Standard Chartered Credit Card Bill Payment



Standard Chartered credit cardholders can conveniently pay their credit card bills using multiple payment options provided by the bank. You can opt for quick online payments through the bank's net banking, mobile app, or third-party platforms. Those who prefer offline methods can make payments via cheque or Demand Draft by visiting the nearest Standard Chartered Bank branch. Timely payments are essential to avoid late fees and maintain a good credit score, and the bank ensures you have a range of options to make it hassle-free.

Choose From Credit Card Bill Payment Methods

Standard Chartered credit cardholders can choose from a variety of available methods to pay their credit card bills:

  • National Electronic Funds Transfer (NEFT)
  • Online Banking via Standard Chartered’s platform
  • Visa Credit Card Payment
  • BillDesk
  • Cheque Payment
  • Cash Payment at Branches
  • Phone Banking
  • Auto Debit facility
  • Payment Apportionment
  • UPI Payments
  • Real-Time Gross Settlement (RTGS)

Paying Your Standard Chartered Credit Card Bill Through UPI

UPI is a convenient option for paying your credit card bill. Follow these steps:

Registration:

  1. Download a UPI-enabled app.
  2. Register with your mobile number.
  3. Provide details such as the bank name and IFSC code.
  4. Set your UPI ID and PIN.

Payment:

  1. Open the UPI app and choose ‘Money Transfer.’
  2. Enter the beneficiary account number (your credit card number) and IFSC Code SCBL0036001.
  3. Enter the amount and proceed to pay.

How to Pay Your Standard Chartered Credit Card Bill Through RTGS

If your credit card bill is ₹2 lakh or above, you can use RTGS for faster settlement. The details to be added for RTGS are the same as those for NEFT. Follow these steps:

  1. Log in to your bank’s net banking portal.
  2. Go to the ‘Fund Transfer’ section and select ‘RTGS.’
  3. Choose your Standard Chartered credit card from the beneficiary list.
  4. Verify the details, especially the IFSC Code (SCBL0036001).
  5. Enter the payment amount and complete the transfer.

How to Pay Your Standard Chartered Credit Card Bill Through NEFT

NEFT is a reliable way to clear your Standard Chartered credit card bill. Keep in mind that payments initiated after NEFT hours are processed the next working day, so plan to avoid missing your due date. Here’s how to pay via NEFT:

  1. Log into your savings account’s net banking portal.
  2. Select the ‘Fund Transfer’ option and choose ‘NEFT.’
  3. Add your Standard Chartered credit card as a beneficiary by providing the following details:
    • Beneficiary Name: Standard Chartered
    • Account Number: Your 16-digit credit card number
    • Bank Name: Standard Chartered Bank
    • Account Type: Current
    • IFSC Code: SCBL0036001
    • Branch Address: MG Road, Mumbai
  4. Confirm the beneficiary details. It may take around 30 minutes for approval.
  5. Once added, choose the Standard Chartered credit card from the beneficiary list.
  6. Enter the amount and proceed to pay.

Standard Chartered Credit Card Payment Through BillDesk

BillDesk simplifies online credit card payments. Follow these steps to use BillDesk:

  1. Visit the Standard Chartered BillDesk portal.
  2. Enter your credit card number, re-enter to confirm, and provide your email ID.
  3. Enter the payment amount.
  4. Select your bank account from the options.
  5. Proceed to the secure payment page and complete the process.

Offline Payment Options

  • Cash Payment: Deposit cash at any Standard Chartered Bank branch with a teller facility. Ensure you receive a receipt for your payment.
  • Cheque Payment: Write a cheque in favor of “Standard Chartered Bank Card No. xxxx xxxx xxxx xxxx.” Drop it at any Standard Chartered Bank cheque collection box at least 3 working days before the due date.

Auto-Debit Facility for Hassle-Free Payments

Set up auto-debit from your Standard Chartered or other savings account for timely payments. You can opt to pay the minimum due or the total amount. Submit the necessary ECS forms along with a canceled cheque to activate this service.

Credit Card Bill Payment Through Mobile Apps (PhonePe, Paytm, MobiKwik)

Use payment apps like PhonePe, Paytm, or MobiKwik to pay your credit card bills effortlessly. Simply open the app, navigate to the credit card payment section, enter your card details, and follow the on-screen instructions to complete the transaction.

Payment Processing Time for Standard Chartered Credit Card Payments

  • UPI: Processes on the same day; convenient for instant payments.
  • NEFT/RTGS: Takes up to 2 working days; initiate early to avoid delays.
  • Online Banking (Standard Chartered): Credited the same day; quick and reliable.
  • Cash Payment: Processed the same day at bank branches.
  • BillDesk: Takes up to 3 working days; so plan accordingly.
  • Cheque Payment: Standard Chartered cheque clears in 2 days, non-Standard Chartered in 5 days.

Standard Chartered Bank Credit Card

Frequently Asked Questions

Yes, you can use any other bank’s debit card to pay your Standard Chartered credit card bill. Just make sure that your debit card is active and the details entered are correct.

Yes, paying your Standard Chartered credit card bill via debit card is completely safe and secure. Use the official bank website or authorized payment platforms for added security.

No, Standard Chartered does not charge any extra fees when you use a debit card to pay your credit card bill.

Yes, you can set up auto-debit to pay your credit card bill from your bank account before the due date. You can simply register for this via the Standard Chartered online portal.

It’s best to pay your bill in advance to avoid late fees. Some payment methods process instantly, but some methods may take time to process the bill, so you should make your credit card bill payments in advance.