Housing Development Finance Corporation

HDFC Infinia Metal Edition Credit Card

Airport Lounge Access

Reward Points

Travel

MyBankingTips Rating

Joining Fee: ₹12500* Plus Applicable Taxes

Renewal Fee: ₹12500*Plus Applicable Taxes

Airport Lounge Access

Reward Points

Travel

MyBankingTips Rating

Joining Fee: ₹12500* + Tax

Renewal Fee: ₹12500* + Tax

Airport Lounge Access

Welcome benefits:- Get 12,500 Reward Points (worth ₹12,500) as a welcome bonus on fee payment, plus complimentary Club Marriott membership.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About HDFC Infinia Metal Edition Credit Card

The HDFC Infinia Metal Edition Credit Card is a top-tier, invite-only credit card crafted for high-income individuals. It offers exclusive privileges such as unlimited global lounge access, 10X reward points on SmartBuy, complimentary Club Marriott membership, low forex markup, and a stunning metal finish. This card is synonymous with luxury, flexibility, and unmatched lifestyle benefits.

HDFC Infinia Metal Edition Credit Card Rewards Program

Spend Category	Reward Points
All retail spends	5 RP per ₹150
SmartBuy (Flights/Hotels)	Up to 10X RP
1 RP = ₹1 for redemption on flights/hotels via SmartBuy

Unlimited Reward Points (no capping)
Reward points valid for 3 years
Redeem for flights, hotels, Apple products, vouchers, or Airmiles

Other Features and Benefits

24x7 concierge assistance for travel, dining, events, and more
No pre-set spending limit (limit is dynamic based on spend pattern)
Insurance Coverage:
- Air accident: ₹3 crore
- Overseas medical: up to ₹50 lakh
- Lost card liability, baggage delay, flight delay cover
Emergency Card Replacement: Anywhere in the world within 48 hours

Fees and Charges

Statement Balance	Charges
₹100 to ₹500	₹100
₹501 to ₹5,000	₹500
₹5,001 to ₹10,000	₹600
₹10,001 to ₹25,000	₹800
₹25,001 to ₹50,000	₹1,100
Above ₹50,000	₹1,300

Things to Know Before you apply

Get this card if:

This card is ideal for:

High-income individuals (HNIs, CXOs, Business Owners)
Frequent international travelers
People who spend ₹5–10L+ annually on travel, lifestyle, and shopping
Users who can fully utilize lounge, SmartBuy, and golf privileges

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For HDFC Infinia Metal Edition Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

HDFC Infinia Metal Edition Credit Card Hilights

What do we like about this card?

Unlimited access to 1,000+ airport lounges (via Priority Pass and DreamFolks)
10X rewards on SmartBuy (flights, hotels, shopping, and more)
ComplimentaryClub Marriott membership
Low forex markup of 2%
Golf games at top courses in India and abroad
24x7 concierge service and emergency card replacement globally
Metal card design with premium packaging

Pros

Unlimited airport lounge access (global & domestic)
Highest reward rate in HDFC portfolio (up to 33% on SmartBuy)
Luxury golf access & concierge services
Premium design with metal finish
Multiple redemption options including airmiles

Cons

Invite-only, not available for most users
High annual fee (₹12,500) if spend threshold not met
Requires high credit score and financial profile
No cashback facility (only reward points)

HDFC Bank Credit Card Contact Details

HDFC Card offers multiple ways to get assistance for your credit card queries and services.

Contact Address: Manager, HDFC Bank Cards Division, PO BOX # 8654, Thiruvanmiyur PO Chennai - 600 041
Helpline: You can contact us at 1800 1600 / 1800 2600.
Simply SMS: - SMS “CCHELP” to 5676712