If you don't use HDFC NetBanking, then you can redeem your HDFC credit card reward points by calling the customer care, filling out an Offline redemption form, and via their SmartBuy Portal. You can withdraw these points for flights, shopping, gift vouchers, or other benefits. HDFC Bank's MyRewards program allows the cardholder to redeem these points for e-vouchers, air miles, and cashback.
Here is how you can redeem your points without NetBanking:
You can redeem your reward points by calling HDFC Bank's 24x7 customer care number. They will guide you through the complete HDFC reward redemption process.
Steps:If you prefer an offline process, then you can use a physical "HDFC Credit Card Rewards Redemption Form" to redeem HDFC rewards. This method is very helpful for people who do not have a reliable internet connection. You can submit this form via mail or visit the branch in person.
Steps:SmartBuy is HDFC's online rewards platform. It only requires your credit card details and OTP verification to redeem your HDFC reward points.
Steps:Always check your reward point balance via SMS, your credit card statement, or customer care. Use your points before the expiration date via online and offline methods. Even if you can not access HDFC credit card netbanking then too you still have various convenient methods to redeem your reward points. These methods include HDFC SmartBuy Portal, offline redemption Form, and by calling HDFC Customer Care.