Low reward rate on spends beyond primary categories
- Minimum transaction value required to earn cashback
Standard Chartered Bank Credit Card Contact Details
- Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
- Helpline: 6601 4444 / 3940 4444 (prefix STD code) 1800 345 1000 (Toll-Free)
- Simply SMS: SMS CARD to 9980033333 for card details or application
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Frequently Asked Questions
A. Any individual meeting the bank’s income and age criteria can apply. Premium Banking customers may get a complimentary card.
A. The annual fee is Rs. 750, but it may be waived for certain Premium Banking customers.
A. You can earn 5% cashback on fuel (up to Rs. 100 per transaction, max Rs. 200/month), utility bills (max Rs. 100/month), and phone bills (max Rs. 100/month).
A. Reward points on other categories are redeemable through Standard Chartered Bank’s Rewards Catalogue for vouchers, discounts, and other offers.
A. Yes, utility and phone bill payments need to be above Rs. 750 to qualify for cashback, and fuel transactions up to Rs. 2,000 are eligible.
A. Yes, Premium Banking customers receive a complimentary Priority Pass membership along with the Super Value Titanium card.
