About HDFC Bank Diners ClubMiles Credit Card
HDFC Bank Diners ClubMiles Credit Card is a travel-focused card designed for frequent flyers. It offers lounge access, a dedicated travel concierge service, and the option to convert reward points into air miles with leading airlines.
HDFC Bank Diners ClubMiles Credit Card Rewards Program
Reward Points:
- Earn 4 Reward Points per ₹150 spent
- 1 Reward Point = 1 Air Mile or ₹0.50
- Partner airlines: British Airways, InterMiles, KrisFlyer, Club Vistara
Other Features and Benefits
Dining Offers:
- Get 15% discount at 1,400+ premium restaurants worldwide
Lounge Access:
- 6 complimentary visits at 1,000+ airport lounges globally
Convert Rewards into Miles:
- Convert points into air miles with British Airways Executive Club, KrisFlyer, Club Vistara, and InterMiles
Annual Fee Waiver:
- Annual fee waived on spending ₹1 lakh in a calendar year
Travel Concierge:
- Assistance for flight bookings, hotel reservations, and fine dining
Insurance Coverage:
- Air accident cover: ₹1 crore
- Emergency medical expenses: ₹25 lakh
- Credit liability cover: ₹9 lakh
- Travel insurance: ₹50,000 on baggage delay (USD 10/hour, up to 8 hours)
Fees and Charges
| Type of Fee/charge | Amount |
|---|
| Joining fee | Rs.1,000 |
| Annual fee | Rs.1,000 |
| Interest rate | 3.49% per month |
| Cash withdrawal fee | 2.5% of the withdrawn amount or Rs.500 |
| Rewards redemption fee | Rs.99 |
| Late payment charges | - Less than equal to Rs.100 - Nil
- Rs.101 to Rs.500 - Rs.100
- Rs.501 to Rs.1,000 - Rs.500
- Rs.1,001 to Rs.5,000 - Rs.600
- Rs.5,001 to Rs.10,000 - Rs.750
- Rs.10,001 to Rs.25,000 - Rs.900
- Rs.25,001 to Rs.50,000 - Rs.1100
- More than Rs.50,000 Rs.1300
|
| Outstation cheque processing charge | - Cheque value of up to Rs.5,000 - Rs.25
- Cheque value of more than Rs.5,000 - Rs.50.
|
| Cash processing fee | Rs.100 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Reissue of lost, stolen or damaged card | Rs.100 |
| Foreign currency transaction fee | 3.5% |
| Payment return charges | 2% of payment amount (minimum Rs.450) |
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Document Required For HDFC Bank Diners ClubMiles Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
HDFC Bank Diners ClubMiles Credit Card Highlights
What do we like about this card?
- Earn 4 Reward Points on every ₹150 spent (1 RP = 1 Air Mile or ₹0.50)
- Redeem points with leading airlines like British Airways, InterMiles, KrisFlyer, and Club Vistara
- Enjoy 6 complimentary airport lounge visits at 1,000+ lounges worldwide
- Get up to 15% discount at 1,400+ premium restaurants globally
- Convert reward points into air miles for easy travel redemptions
- Annual fee waived on spends of ₹1 lakh in a calendar year
- Travel concierge service for flight, hotel, and dining bookings
- Insurance coverage including ₹1 crore air accident cover, ₹25 lakh emergency medical cover, ₹9 lakh credit liability, and ₹50,000 baggage delay cover
Things to Know Before you apply
Get this card if:
- You are a frequent flyer who prefers earning air miles over regular rewards.
- You want complimentary lounge access along with travel concierge services.
- You want flexibility to convert reward points into air miles with top airline partners.
Pros
- Earn 4 Reward Points per ₹150 spent (high reward rate for airmiles card).
- 1:1 conversion of reward points to air miles with leading airlines.
- 6 complimentary airport lounge visits worldwide.
Cons
- Limited benefits for non-travel categories (not ideal for everyday cashback/reward seekers).
- Lounge access capped at 6 visits annually (less than other premium cards).
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
- Helpline: You can contact us at 1800 1600 / 1800 2600.
- Simply SMS: - SMS “CCHELP” to 5676712
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Frequently Asked Questions
The annual fee is ₹1,000 plus applicable taxes.
Yes, the annual fee is waived if you spend ₹1 lakh or more in a calendar year.
You earn 4 Reward Points for every ₹150 spent.
1 RP = 1 Air Mile (with partner airlines) or ₹0.50 for redemption against flights, hotels, or vouchers.
You can transfer points to British Airways Executive Club, InterMiles, KrisFlyer, and Club Vistara.
Yes, you get 6 complimentary international/domestic lounge visits per year at over 1,000 lounges.
Yes, you get up to 15% discount at partner restaurants through HDFC Bank’s Dining Program.
It offers air accident cover of ₹1 crore, emergency medical cover of ₹25 lakh, credit liability cover up to ₹9 lakh, and baggage delay cover of ₹50,000.
