Canara Bank

Canara Bank RuPay Platinum Credit Card

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Fuel

1% fuel surcharge waiver

Reward Points

Earn 2 reward points on every ₹100 spent, including all retail and e-commerce purchases.

Welcome benefits:- N/A

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Canara Bank RuPay Platinum Credit Card

The Canara Bank Rupay Platinum Credit Card is a basic, entry-level credit card with no annual fee. Unlike other entry-level cards, it does not provide benefits for specific spending categories, but you earn 2 reward points for every ₹100 spent, whether online or offline. This card is ideal if you are new to credit cards and want a simple, lifetime free option. Read on to see if this card is the right fit for you.

The Canara Bank RuPay Platinum Credit Card is a lifetime free card with no joining or annual fees. It comes with a credit limit of up to ₹25 lakh.

Canara Bank RuPay Platinum Credit Card Rewards Program

Reward Points

Earn 2 Reward Points on every ₹100 spent, online or offline.
1 Reward Point = ₹0.25, so ₹100 spent earns ₹0.50.
Points can be redeemed for cash against your statement balance.

Other Features and Benefits

Complimentary Accidental Insurance Cover

Air Accident: ₹8 lakh for self, ₹4 lakh for spouse
Other Accidents: ₹4 lakh for self, ₹2 lakh for spouse

Other Features

Up to 4 add-on cards for immediate family members
Baggage insurance and purchase protection cover of ₹25,000 each
Credit limit up to ₹25,000 (may vary based on income)
Post-purchase EMI conversion on transactions above ₹5,000
Long interest-free credit period of 20–50 days
EMV CHIP PIN enabled for secure transactions
Access to international ATMs
Foreign exchange markup fee: 3% on international transactions
Welcome benefits provided on card activation

Fees and Charges

Particulars	Fees / Charges
Joining Fee	NIL
Annual Fee	NIL
Finance Charges	2.5% per month \| 30% per annum
Late Payment Fee	2% of the amount due, subject to a minimum of Rs. 10 and a maximum of Rs. 150

Things to Know Before you apply

Get this card if:

You are a beginner looking for an entry-level credit card
You want a credit card with relaxed eligibility criteria
You prefer Canara Bank as your credit card provider
You are okay with the low reward rate offered on this card
You want a card with NIL joining or annual fee

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Canara Bank RuPay Platinum Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Canara Bank RuPay Platinum Credit Card Hilights

What do we like about this card?

Lost Card Liability: Liability limited to Rs. 1,000 from the time you report a lost card
International ATM Access: Use your card at ATMs worldwide
Reward Points: Earn 2 reward points for every Rs. 100 spent, including e-commerce transactions

Pros

Lifetime free card with no joining or annual fees
Simple, beginner-friendly credit card
Reward points redeemable for cash
Complimentary accidental insurance cover
Option for add-on cards for family members

Cons

Low reward points rate (₹0.50 per ₹100 spent)
Limited lifestyle and category-specific benefits
No airport lounge access
Foreign exchange markup fee of 3% on international transactions
Modest welcome benefits compared to other cards

Canara Bank Credit Card Contact Details

Contact Address: Canara Bank Card Division, No. 29, K R Road, Basavanagudi, Bengaluru – 560004, Karnataka, India
Helpline (24x7): 1800 103 0011 (Toll-Free) 1800 208 3333 (Alternate Toll-Free) +91 80 2206 2222 (For chargeable/international calls)
Simply SMS: Send "CANRUPAY" to 56156 from your registered mobile number