Canara Bank Classic Credit Card
Canara Bank Canara Bank

Canara Bank RuPay Classic Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: Nil

Renewal Fee: Nil

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Canara Bank RuPay Classic Credit Card is a lifetime-free card. It is designed to provide essential benefits and financial flexibility to its users. It offers a very simple rewards program, comprehensive insurance coverage, and more. This card is the best choice for people who are looking for a credit which provides all the essential features with reliability.

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All You Need To Know

Card Type

Rewards & Travel

Reward Points Program
  • This credit card offers 2 reward points for every ₹100 spent on Point of Sale (POS) and e-commerce transactions. You can easily redeem these points through the Canara Rewardz portal for cashback or merchandise according to your convenience.
Insurance Benefits
  • Fraudulent Charge Cover: Users get protection against unauthorized transactions up to ₹2 lakhs.
  • Purchase Protection Cover: Users enjoy coverage up to ₹25,000 if their purchase is stolen or damaged by accident.
  • Baggage Insurance: Up to ₹25,000 coverage for lost or delayed baggage.
  • Air Accident Cover: Up to ₹4 lakh for the cardholder and ₹2 lakh for the spouse.
Fuel Surcharge Waiver
  • Cardholders also receive a 1% fuel surcharge waiver for transactions ranging from ₹400 to ₹5,000 across all fuel stations in India.

Canara Bank RuPay Classic Credit Card Eligibility:

Eligibility Criteria of Canara Bank RuPay Classic Credit Card

  • Age: Applicants should be between 21 and 65 years of age.
  • Income: Applicants must have a stable income source; specific income criteria might vary based on your eligibility.
  • Credit Score: A good credit can increase your chances of approval.

    • Also, remember that detailed eligibility criteria may vary based on your location, card type, and various other factors. You should consult with the bank for all the necessary documents and other requirements for eligibility.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or any other government-approved photo ID.
  • Proof of Address: Aadhaar Card, Passport, Utility Bill (not older than 3 months), or any other government-approved address proof.
  • Proof of Income: Latest salary slips (for salaried individuals) or Income Tax Returns (for self-employed individuals).

Note:Canara Bank may request additional documents as per their internal policies.

Fees and charges that apply to Canara Bank Rupay Classic Credit Card:

Fee / Charge Amount/Rate
Annual Fee Nil
Joining Fee Nil
Finance Charges 2.5% per month (30% per annum)
Foreign Currency Markup 3% on all foreign currency transactions
Cash Advance Charges 3% of the transaction amount, subject to a minimum of ₹30 per ₹1,000 withdrawn
Late Payment Charges 2% of the outstanding amount, subject to a minimum of ₹10 and a maximum of ₹150
Reward Redemption Fee Nil
Fuel Surcharge Waiver 1% waiver on fuel transactions between ₹400 and ₹5,000

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

This card has no annual fee. So cardholders can enjoy it for lifetime without any burden of annual fee.

This credit card offers 2 reward points for every ₹100 spent on POS and e-commerce transactions.

You can easily redeem Canara Bank RuPay Classic Credit Card reward points for cashback or merchandise through the Canara Rewardz portal.

Yes the Canara Bank RuPay Classic Credit Card offer a 1% fuel surcharge waiver for the fuel transactions ranging from ₹400 to ₹5,000 across all fuel stations in India.

The card offers various insurance benefits, including fraudulent charge cover up to ₹2 lakh, purchase protection up to ₹25,000, baggage insurance up to ₹25,000, and air accident cover up to ₹4 lakh for the cardholder (₹2 lakh for the spouse).

You can access the following links to find detailed information and procedures related to managing your Canara Bank Credit Card

Check if you are eligible for Canara Bank Rupay Classic Credit Card on
mybankingtips.com

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