Check Your HDFC Car Loan Status

HDFC has made it so easy for indian citizens to own a car. HDFC car loans are available with competitive interest rates, flexible repayment options, and up to 100% financing on select models. By checking loan status regularly, HDFC car loan applicants can manage their loan application effectively and reapply, and make amends if needed. HDFC Bank offers multiple online and offline methods to check car loan status. You can use any of the available onle and offline methods to mange your car loan application.

What is the importance of checking your HDFC Car Loan Status?

• By checking for the HDFC car loan status in advance, applicants can prepare for EMI payments and reapply if the application is rejected.
• So you can quickly fix problems like missing documents or delays in verification.
• It also allows you to coordinate with the car dealer to purchase the car without any delay.

Offline Methods to Check HDFC Car Loan Status

This method is perfect for people who don't have access to the internet or like in-person assistance. HDFC has a very reliable offline method to check your car loan status.

1. HDFC Bank Customer Care

It is as simple as picking up and calling your friend. HDFC customer care executive is just one call away. They will provide you real-time updates about your car loan application.

Steps:

1. Reach out to the HDFC Bank customer care helpline at 1800 202 6161 from your registered mobile number.
2. Provide your application number or reference number to the executive when asked.
3. Also, provide details like your name, date of birth, or PAN number to verify your identity.
4. The executive will inform you about the status (e.g., under process, approved, or rejected) of your loan.

Key Details:

• Add your city's STD code while calling from a non-registered number.
• It is only available during business hours (8:00 AM to 8:00 PM, including Sundays).
• Your application number is required.

2. Visit an HDFC Bank Branch

Applicants can also visit the branch to check their HDFC car loan status. It allows the bank to verify their identity in person. This method is very helpful for resolving complex issues or submitting additional documents.

Steps:

1. Find the nearest HDFC Bank branch or the branch where you applied for the loan.
2. Bring your application number, identity documents (e.g., Aadhaar, PAN), and any loan-related correspondence.
3. Inform the loan officer that you want to check your car loan status.
4. The officer will verify your details and provide an update.

Key Details:

• You can get your issue resolved faster at your home branch.
• Carry both original and photocopies of your identity documents.
• Use this method if you have missed to provide some key documents or facing delays in verification.

State-Wise HDFC Customer Care Number

 Online Methods to Check HDFC Car Loan Status

1. HDFC Bank Loan Status Tracker

HDFC has a dedicated online tool named HDFC Loan Status Tracker to check the status of your car loan. Loan applicants can check the status of their car loan without logging into their bank account. This is a very quick and secure method which is available 24\7.

Steps:

1. Visit the HDFC Bank Loan Status Tracker page at leads.hdfcbank.com.
2. Enter your applicant name or proposal/reference number (sent to you via SMS or email after applying).
3. Enter your date of birth or registered mobile number.
4. Fill the CAPTCHA code for security verification.
5. Click on "Submit" and your loan status will be displayed on the screen.

Key Details:

• This method is useful for people who do not have an HDFC NetBanking account.
• Your loan status will be displayed as "Under Process," "Approved," or "Rejected."
• Your reference number is a must, so keep it secure to track your HDFC car loan application.

2. HDFC NetBanking

HDFC Bank customer with savings or current accounts can check their HDFC Car Loan Status via NetBanking. Applicants can get a detailed insight, including application progress and loan account details, if their loan application is approved.

Steps:

1. Log in to the HDFC NetBanking portal at www.hdfcbank.com using your user ID and password.
2. Go to the "Loans" tab in the main menu.
3. Select "Enquire" or "Track Application" to view your loan status.
4. Enter your loan application number or reference number.
5. Click on "Continue" to see the loan status.

Key Details:

• Instant and free service for registered NetBanking users.
• The applicant should have an HDFC Bank account and NetBanking credentials to avail this service.
• Even if you don't have a savings account, you can register for NetBanking by using your loan account number (see below for non-account holders).

3. HDFC Mobile Banking App

The SBI mobile banking app offers a secure and convenient way to track your car loan status on the go. Users can use it to receive real-time updates about their loan application.

Steps:

1. Download the HDFC Bank Mobile Banking app from the Google Play Store or Apple App Store.
2. Log in using your NetBanking credentials or register if you're a new user.
3. Go to the "Loans" section and select your car loan account or application.
4. Enter your application number or view the status directly if the loan is linked to your account.
5. Here you can see the processing, approval, or disbursal status of your loan.

Key Details:

• Ideal for mobile users for an app-based banking experience.
• You can also check EMI status, due dates, and transaction history for approved loans.
• Requires a registered mobile number linked to your HDFC account.

4. Non-Account Holders: Registering for NetBanking

If you applied for an HDFC car loan without an existing savings or current account, you can still track your loan status by registering for HDFC netbanking.

Steps:

1. Visit the HDFC NetBanking portal and click "Register Now" under the Loans Portal.
2. Enter your loan account number (provided after loan approval) or application number.
3. Provide your registered mobile number and other required details.
4. Set a new password and verify with an OTP sent to your mobile.
5. Log in to access your loan account and check the application status.

Key Details:

• Very useful service for non-HDFC customers who are applying for a car loan via HDFC.
• Registration is free, and you can easily do it within a few minutes.
• You can track EMI status and repayment schedules after registration.

Common Issues and Their Solutions When Checking Loan Status:

Here are common issues you might face while tracking your HDFC car loan status and their easy solutions:

• Invalid Application Number:
  • Double-check the reference or proposal number received via SMS or email.
  • Reach out to customer care if you can't find the number.
• Login Issues with NetBanking or Mobile App:
  • Reset your password using the "Forgot Password" option.
  • Keep your registered mobile number active to receive OTPs.
• Status Not Updated:
  • Loan processing may take 3-7 days; wait 24-48 hours for updates.
  • If your loan is delayed for more than a week, then you can call customer care or visit the bank branch.
• No Confirmation Received:
  • Check your spam/junk folder for emails or SMS from HDFC Bank.
  • Verify your registered mobile number with the customer care.
• Technical Glitches:
  • Try a different browser or device to track online.
  • Clear browser cache or update the mobile app to the latest version.

Conclusion

HDFC offers various online and offline ways to track your HDFC car loan status. You can choose any suitable method from those mentioned above. You can also use online tools like the Loan Status Tracker or the Mobile Banking app to receive real-time updates.