Canara Bank

Canara Bank RuPay Classic Credit Card

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Fuel

Reward Points

MyBankingTips Rating

Joining Fee: ₹0* + Tax

Renewal Fee: ₹0* + Tax

Fuel

1% waiver on fuel transaction

Reward Points

2 Points per every ₹100/- spent on POS/ E-Commerce

Welcome benefits:- N/A

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Canara Bank RuPay Classic Credit Card

The Canara Bank RuPay Classic Credit Card is an ideal choice for anyone looking for a simple and effective way to manage their money. This basic credit card comes with no joining fee and is lifetime free, making it easily accessible to all. Cardholders can enjoy up to 50 days of interest-free credit, allowing purchases without immediate payment pressure. For those who prefer to spread out their expenses, the card also offers easy EMI conversion through the Canara ai1 app. In addition to shopping, users can withdraw cash from ATMs and carry out various non-financial transactions. The card is widely accepted both online and offline, domestically and internationally, offering convenience and flexibility in spending. On top of that, every transaction earns Reward Points, making each purchase more rewarding.

Canara Bank RuPay Classic Credit Card Rewards Program

Reward Rate: Earn 2 Reward Points for every ₹100 spent on PoS or e-commerce transactions.
Reward Value: 1 Reward Point = ₹0.25.
Redemption Options: Redeem points on CanaraRewardz for cashback or for purchasing goods.
Flexible Usage: All earned Reward Points can be used across a variety of redemption options, making every transaction rewarding.

Other Features and Benefits

Enjoy up to 50 days of interest-free credit on purchases.
Convert purchases into easy EMIs through the Canara ai1 app.
Withdraw cash from ATMs and access other non-financial services.
Shop at merchant outlets using PoS and earn rewards.
Shop online and enjoy exclusive discounts.
Accepted domestically and internationally for seamless transactions.
Lifetime-free card with zero annual, joining, or enrollment fees.
Earn Reward Points on every PoS and e-commerce transaction.

Fees and Charges

No enrollment or annual fees for the card.
Inactivity Fee: ₹100 if total annual transactions are less than ₹12,000.
Interest on Minimum Payment: 2.5% per month on any outstanding balance if only the minimum due is paid.
Card Replacement Fee: ₹300 per card (primary or add-on).
Foreign Currency Transaction Fee: Up to 3% of the transaction amount.
Cash Withdrawal Fee: 3% of withdrawn amount at Canara Bank ATMs (minimum ₹30 per ₹1,000).
Late Payment Fee: ₹250 plus GST, along with interest on the overdue balance.

Things to Know Before you apply

Get this card if:

You are looking for a basic, lifetime-free credit card with zero joining and annual fees.
You want to earn reward points on every transaction, both online and offline.
You prefer a card that allows interest-free credit of up to 50 days.
You want the flexibility to convert purchases into easy EMIs via the Canara ai1 app.
You need domestic and international acceptance for shopping and ATM withdrawals.

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Canara Bank RuPay Classic Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Canara Bank RuPay Classic Credit Card Hilights

What do we like about this card?

Lifetime-free card with no joining fee.
Earn Reward Points on every transaction, making each purchase rewarding.
Enjoy up to 50 days of interest-free credit on purchases.
Option to convert purchases into easy EMIs via the Canara ai1 app.
Cash withdrawal facility available at ATMs.

Pros

Lifetime-free card with no joining or annual fees.
Earn 2 reward points for every ₹100 spent on PoS and e-commerce transactions.
Interest-free credit period of up to 50 days.
Easy EMI conversion via Canara ai1 app.
Domestic and international acceptance.

Cons

Low reward rate (2 points per ₹100, equivalent to ₹0.25 per point).
Foreign currency transactions attract up to 3% fee.
Cash withdrawals incur a 3% fee (minimum ₹30 per ₹1,000).
Late payment fees and monthly interest (2.5%) on outstanding balances.

Canara Bank Credit Card Contact Details

Contact Address: Canara Bank Card Division, No. 29, K R Road, Basavanagudi, Bengaluru – 560004, Karnataka, India
Helpline (24x7): 1800 103 0011 (Toll-Free) 1800 208 3333 (Alternate Toll-Free) +91 80 2206 2222 (For chargeable/international calls)
Simply SMS: Send "CANRUPAY" to 56156 from your registered mobile number