About HDFC Bank Titanium Times Credit Card
HDFC Titanium Times Credit Card is a low annual fee entertainment and lifestyle credit card designed for movie lovers and diners. It offers discounts on movie tickets, extra reward points on dining spends, and exclusive access to events. Cardholders can also enjoy fuel surcharge waivers, milestone rewards, and other lifestyle benefits, making it a well-rounded card for everyday entertainment and dining.
HDFC Bank Titanium Times Credit Card Rewards Program
Reward Points:
- Earn 2 Reward Points for every Rs. 150 spent
- Earn 5 Reward Points per Rs. 150 on weekday dining (Restaurant MCC only; excludes hotels)
- Reward Points valid for 2 years from the date of accumulation
Other Features and Benefits
Welcome Benefit:
- E-gift vouchers worth Rs. 5,000
Movie Offers:
- 25% discount on movie tickets via BookMyShow
Fuel Surcharge Waiver:
- 1% fuel surcharge waiver at all fuel stations across India
Annual Fee Waiver:
- Spend over Rs. 1,50,000 in a year to waive off the annual fee
Additional Benefits:
- Up to 5% cashback on utility bills/shopping
- Up to 35% discount at select restaurants via Dineout
- Up to 20% discount on travel and shopping
- Convert big spends into EMI after purchase
- Contactless payment-enabled for fast, convenient, and secure payments
Fees and Charges
| Type of fee/charge | Amount |
|---|
| Joining fee | Rs.500 |
| Annual fee | Rs.500 |
| Interest rate | 3.49% per month |
| Interest-free period | Up to 50 days |
| Cash withdrawal fee | 2.5% of the withdrawn amount (Minimum Rs.500) |
| Cash advance limit | 40% of the credit limit |
| Rewards redemption fee | Rs.99 per request |
| Late payment charges | - Less than equal to Rs.100 - Nil
- Rs.101 to Rs.500 - Rs.100
- Rs.501 to Rs.1,000 - Rs.500
- Rs.1,001 to Rs.5,000 - Rs.600
- Rs.5,001 to Rs.10,000 - Rs.750
- Rs.10,001 to Rs.25,000 - Rs.900
- Rs.25,001 to Rs.50,000 - Rs.1100
- More than Rs.50,000 Rs.1300
|
| Outstation cheque processing charge | Cheque value of up to Rs.5,000 - Rs.25 Cheque value of more than Rs.5,000 - Rs.50 |
| Cash processing fee | Rs.100 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Reissue of lost, stolen or damaged card | Rs.100 |
| Foreign currency transaction fee | 3.5% |
| Payment return charges | 2% of payment amount (minimum Rs.450) |
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Document Required For HDFC Bank Titanium Times Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
HDFC Bank Titanium Times Credit Card Highlights
What do we like about this card?
- Welcome benefit: e-gift vouchers worth Rs. 5,000.
- Reward points: 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
- Movie offers: 25% discount on BookMyShow tickets.
- Annual fee waiver: Spend Rs. 1,50,000 in a year.
- Additional discounts: Up to 35% on select restaurants via Dineout, 20% on travel & shopping.
- Contactless payment enabled.
Things to Know Before you apply
Get this card if:
- You love movies and want discounts on tickets.
- You prefer a card with a low joining and annual fee.
- You want decent reward points on everyday spending.
Pros
- Discounts on movie tickets and weekday dining.
- Up to 5% cashback on utility bills/shopping.
- Option to convert big spends into EMI with EasyEMI facility.
Cons
- Reward points valid only for 2 years.
- Fuel surcharge waiver capped at 1%.
- Dining bonanza reward points limited to specific Merchant Category Codes.
HDFC Bank Credit Card Contact Details
HDFC Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
- Helpline: You can contact us at 1800 1600 / 1800 2600.
- Simply SMS: - SMS “CCHELP” to 5676712
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Frequently Asked Questions
Earn 2 points per Rs. 150 spent; 5 points per Rs. 150 on weekday dining.
Redeem via HDFC rewards catalog, statement credit, or convert to EMI benefits.
Yes, 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.
Discounts are available on BookMyShow bookings as part of the card’s movie offers.
