HDFC credit card members have two primary options for paying their credit card bills: online and offline. Online options include Bill Desk, NEFT, mobile banking, internet banking, etc. While cheques, ATMs, and over-the-counter cash payments are the offline methods of paying HDFC credit card bills. The steps for making an online or offline payment with your HDFC credit card are listed below.
With several choices for payment, HDFC online payment is very easy. Online payments for your HDFC credit card allow you to pay from anywhere in the world at any time.
You may simply log in to your account, read your credit card bill, and make payments if you have chosen to use net banking with your HDFC Bank account. You can view past month's bills, check further information, or check your credit card statement. You can log in using your User ID and password and make the payment using your login credentials, no matter if you have a savings or current account. To use Internet Banking to make a payment for your HDFC Credit Card, follow these steps:
The money will be credited to your HDFC Credit Card Account and debited from your HDFC Bank Savings/Current account once you make the payment.
Any mobile device with an internet connection can be used to access your HDFC account by visiting the HDFC mobile website at m.hdfcbank.com on a mobile browser. By logging in to your HDFC Bank netbanking account with your net banking ID and password, you may make HDFC online payments instantly. To use this service, your online banking needs to be enabled. To pay your HDFC credit card bill via mobile banking, follow these steps:
After payment, the funds will be deposited to your HDFC credit card account and deducted from your HDFC Bank savings or current account.
Using the HDFC mobile banking app is an additional useful method of paying with your HDFC credit card. Simply download the app, log in using your customer ID and password to your HDFC Bank netbanking account, and make the payment right away. To pay the bill, you must select "Credit Card Payment" under the credit card option.
Your HDFC Bank Savings/Current account will be immediately debited of the amount, and your HDFC Credit Card account will be immediately credited.
You can set up an automatic payment for the auto deduction of the outstanding credit card balance from your HDFC savings account by using the Autopay option. This makes it simple for you to pay your card's monthly minimum or outstanding balance. To avail the Autopay facility, do the following:
Use the credit card IFSC code to make a NEFT payment on your HDFC Bank credit card bill from any other bank account. In other banks, the instructions could be a little different. But, in most of situations, you have to follow to the similar process listed below:
Bills for non-HDFC Bank accounts can be paid at the HDFC Credit Card Bill Desk.
Within three business days, the money will be credited to your HDFC Bank credit card account. If not, you can inquire about the status by contacting HDFC credit card customer service.
Customers of HDFC may use UPI to pay their credit card bills. IFSC Code and UPI ID or account number are needed to make UPI payments. Users must register before they're able to transfer money using UPI for the first time.
You can use VISA CardPay to pay your HDFC Bank credit card bill if you have an HDFC Bank account and have set up net banking.
After completing the transaction, please note that it may take up to 2 working days for the amount to be credited. Additionally, there is a nominal transaction fee of Rs. 5 charged for using this method for HDFC credit card bill payment.
Note: Only HDFC Credit Cardholders with VISA cards are eligible to make bill payments through VISA CardPay.
You can use UPI and mobile wallets like PhonePe, PayTM, Google Pay, MobiKwik, etc. to pay your HDFC credit card bills. We'll review the steps that you have to follow to in order to use UPI or mobile wallets to pay your credit card bills.
Payment method | Processing time |
---|---|
HDFC Bank Net Banking | Within 2 working days |
HDFC Bank Mobile Banking Application | Within 2 working days |
Autopay | Within 2 working days |
NEFT | 24 - 48 business hours |
Cheque Payment | 3 working days |
Non-HDFC Bank Net Banking | 2 working days |
Non-HDFC Bank Mobile Banking 2 working days Application | Within 3 working days |
Visa Money Transfer | 2 working days |
BillDesk | 3 working days |
Paytm | 3 working days |
RTGS | Instant |
BHIM/UPI | Instant |
Demand Draft (DD), cheque, or cash are examples of offline payment methods for those who are uncomfortable using HDFC credit card payment options online. They can select from a variety of options offered by HDFC Bank and pay their bills without any problems. The following are the offline alternatives for paying your credit card bill from HDFC Bank:
You can pay your credit card dues in cash at any HDFC Bank branch in your location. Whenever you pay your credit card bill in cash, the bank charges a processing fee of Rs. 100.
By making a deposit at any HDFC Bank ATM, you can settle your credit card balance. You can use an ATM to pay off the balance on your credit cards if you have an HDFC Bank savings or current account and transfer the amount of your bill payment from HDFC Bank to your credit card account.
The process for paying with an HDFC credit card is the same as it is for paying with cash. At their ATMs located throughout India, you can deposit your cheque by providing the credit card number and any other necessary information in the drop boxes.
Customers of HDFC Bank can set up standing orders, which allow frequent transactions to be handled automatically without than requiring the customer to initiate particular transactions each time. Once started, a standing instruction can run automatically for several months or even years at a time.
You can pay the EMI using any of the available options because it is deducted from your monthly credit card balance.
The credit card payment option you select will determine the exact amount of days required for the funds to be credited to your card account. Most methods usually require two to three business days. See the above-mentioned processing schedule.
To avoid paying a fine, you must make the payment by the deadline.
You can use the mobile app site or online banking to view your HDFC credit card bill. Each month, emails containing your credit card bill will be sent by the bank.
If you have registered your card with your HDFC net banking account, go ahead and choose 'Cards' after logging in. Click 'Enquire', 'Account Information', and choose your card from the list below the Credit Cards heading.
A minimum payment of Rs. 200 or 5% of the outstanding balance is required.
Yes, you can use your debit card to pay your HDFC credit card bill. Check all of the payment options listed above.
Yes, you can use the payment options showed below to pay the entire amount due, the minimum amount due, or any amount less than the total amount due.
There is a 20–50 day credit-free period.
Currently, you can use your HDFC debit card and an ATM at an HDFC Bank to pay your credit card bills. You will need to use BillDesk online to make credit card purchases from any other bank. For instance, you can use BillDesk's online payment system to pay for your HDFC credit card using an SBI debit card.
The HDFC Bank credit card payment is cleared in three business days.
Yes, in order to avoid penalties, you are free to pay your bill in any number of installments prior to the due date.
Please click the links below to find details and instructions related to HDFC Credit Cards that can help you in easily managing your card: