HDFC Credit Card Statement

HDFC Bank sends a monthly credit card statement to all cardholders. The statement is delivered to your registered email ID, and a physical copy is sent to your address if you choose that option. It includes details of your transactions, dues, minimum payment required, and the due date. Regularly reviewing your statement helps you track spending and manage payments efficiently. Always check for any unauthorized transactions to ensure everything is in order.

What is an HDFC Bank Credit Card Statement?

An HDFC Bank credit card statement is a document that shows all transactions made with the card during a billing cycle. It includes details like the amount paid, outstanding balance, minimum payment due, and reward points. The statement is sent monthly and can be accessed online or offline.

Understanding Your HDFC Credit Card Statement

• Important Information: Includes payment options, updates to terms, and other key notices.
• Total Amount Due: The sum of your previous balance, new transactions, fees, and charges.
• Interest-Free Period: The period between a purchase date and the due date when no interest is charged.
• Transactions: A detailed list of all transactions, including refunds, with dates and details. Domestic and international expenses may be listed separately.
• Dues: Displays the total amount due, the minimum payment required, and the payment due date. Timely payment is necessary to avoid penalties.
• Account Summary: Shows your total outstanding balance, current balance, and payment history.
• Credit Limits: Details your total credit limit, available credit, and cash limit.
• Reward Points: Displays earned and redeemed points for the billing cycle.
• Statement Period: Indicates the billing cycle duration, typically shown at the top of the statement.
• Payment Due Date: The deadline to pay to avoid fees and maintain your credit score.
• Minimum Amount Due: The smallest amount you must pay (typically 2-3% of the total due).

How to Check Your HDFC Bank Credit Card Statement Online

Using Net Banking

Follow these simple steps to view your HDFC credit card statement online:

• Visit the official HDFC Bank website and log in to your net banking account.
• Go to the 'Cards' section.
• Click on 'Enquire' and select 'View Statement'.
• Choose your credit card and the statement period.
• Click on 'View' to check the statement or 'Click to View/Download' to save it.

Using the Mobile App

Here's how to check your HDFC credit card statement via the app:

• Download the HDFC Bank mobile app and log in.
• Select the 'Credit Card' option.
• Tap on 'Download Billed Statement'.
• Choose the desired period to download the statement.

How to Get Your HDFC Credit Card Statement Offline

If you don’t use Internet banking, you can easily get your HDFC credit card statement offline through these methods:

1. Visit the HDFC Bank Branch
   • Visit your nearest HDFC Bank branch.
   • Fill out the required form to request a copy of your credit card statement.
   • Submit the form to the bank representative, and they will assist you with the process.
2. Request a Monthly Statement by Post
   • You can request the bank to send your credit card statement by post.
   • The statement will be delivered to the address registered in the bank’s records.