With Standard Chartered credit cards, you earn rewards on everything you buy, like shopping, dining, travel, and more. These rewards can be used later to save money when you buy things from various categories. Each credit card from Standard Chartered has its own special benefits and different values for redeeming rewards. You can use your reward points either online or in-person, whichever works best for you. Here are all the ways you can use your earned reward points.
Here are some of the best credit cards from Standard Chartered that offer good value back on your purchases through their rewards program:
| Credit Card | Annual Fee | Bonus Points |
|---|---|---|
| Standard Chartered EaseMyTrip Credit Card | Rs. 350 | 10 rewards on every Rs. 100 spent at standalone airline/hotel websites, mobile applications or outlets, except any travel aggregators |
| Standard Chartered Super Value Titanium | Rs. 750 | 1 reward point for every Rs. 150 spent on other categories |
| Standard Chartered Ultimate Card | Rs. 5,000 | 5 reward points for every Rs. 150 spent |
| Standard Chartered Platinum Rewards Card | Rs. 250 | 5 reward points for every Rs. 150 spent on hotels, restaurants and fuel & 1 reward point, for every Rs.150 spent on all other categories |
Standard Chartered's credit card rewards program is called 360° Rewards Points. You earn these points or Air Miles simply by using your card for purchases. These points are available across all categories of spending, but the rate at which you earn them might vary depending on the specific card you have. Some cards offer more points or miles for certain types of purchases, while others give points for all purchases, not just specific ones.
Standard Chartered Bank provides cardholders with the option to redeem their reward points through both online and offline channels. To redeem your points online, you can utilize services such as internet or mobile banking. Alternatively, you can also get in touch with customer care for assistance with redeeming your reward points. Here are the specifics on how to go about redeeming Standard Chartered credit card reward points:
You can redeem your earned reward points online through any of the following methods:
Step 1: Log into SC Mobile.
Step 2: Select "Credit Card Rewards" from the menu.
Step 3: View the rewards accumulated from your credit card.
Step 4: Follow the provided steps to redeem your reward points.
Step 1: Log in to your Standard Chartered online banking.
Step 2: Choose the "Online Rewards" option.
Step 3: Review the points earned from your Standard Chartered Credit Card.
Step 4: Select the category for your desired purchase.
You can also use phone banking to redeem your accumulated reward points. Simply contact the customer care of the bank and ask the representative for reward points redemption. The representative will guide you through the process and may ask for some details to confirm your identity. Once your card details are verified, you can request the representative to redeem your reward points according to your preference. This service can also be used to redeem Air Miles. You can find the customer care contact information here.
Standard Chartered Bank lets you use your rewards for different things like products from a catalog, Air Miles, and more. Here are some of the top categories available in the Standard Chartered credit card rewards catalog:
| Categories | Details |
|---|---|
| Travel | Flight and hotel packages, travel gear, and accessories, etc |
| Specials | Exclusive limited edition products, combo deals, etc. |
| Lifestyle | Vouchers from partner brands for shopping, dining, jewelry, and accessories. |
| Electronics | Accessories for mobile phones, cameras, gaming consoles, TVs, headphones, etc. |
| Home and family | Home furnishings, kitchen appliances, educational toys for kids, etc. |
| Charity | Customers can make a charitable donation of Rs. 250 to CRY for 500 points. |
| Instant Rewards | Vouchers from partner brands can be used for instant discounts on purchases. |
To make purchases using the cashback amount, follow these steps:
Step 1: Visit the Standard Chartered 360° rewards Program.
Step 2: Click on the ‘Cashback’ tab.
Step 3: Select 'Get Offers' under 'Extra Values Offers'.
Step 4: Choose the item you wish to purchase and add it to your cart.
Step 5: Log in to your account and complete the transaction.
You can also transfer the accumulated cashback to your credit card account using the following steps:
Step 1: Visit the Standard Chartered 360° Rewards Program.
Step 2: Click on the ‘Cashback’ tab.
Step 3: Choose the ‘Get Cash’ option.
Step 4: Enter your login details and transfer the amount to your credit card account.
No, you cannot transfer the points to another person's credit card account or to another card account. Therefore, it's important to keep track of your reward points and redeem them before they expire.
You can redeem your earned reward points through both online and offline methods. For online redemption, you can use internet banking or mobile banking. If you prefer offline redemption, you'll need to contact the bank's customer care and request rewards redemption. The representative will ask for some details to confirm your identity and then process your request.
The delivery time for your reward item depends on the specific item you ordered. You can find the delivery time on the item's page. Typically, it takes around 10 working days to deliver your item to the address you provided.
There is no maximum limit for redeeming reward points. To process your request, simply log in to the rewards portal and redeem the points for your desired category. Alternatively, you can contact the bank's customer care and request redemption of your reward points.
No, the delivery address for your items will remain the same as the one registered with the bank at the time of application. If you need to change the mailing address, you'll have to contact the bank's personnel to update it.
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