Canara Bank Credit Card
canara Bank Canara Bank

Canara Bank Visa Gold Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹250

Annual Fee: Nil

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Canara Bank Visa Gold Credit Card is an affordable credit card specifically designed to fulfill the needs of the users. This credit card comes with a nominal fee of ₹250 and it charges no annual fee. This credit card is a good choice to offer financial flexibility. The key benefits of this credit card include an enhanced credit limit, reward points on transactions, complimentary insurance coverage, and global acceptance. It is a very important and valuable financial tool for domestic and international use.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefits
  • Credit Limit:With this credit card cardholders can get a credit limit of up to ₹25,00,000 per month.
  • Cash Withdrawal Facility: Cardholders can withdraw up to 50% of credit limit or ₹50,000 (whichever is lower) for easy cash in case of emergency.
  • Reward Points Program: With this credit card users earn 2 reward points for every ₹100 spent on purchase transactions. Later these reward points can be used to avail cashback or buying merchandise.
  • Interest-Free Credit Period: This credit card offers an interest-free credit period of up to 50 days to manage your expenses and save money on interest.
  • Global Acceptance: You can use this credit card anywhere in the world to make your international travel more convenient.
  • Insurance Coverage: With this credit card users also receive complimentary insurance coverage for accidental death and baggage loss for both the cardholder and spouse.
  • Fuel Surcharge Waiver: Users can also avail a fuel surcharge waiver for fuel transactions to save money on fuel purchases.

Canara Bank Visa Gold Credit Card Eligibility:

Eligibility Criteria of Canara Bank Visa Gold Credit Card

  • Age:Applicants should be between 18 and 65 years old.
  • Income: The applicant needs to have a stable and regular income to apply for this credit card. You can contact the bank branch to know more about the income criteria.
  • Employment: Both salaried and self-employed individuals are eligible to apply.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or any other government-approved photo ID.
  • Proof of Address: Aadhaar Card, Passport, Utility Bill (not older than 3 months), or any other government-approved address proof.
  • Proof of Income: Latest salary slips (for salaried individuals), Income Tax Returns, or audited financial statements (for self-employed individuals).

Note:Canara Bank may request additional documents as per their internal policies.

Fees and charges that apply to Canara Bank Visa Gold Credit Card:

Fee / Charge Amount/Rate
Annual Fee Nil
Joining Fee ₹250
Finance Charges 2.5% per month (30% per annum)
Foreign Currency Markup Applicable as per bank's prevailing rates
Cash Withdrawal Charges 3% of the transaction amount, subject to a minimum of ₹30 per ₹1,000 withdrawn or part there of
Late Payment Charges 2% of the outstanding amount, subject to a minimum of ₹10
Reward Redemption Fee As per bank's policy

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

This credit card comes with a joining fee of ₹250. After that it charges no annual fee.

With this credit card cardholders earn 2 reward points for every ₹100 spent on purchase transactions.

Yes, the Canara Bank Visa Gold Credit Card comes with an interest-free credit period of up to 50 days. .

With the Canara Bank Visa Gold Credit Card you can withdraw up to 50% of your credit limit or ₹50,000, whichever is lower.

Yes, the Canara Bank Visa Gold Credit Card is accepted worldwide. So you can use it anywhere in the world for making purchases and withdrawal cash.

The card offers complimentary insurance coverage for accidental death and baggage loss for both the cardholder and their spouse. .

You can access the following links to find detailed information and procedures related to managing your Canara Bank Credit Card

Check if you are eligible for Canara Bank Visa Gold Credit Card on
mybankingtips.com

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