How to Block or Unblock HDFC Bank Credit Card


Blocking or unblocking your HDFC credit card is essential to safeguard your account from unauthorized activity, especially in cases of loss, theft, or suspected fraud. If your HDFC credit card is lost or stolen, you can quickly block it by contacting HDFC Bank's customer care service. To unblock it, you can follow the same process. Prompt action ensures your card details remain secure and prevents any potential misuse.

When to Block Your HDFC Credit Card

You should block your HDFC credit card if:

  • It has been lost or stolen.
  • Your card is stuck in the ATM slot.
  • You receive an alert for a transaction you didn’t make.
  • You attempted a cash withdrawal at an ATM but the money was not dispensed.

Requirements to Block Your HDFC Bank Debit Card

To block your HDFC Bank debit card, you’ll need the following details:

  • Your registered phone number with the bank.
  • An active mobile number to receive an OTP.
  • HDFC Customer ID and Net banking password.
  • Mobile banking password.
  • TPIN (Telephonic Personal Identification Number) for phone banking.

Ways to Block Your HDFC Credit Card

You can block your HDFC credit card using any of the following methods:

Via Net Banking:

  • Log in to your HDFC Net Banking account with your User ID and password.
  • Go to the Credit Cards tab.
  • Select Credit Card Hotlisting from the options on the left.
  • Choose the specific credit card number you want to block.
  • Select the reason for blocking the card.
  • Choose whether you want the card to be re-issued.

By Visiting the Nearest Branch:

  • Visit your nearest HDFC Bank branch.
  • Ask for the hotlisting application form (you can also download it online).
  • Fill out the form with the required details.
  • Submit the completed form at the branch.

By Phone:

  • Call HDFC Bank Card Customer Service at 1800 425 4332 (24/7 service).
  • Provide the necessary security details to the customer service representative.
  • Your card will be blocked, and you will be issued a new one.

HDFC Bank Credit Card

Frequently Asked Questions

HDFC Credit Card Net Banking makes managing your card simple. You can easily see your credit limit, recent transactions, payment due dates, and reward points. It also lets you pay your bills, request card blocks or limit increases, and view statements without searching through emails

Paying your credit card bill is easy with HDFC Net Banking. Just go to the credit card section and choose the "Make Payment" option. You don't need to use any other payment method.

Yes, you can block your card if you lose it or suspect it's been stolen. Log in to your Net Banking account, select the card, and choose the "Block Card" option. Your card will be blocked immediately.

HDFC Credit Card Net Banking offers many helpful services. You can check your credit limit, reward points, and statements. You can also sign up for easy payment plans (SmartEMI or Insta Loans), increase your credit limit, and set up automatic payments. You can even generate your PIN, request a card block, or upgrade your card.