Best Suited For: Rewards & Travel
Joining Fee: Nil
Renewal Fee: Nil
Best Suited For: Rewards & Travel
Joining Fee: ₹4,999 Plus Applicable Taxes
Renewal Fee: ₹4,999 Plus Applicable Taxes
Welcome e- Gift Voucher worth Rs. 5,000
Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.
Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India.
Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.
Check your eligibility for this card
The Canara Bank RuPay Platinum Credit Card is an entry-level credit card. This is a completely free credit card without any annual fee or joining fee. This credit card is a good choice for people who want to start their credit card journey with little to no expenses. It would provide them with various benefits along with financial flexibility. With this credit card cardholders get a variety of benefits such as reward points, add-on cards, insurance cover, EMI option, and many other facilities.
Rewards & Travel
Eligibility Criteria of Canara Bank RuPay Platinum Credit Card
Documents Required
Note:Canara Bank may request additional documents as per their internal policies.
Fees and charges that apply to Canara Bank Rupay Classic Credit Card:
Fee / Charge | Amount/Rate | |
---|---|---|
Annual Fee | Nil | |
Joining Fee | Nil | |
Finance Charges | 2.5% per month | |
Foreign Currency Markup | 3.5% on all foreign currency transactions | |
Cash Advance Charges | 3% of the transaction amount, subject to a minimum of ₹30 per ₹1,000 withdrawn | |
Late Payment Charges | 2% of the outstanding amount, subject to a minimum of ₹10 and a maximum of ₹150 | |
Reward Redemption Fee | Nil | |
Fuel Surcharge Waiver | 1% waiver on fuel transactions between ₹400 and ₹5,000 |
*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.
This card has no annual fee; it is a lifetime-free credit card. It allows the cardholders to enjoy premium credit card benefits without any additional charges.
Cardholders earn 2 reward points for every ₹100 spent on all transactions, including e-commerce.
It is very simple to redeem your Canara Bank RuPay Platinum Credit Card online through the Canara Rewardz portal. 1 reward point equals ₹0.25. You need a minimum of 1000 points for cashback and 100 points for merchandise redemption. These points are only valid for 3 years from the date of accrual.
Yes, the Canara Bank RuPay Platinum Credit Card provides a 1% fuel surcharge waiver for transactions ranging from ₹400 to ₹5,000 at all fuel stations in India.
The card offers various insurance benefits, including air accident insurance up to ₹8 lakh for the primary cardholder (₹4 lakh for the spouse), other accident insurance up to ₹4 lakh for the primary cardholder (₹2 lakh for the spouse), baggage insurance up to ₹25,000, and purchase protection up to ₹25,000.
You can access the following links to find detailed information and procedures related to managing your Canara Bank Credit Card