InterMiles HDFC Bank Signature Credit Card

The InterMiles HDFC Bank Signature Credit Card is great for travelers. You get lots of rewards, especially when booking flights and hotels – 12X rewards. Plus, you get cool perks like discounts on Etihad Airways and free access to airport lounges. If you travel often and want to save money on your trips, this card is a good choice. Just keep in mind that you can only use the rewards on the InterMiles website. So, if you like using InterMiles for your travel, this card is for you!

Key Highlights of InterMiles HDFC Bank Signature Credit Card

InterMiles HDFC Bank Signature Credit Card
Best Suited For Travel
Joining Fee Rs. 2,500
Renewal Fee Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Minimum Income Requirement
  • Salaried: Rs. 90,000 p.m.
  • Self-employed: ITR>Rs. 12 lakh p.a.
Welcome Benefits Complimentary InterMiles Silver Membership along with 8,000 InterMiles
Best Feature Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings

The InterMiles HDFC Bank Signature Credit Card comes with several fantastic benefits for cardholders. Here are some key features and advantages of this credit card:

8,000 InterMiles on Joining

The following welcome gifts are offered to the cardholders:

Here are some of the valuable perks you'll enjoy with the InterMiles HDFC Bank Signature Credit Card:

  • Complimentary InterMiles Silver Membership.
  • You can earn a total of 8,000 bonus InterMiles, split into two parts:
    • 3,000 InterMiles when you spend Rs. 6,000 within the first 30 days after setting up the card.
    • 5,000 InterMiles when your total retail spending reaches Rs. 90,000 or more within the first 90 days.
  • Receive a discount voucher worth Rs. 750 for return flight tickets booked through the InterMiles website during the first year.
  • Enjoy a discount voucher of Rs. 2,000 for hotel bookings in the first year.

Also read: Best Rewards Credit Cards in India

Up to 12 InterMiles

Cardholders can accumulate InterMiles in these ways:

  • Earn 6 InterMiles for every Rs. 150 spent on all purchases.
  • Get 12 InterMiles for every Rs. 150 spent when booking flights through the InterMiles website.
  • Receive 12 InterMiles for every Rs. 150 spent when booking hotels through the InterMiles website.
  • Get a bonus of 3,000 InterMiles when you spend Rs. 6,000 within the first 30 days of your anniversary date.

Up to 10% off on Etihad Airways

When using this credit card, you can take advantage of discounts on Etihad Airways tickets through the InterMiles website as follows:

  • Enjoy a 5% discount when booking Economy Class tickets.
  • Receive a 10% discount when booking Business Class tickets.
  • Earn 2.5X reward points on your Etihad Airways ticket bookings.

Complimentary Airport Lounge Access

Cardholders are provided with complimentary lounge access through two avenues:

  • Complimentary Priority Pass Membership, which includes 5 free visits each year to international lounges.
  • Access to 16 free domestic lounges per year, distributed at a rate of 4 visits per quarter, through the Visa Lounge Access Program.

Also read: Best Credit Cards with Airport Lounge Access

Renewal Benefit

If you spend Rs. 3 lakh on your InterMiles HDFC Bank Signature Credit Card within 12 months from the card setup or renewal date, you won't have to pay the renewal fee for the following year.

Complimentary Dineout Membership

With the InterMiles HDFC Bank Signature Credit Card, you can enjoy fantastic dining benefits when you spend Rs. 75,000 or more every calendar quarter. Here's what you get:

  • A guaranteed 25% discount at over 2,000 premium restaurants.
  • An extra 10% off when you use the InterMiles HDFC Bank Signature Club Credit Card.
  • A 1+1 offer on buffets at over 200 restaurants.
  • Exclusive early access to events and festivals like Gourmetlicious.

Other Benefits

Here are some additional benefits of this credit card:

  • Enjoy a grace period of up to 50 days with no interest on purchases from the date of purchase.
  • Benefit from zero liability coverage in case your card is lost.
  • You can request up to 3 add-on cards linked to one primary card.

The fees and charges associated with this credit card are mentioned in the table below:

Type of Fee or Charge Amount
Joining Fee Rs. 2,500
Renewal Fee Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Finance Charges 3.6% p.m. i.e. 43.2% p.a.
Late Payment Charges For Statement Balance
  • Less than Rs. 100 – Nil
  • Rs.100 to Rs.500 – Rs.100
  • Rs.501 to Rs.5,000 – Rs.500
  • Rs.5,001 to Rs.10,000 – Rs.600
  • Rs.10,001 to Rs. 25,000 – Rs.800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • More Than Rs. 50,000 – Rs. 1,300

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To be eligible for InterMiles HDFC Bank Signature Credit Card, the applicants must meet the below eligibility criteria:

Criteria Details
Occupation Salaried or Self-employed
Minimum Income for Salaried Applicants Rs. 90,000 p.m.
Age for Salaried Applicants 21-60 years
Minimum Income for Self-employed Applicants ITR>Rs. 12 lakh p.a.
Age for Self-employed Applicants 21-65 years
Serviceable Cities Click here for the list of serviceable cities
Documents Required Click here for the list of acceptable documents

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The InterMiles HDFC Bank Signature Credit Card is great for travelers. You can save on flights and hotels with it, and there are discounts for Etihad Airways. You also get free airport lounge access each year. However, there's a limitation: you can only use the earned InterMiles on the InterMiles website for bookings. So, it's a good choice if you travel a lot and book through one site. If you prefer a card with more flexibility to use rewards on different websites, you might want to explore other travel credit cards out there.

People also looked for the following travel credit cards:

Credit Card Annual Fee Key Feature
InterMiles HDFC Bank Signature Credit Card Rs. 2,500
  • Complimentary InterMiles Silver Membership
  • 2 InterMiles on every Rs. 150 spent on hotel & flight bookings
Standard Chartered Emirates World Credit Card Rs. 3,000
  • Access to international airport lounges
  • Complimentary golf game once a year
MakeMyTrip ICICI Platinum Credit Card Nil
  • Lemon Tree Hotel vouchers worth Rs. 2,000 as joining gift
  • Complimentary MMT Black Membership
Air India SBI Signature Credit Card Rs. 4,999
  • Up to 30 reward points for every Rs. 100 spent
  • Complimentary Priority Pass Membership
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card Rs. 2,500
  • Complimentary 8 lounge access per year (2 each quarter)
  • 6% rewards on IndiGo spends and up to 3% rewards on other spends

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1. What are the Benefits of InterMiles Credit Card?

The InterMiles HDFC Bank Signature Credit Card comes with some cool perks. When you activate it, you can get up to 8,000 Inter Miles as a bonus. You can earn a bunch of Inter Miles for all your spending – up to 12 times more! Plus, you get extra savings on Etihad Airways, like up to 10% off. And don't forget, you also get to chill out in airport lounges for free. There are more goodies too!

2. Is the JetPrivilege Program still ongoing?

No, the JetPrivilege program is now InterMiles Program by Etihad Airways.

3. I am already a JetPrivilege member of the card. How can I avail the benefits now?

Because JetPrivilege is no longer running, your membership will move to the InterMiles Program. Your new InterMiles membership tier will match your existing JetPrivilege tier. So, if you're a Gold Tier member, you'll become a Gold Tier member in the InterMiles Program.

4. How can I use the InterMiles?

You can redeem your InterMiles on the InterMiles website to book flights. If you choose to book with Etihad Airways using your InterMiles, you'll enjoy additional discounts and earn rewards faster.

5. How can I avail the Priority Pass Membership?

With your InterMiles HDFC Bank Signature Credit Card, you'll receive a Priority Pass Membership that includes 5 complimentary visits each year.

6. Does this credit card contain a magnetic strip along with the EMV Chip?

Yes, InterMiles HDFC Bank Signature Credit Card comes with both magnetic strip and an EMV Chip.

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