How to Apply for RBL Credit Card Online
MybankingTips offers you the simple option to compare and apply for
RBL Credit Cards online. To do so, follow these steps:
- Visit MybankingTips RBL Credit Card Section.
- Select Your Ideal Credit Card.
- Click on the ‘
Apply Now’ tab.
- Fill in the required details to find out if you are eligible to apply for the card.
- Once you have entered all the necessary information, click on ‘Submit’.
- After you have successfully provided all the required information, you will receive a message
with your application ID.
Online Apply Through The Bank’s Website
- Step 1: Go to the RBL Bank online banking page.
- Step 2: Select 'Apply Now' under 'Credit Cards'.
- Step 3: Provide your income, name, address, phone number, and email.
- Step 4: Select "Submit."
- Step 5: RBL Bank representatives will confirm your information and get in touch with you to gather any necessary paperwork in two to three business days.
How to Apply for RBL Bank Credit Card Offline
You can apply offline for an RBL Bank credit card by going to the bank's location and completing an
application for the credit card of your choosing. When you're finished, you'll need to turn in the necessary
paperwork, and a bank representative will send the paperwork out for approval.
After paying the membership fee (if applicable), you will get your credit card at your registered address
in 21 working days if your application is approved.
Apply for a Credit Card & Get Instant Approval
Eligibility Criteria to Apply for RBL Credit Cards
The following is a list of general requirements for RBL Bank Credit Cards eligibility:
- Nationality: Applicants should be a citizen of India.
- Income: The bank will assess your eligibility based on your yearly income.
- Age: For the RBL Bank Credit Card, you must be at least 18 years old.
- Credit score: A CIBIL score of at least 750 is required.
- Occupation: Either self-employed or salaried individuals are eligible to apply.
Required Documents to Apply for RBL Credit Card
RBL Bank will let you know what paperwork is needed when you apply for a credit card. The following
paperwork must be submitted in order to be eligible for an RBL credit card.
RBL Bank Credit Card: Fees and Charges
The fees and charges for RBL Bank Credit Cards may differ among all the cards. Here are some of the
common fees and charges associated with RBL Bank Credit Cards:
Consider a card's annual fee, joining fee, and best use while reviewing it.
RBL Credit Cards Features and Benefits
Welcome Benefits
Once a cardholder joins an RBL Credit Card, they are rewarded with welcome incentives. Bonus Reward Points, gift cards, or any other kind of benefit could be used to fulfill this requirement. The joining fee is usually paid by
cardholders in order to receive welcome benefits.
Travel Benefits
Free lounge access at domestic and international airports, savings on hotel and flight reservations, and many other
benefits are possible when using an RBL Credit Card for travel.
Dining & Movie Benefits
The RBL Bank also provides some fantastic dining and entertainment benefits, such as buy 1 get 1 free (BOGO) movie
deals, cheap dining offers, etc., bearing in mind that many individuals enjoy watching movies and dining out.
Reward Programs
There are various RBL Bank Credit Cards with various incentive schemes. While some credit cards give cashback,
others give their users points as a reward. Additionally, the reward rate may differ for certain cards and
categories.
Other Benefits
In addition to all of the features and advantages listed above, the RBL Bank credit cards offer a number of
additional benefits, such as the capacity to remove the annual fee and fuel premium, among many other privileges.
Flexible Credit Limits
With a special feature available only on RBL Bank credit cards, you can set spending limitations for your
credit card.
Add-on cards
RBL provides additional cards for the members of your family. You may obtain a maximum of five cards for your
parents, children, and spouse.
Enhanced Protection
The Europay, Mastercard, and VISA (EMV) microchip, which is incorporated in credit cards offered by RBL Bank,
improves protection against misuse and duplication.
Cash Advance
With your RBL Bank credit card, you can get cash whenever you need it. Finance expenses and a fee will apply to
cash transactions starting on the transaction date.
Specialized Privileges
With certain cards, you can receive exclusive benefits including travel and flying benefits, dining privileges,
priority pass membership, lounge access, golf memberships, and golf lessons.
Active Alerts
With frequent SMS and email alerts, stay informed about all your transactions, missed payments, bill payment
receipts, monthly card statements, and more.
Online Banking
Anytime, wherever, you may access your credit card account online.
Features of the Major RBL Bank Credit Cards
RBL World Safari Credit Card
When the membership fee is paid, the RBL Bank offers a travel credit card that comes with a welcome benefit
of a Rs. 3,000 MakeMyTrip travel voucher. Spending Rs. 100 on other categories earns you 2 travel points, while
spending Rs. 100 on travel earns you 5 points. With this card, you can earn up to 15,000 travel points after
spending Rs. 5 lakhs annually, and 10,000 bonus points after spending Rs. 2.5 lakhs annually. The RBL Bank Safari
Credit Card's $0 international markup tax on all overseas transactions is its most important feature.
RBL Bank Icon Card
This credit card is provided by RBL Bank and allows you to earn reward points at a rate of up to 20,000 after
paying the registration fee and 45,000 upon reaching milestone benefits. This card allows you to two free of charge
visits to domestic lounges as well as discounts on cinema tickets twice a month. Up to 2,000 reward points can be
earned each month with the RBL Bank Icon Card.
RBL ShopRite Credit Card
This credit card gives 10% off BookMyShow movie bookings, unique reward points on groceries and gas. You may earn
more reward points quickly with the RBL ShopRite Credit Card when you spend money on groceries and gas. With the
exception of fuel, this card allows you to accrue 1 reward point for every Rs. 100 spent in other categories.
RBL Platinum Maxima Card
The RBL Bank provides credit cards with a number of exclusive incentives and discounts on the RBL Platinum Maxima
Card. Every Rs. 100 spent on this card will earn you two reward points; every Rs. 100 spent on fuel, movies, dining
out, utility bills, overseas shopping, etc. will earn you five times as many reward points. Additionally, you can
earn up to 20,000 bonus reward points by meeting the spend targets. In addition to numerous other benefits, the
Platinum Maxima Card comes with a "Buy 1 Get 1" deal when purchasing movie tickets from BookMyShow.
RBL Bank Popcorn Credit Card
The RBL Bank Popcorn Credit Card is designed for those looking a credit card with entertainment and movie-related
advantages. After paying the membership cost, you will receive four complimentary movie tickets worth Rs. 1000 on this
card. When you meet the weekly goal of Rs. 2,500, you are guaranteed a payback of Rs. 25 every week. In addition, you
receive two complimentary movie tickets each month.
RBL Bank Cookies Credit Card
An affordable card with a minimal membership charge is provided by RBL Bank. Customers who use the RBL Bank Cookies
Card can take advantage of special discounts and unique rewards. Earn accelerated reward points (5x) on all eligible
online spends and one reward point on all offline purchases. This card offers you a 10% discount on BookMyShow, Zomato,
Myntra, and Uber. You can receive a gift card with a maximum value of Rs. 5000 upon reaching the milestone benefits.
RBL Bank Insignia Preferred Banking World Card
The RBL Bank Insignia Preferred Banking World Card is a special card available only to preferred members. You must
speak with your relationship manager in order to get this card. You can get premium benefits, cinema passes, eating
benefits, and a lot more with this card. You can accrue five reward points for all domestic transactions with this
card, and 10 reward points for transactions made abroad.
RBL Movies and More Card
Cardholders can take advantage of fantastic deals on eating and movies by using their RBL Bank Movies and More
cards. For every Rs. 100 spent on movie tickets through BookMyShow or on orders from KFC and Pizza Hut, you can earn
10 reward points. On Wednesdays, you can spend Rs. 100 on meals and receive 20 reward points. Enjoy milestone perks
with this card, such as bonus reward points of up to 15,000 when you reach the yearly spend cap. Use your reward
points to get deals on hotels, flights, retail certificates, and much more.
RBL Bank LazyPay Credit Card
Within the first thirty days of the card's issuance, make eligible transactions to receive a reward of Rs. 250.
Get 1% back on all online and point-of-sale transactions (except from cash transactions, fuel purchases, insurance
payments, and rental payments). Make use of your LazyPay credit card and effortlessly repay it over time through
manageable installments. You can use the RBL Bank LazyPay Credit Card for free because it comes with a lifetime fee
waiver.
RBL Bank Platinum TravelEasy SuperCard
Over Rs. 6,800 worth of annual rewards. Special discounts on Ola/Uber transactions and fuel purchases. Reversal
of second-year fees for expenditures up to Rs. 1,00,000. special features such as Easy Cash and Emergency Advance.
Upon paying the joining fee and spending Rs. 2,000 within 30 days of issuance, receive gift vouchers worth Rs. 1,000.
Take advantage of a monthly fuel surcharge waiver of up to Rs. 100. Get 10% off on fuel purchases and Ola/Uber rides.
Obtain the Platinum TravelEasy SuperCard for a joining fee of Rs. 999, plus an additional Rs. 999 every year starting
in the second year.
RBL Bank Platinum Edge SuperCard
Use EMI Finance to make a variety of items, such as food, furniture, gadgets, durables, and clothes. Divide funds
into convenient monthly installments. In times of need, convert the available cash limit to a three-month personal
loan. Interest rate of 1.16% per month; there is no processing fee. Unlimited cash withdrawals from ATMs in India are
free of interest. Upon receiving your Platinum Edge SuperCard, you will be given a unique welcome gift. For 8,000
Reward Points, pay the registration fee and spend Rs. 2,000 within 30 days. Every month, cardholders can use BookMyShow
to get a 1+1 free movie ticket offer, up to Rs. 200. Get 2 Reward Points for every Rs. 100 spent in different areas.
2X Reward Points for purchases made online (apart from certain categories). For 10,000 Reward Points (not including
rentals), pay Rs. 1,50,000 annually. For every additional Rs. 1,00,000 spent (excluding rents), earn an extra 5,000
Reward Points. One complimentary domestic airport lounge is provided by Platinum Edge SuperCard. Receive a monthly
fuel fee waiver of up to Rs. 100. Valid for fuel transactions between Rs. 500 and Rs. 4,000. Get a Platinum Edge
SuperCard for Rs. 1,999 (Service Tax Included) plus a joining fee. The annual fee is Rs. 1,999 (Plus Service Tax)
starting in the second year.
RBL Bank Platinum Classic SuperCard
After paying the membership fee and spending Rs. 2,000 within 60 days of the card's issuance, you will receive 2,000
Reward points. (First Year Free cards do not have any welcome prizes.) For every 100 rupees you spend on purchases, you
will receive 1 reward point. If you spend Rs. 50,000 in a year, the Annual Fee for the following year is waived.
RBL Bank World Max SuperCard
By paying the registration fee and spending Rs. 2,000 within 30 days, you can earn 12,000 reward points (not
valid for first year free cards). Get 1+1 free movie ticket on BookMyShow every month, any day of the week, up to
Rs. 200. Get two reward points for every rupee you spend on shopping. To obtain 1,500 Reward Points, pay Rs. 25,000
every month. Achieve the Rs. 40,000 and Rs. 50,000 benchmarks each time to earn an additional 1,000 Reward Points
(excluding rental expenses).
RBL Bank Platinum LifeEasy SuperCard
If you pay the joining fees and use the money within 30 days, you will receive gift certificates worth Rs. 2,000
(this offer is not valid for First Year Free cards). With a monthly fuel cost waiver of up to Rs. 150, you may enjoy
the flexibility of filling up your car's tank anywhere you choose.For fuel transactions between Rs. 500 and Rs. 4,000,
a surcharge is applicable. Receive 10% Off on Fuel Purchases Get 10% back on Ola and Uber rides. Earn 5% Cashback on
Your Grocery Purchases Get gift vouchers worth Rs. 1,000 after spending Rs. 1,000,000 in a year (rental expenses
excluded). Reverse the second year's fees if you spent Rs. 2,00,000 on the first year. A membership charge of Rs. 1,999
(Plus Service Tax) and an annual fee of Rs. 1,999 (Plus Service Tax) starting in the second year are required to obtain
the Platinum LifeEasy SuperCard.
RBL Bank Cookies Credit Card
Start with a Rs. 1,000 gift card from Shoppers Stop, Amazon, Flipkart, Myntra, or Croma. Acquire through a purchase
made within 30 days of the card's issuance. Spend Rs. 2 lakhs within a year to unlock a Rs. 1,000 voucher. When
redeeming reward points that have been accrued on RBL Bank credit cards, there will be a cost of Rs.99 + GST. For
redemptions made in a single day, the cost is charged once. Spend Rs. 5 lakhs in a year to unlock a Rs. 5,000 coupon.
Get an instant 10% discount at BookMyShow, up to Rs. 300 each month. Get 10% cashback at Myntra, Uber, and Zomato per
month, up to Rs. 300 per person. For every Rs. 100 spent online, you can get 5 reward points. For every Rs. 100 spent
offline (excluding petrol), earn 1 reward point. Enjoy a monthly maximum of Rs. 150 in fuel fee waiver for transactions
between Rs. 500 and Rs. 4,000. Amount of subscription each month: Rs. 100 + GST. If you spend Rs. 5,000 in a month, the
membership cost for the following month is waived.
Apply for a Credit Card & Get Instant Approval
Factors Affecting RBL Bank Credit Card
Make sure you have verified all of the following before applying for a credit card from RBL Bank.
Age of the Applicant: Using a credit card requires maturity. Since the banks want a proper payment each month,
they have tight age criteria when issuing credit cards.
Credit History of Applicant: An individual's credit history provides a view of how they have managed their
credit-related affairs. A clean credit history is required by the lender that is making the credit card offer.
Applicant's Income: Your income is a crucial consideration when applying for a credit card. This can serve
as proof to the bank that you are able to pay off your credit card debt. Another requirement to get an HDFC Bank credit
card is having a fixed deposit.
How To Activate RBL Bank Credit Cards?
You may be looking for instructions on how to activate your new RBL Bank credit card after you receive
it. The card can be activated by any of the online and offline methods listed below:
- You can activate your card via the RBL MyCard app, which is the mobile banking app for RBL Bank. Simply
go to the main menu of the app, log in to your account, and select the setting a new PIN option.
- You can create or reset your credit card PIN on an alternate page provided by RBL Bank.
Simply go to https://applications.rblbank.com/creditcard-pin-change page,
fill in the information, and continue to activate your card.
- Make a request for help in creating your credit card PIN by contacting the RBL Bank Credit Card customer
service representatives. A few details might be requested from you. Your card will be successfully activated
in a few seconds if you just provide them the necessary information and carefully follow all the steps.
RBL Credit Cards Login/Netbanking
RBL Bank also allows its clients to use net banking on their credit card accounts, as most banking assignments have
become simpler and less time-consuming due to internet banking. The methods listed below can be used to register
your RBL Credit Card for online banking:
- Step 1: Go to the official website of RBL Bank.
- Step 2: After clicking "Login," choose "Personal Banking."
- Step 3: Select "First Time User" now, then use your credit card to register.
- Step 4: Enter all of your card's necessary details.
- Step 5: Set your password and user ID in the next steps, then click "Submit."
RBL Credit Card Bill Payment
You have two options for paying your ,RBL Bank credit card bills online or offline:
Online Payment:
- RBL MyCard Mobile Application - You can pay your credit card bills with RBL Bank's mobile application at
any time and from any location.
- Online card payment - To use the online card payment feature on the RBL Bank website, go to the website
and log in. From there, you can pay your credit card bill.
- NEFT - Additionally, you can transfer money to your credit card account using the Indian Financial System
Code (IFSC) code and the National Electronic Fund Transfer (NEFT) function.
Offline Payment:
- Cash - At any RBL Bank branch, you can pay your credit card bill with cash.
- Check - In addition to cash, you can write a check for the outstanding balance and deposit it at
any RBL Bank location.
How To Earn and Redeem RBL Credit Card Reward Points?
You can earn reward points for every purchase you make with your RBL Bank credit cards. However, the reward
rates offered by various credit cards differ and they may be less or greater based on the card's annual fees.
Additionally, various credit cards serve best for specific areas, including dining, entertainment, travel, etc.
You can get standard reward points on all of your purchases with the majority of these cards, but you can also
earn accelerated reward points on certain categories—which vary depending on the card. Selecting a credit card
with increased reward points in the category where you spend the most can help you get the most out of your
rewards credit card.
Online reward point redemption is available for a variety of products found in the RBL Bank Rewards Catalog.
After registering, you can use the RBL Bank Rewards Portal to redeem your credit card reward points. The steps
that you have to complete are listed below:
- Step 1: Go to the Rewards portal for RBL.
- Step 2: Select "Register Here" if you're a new user.
- Step 3: To register, enter your date of birth, credit card number, and the OTP that you received
on your mobile device.
- Step 4: Enter your login ID and password to access the portal now.
- Step 5: Choose the product or choice and the category that you wish to use your reward points
against.
- Step 6: Choose how many points you wish to redeem by clicking on "Redeem Points."
- Step 7: To verify, enter the OTP that was sent to the registered mobile number.
The transaction will be finalized and a confirmation message will be sent to your registered mobile
number following a successful verification.
How to Check RBL Credit Card Reward Points
The balance of RBL credit card reward points and other relevant details can be viewed via an online banking
facility or credit card statement, as explained below:
- Net Banking/Mobile Banking: Click the "Reward Points" section after logging in to your net banking account
or using the mobile app to check the balance on your card.
- RBL Rewards Platform: Use your credit card information, birthdate, and OTP to register at the RBL Rewards
site. After that, you can log in to see how many reward points you have left over and use them.
- Credit Card Statement: Each month, you will receive a credit card statement from RBL Bank that contains
information on your RBL reward points. Checking your balance and expiration date is as easy as looking at
your statement.
Interest Rate Charged on RBL Credit Cards
RBL Bank can charge interest rates as high as 3.99% p.m. or 47.88% p.a. However, depending on your relationship
with the bank, how you use your card, and other factors, the interest rate that the bank charges may vary from
credit card to credit card.
How Credit Card Interest Rates Calculated by RBL Bank?
Before understanding how interest rates are calculated, it is important to understand what the Annual Percentage
Rate (APR) is. APR is the annual percentage rate that your credit card company charges you on the remaining balance
on your card.
Banks charge daily interest on the outstanding debt. This is equivalent to a monthly interest rate. The Daily
Periodic Rate can be calculated by dividing the Annual Percentage Rate by the total number of days in the year.
RBL Credit Card Balance Transfer
Through the 'Transfer n' Pay' Program, RBL Bank offers an opportunity to transfer credit card balances. Through
this program, you can pay back the balance of any credit card in equal monthly payments by transferring it to your
RBL Bank credit card.
If you choose to pay back the entire amount over a period of three, six, nine, or twelve months in equal
installments, there will be a minimum balance transfer processing fee.
Closure or Cancellation of your RBL Bank credit card
Credit cardholders of RBL Bank may choose to cancel their card if they no longer need it or if their high
annual fees are the reason. You can cancel your RBL Bank credit card by going through
- By contacting cardservices@rblbank.com for normal cards or
supercardservice@rblbank.com for super cards via email.
- By contacting 022-71190900, the customer service number.
- By going to the branch and submitting in a letter asking for cancellation together with
identification documentation.
RBL credit card Balance Enquiry
You can use your registered mobile number to make a missed call to 1800 419 0610 in order to check the
amount on your RBL bank credit card. The balances of your current and savings accounts will be available to
you. This service can be used 24/7.
RBL Credit Card Application Status
If you've submitted an application for a credit card from RBL Bank, you can use the following techniques
to find out the status of your application:
- Online by providing the OTP that was received, the registered mobile number, and the application
reference number on the RBL bank website.
- Using the RBL customer service email and helpline.
RBL Bank Credit Card Customer Care Details
For any credit card inquiries, call 022-62327777 to reach RBL Bank's credit card
customer service. In addition, you can reach 022-7119 0900 with any inquiries
you may have about SuperCards.
In case that the phone number is unresponsive, you can reach the customer support team by email at:
rblbank.com/cardservices
rblbank.com/supercardservice
Apply for a Credit Card & Get Instant Approval
FAQs
No, only Indian residents are eligible to receive credit cards from RBL Bank, including the global
cards. Therefore, if you are leaving the country for work or leave the country, you must return your
credit card to the bank in accordance with RBI requirements.
Yes, you are able to withdraw out cash on your credit card up to the amount that is specified, as
shown on your billing statement. 2.5% of the amount withdrawn, subject to a minimum of Rs. 500, is the
cash advance fee for cash withdrawal activities.
No, you cannot use your RBL Credit Card for the benefit of another person. It is exclusively for your
personal use. On the other hand, you can give your family an add-on card if you want to provide additional
benefits to them. But take note that the principal credit card holders will be responsible for paying for
all fees and charges associated with purchases done on add-on cards.
A credit limit being reached, inaccurate credit card information, or use of your card at prohibited
areas are just a few of the reasons it could be refused. You can reach the actual reasons by giving the
24 Hour Bank a call at 1800 121 9050. The customer care agent at the bank will then offer you the
appropriate assistance.
You can notify the customer support representative on the banks' toll-free line, 1800 121 9050, as
soon as your credit card is lost or stolen.
The card of your choosing and your income group determine the credit limit you are eligible for. A
certain amount of your credit limit, either available or total, will be your cash limit. This limit
will be shown each month on your credit card payment statement.
If you have the RBL Bank BankBazaar SaveMax Credit Card, you can apply for a pre-approved loan without
having to provide any proof.
Make a cash payment to RBL Bank. All RBL bank branches accept credit card payments.
You have a few options for monitoring your credit card usage and balance: Net banking, mobile banking,
in-person branch visits, ATMs, customer care calls, monthly statements, and SMS alerts.
Download the RBL MoBank App by visiting https://mobank.rblbank.com. Select the biller category that
has to be paid for. Enter the OTP, log in, input the bill data, and confirm
Make a cash payment to RBL Bank. All RBL bank branches accept credit card payments.
Credit card cash limits are set at the time a customer receives their card. Generally, banks set a
cap of 20% to 40% of the entire credit limit.
You have three options for paying your credit card bills: online using RBL Bank net banking, by
dropping checks at the drop boxes, or via NEFT payment. In addition, you have the option of using
standing orders connected to a current or savings account to pay your payments.
You must be at least 21 years old and under 65 with a minimum of Rs. 3,000,000 annual income, either
from self-employment or employment with a reputable company.
Yes, you can use the RBL Bank Credit Card for any international transaction; it is an internationally
valid card. But take aware that there are fees associated with international transactions, such as
markup or foreign exchange transaction fees. Normally, the markup cost is 3.5% of the transaction
amount; however, with World Safari Credit Cards, this amount is waived.
Depending on the credit card plan, the RBL Bank Credit Card's interest-free period can last
between 20 to 50 days.
You have two options for paying the bill: either download the RBL mobile app, which also offers the
ability to pay credit card bills, or connect into their online banking account to pay the bill on the
RBL website. You can use the offline approach at any RBL branch to pay your bill.
There could be several reasons for this, such as eligibility requirements or a poor credit score. Wait
for the rejection letter, which will contain all the information and reasons for the rejection. You can
get more information by contacting the RBL credit card customer service if you have any further
questions.
Through its RBL Reward Program, RBL Bank makes it simpler for its credit cardholders to redeem their
accrued reward points. Products and services are available for selection from the product catalog. The RBL
Edition Credit Card and RBL Edition Classic Credit Card allow you to use your reward points to pay down
the remaining debt on the card. One RP is for Rs. 0.25 for redemption, and one edition cash is
worth Re. 1.
Please give the customer support representative a call at 1800 121 9050. The customer support
representatives will help you and are available 24*7.
When applying for RBL Bank card, you may submit any of the following documents as evidence of address:
voter ID, passport, Aadhar card, driver's license, etc.
For any of the credit cards listed above, RBL Bank does not charge an additional fee.