Canara Bank Classic Credit Card
Canara Bank Canara Bank

Canara Bank RuPay Select Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: Nil

Renewal Fee: Nil

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Canara Bank RuPay Select Credit Card is a lifetime-free credit card with no annual fee or joining fee. It offers a range of benefits, including a straightforward rewards program, complimentary lounge access, and insurance coverage. This card is perfect for people who looking for a credit card for people who are looking to earn value-added benefits without the burden of annual fees. This credit card comes with a low interest rate of 2.5% per month.

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All You Need To Know

Card Type

Rewards & Travel

Reward Points Program
  • This credit card offers 2 reward points for every ₹100 spent on all purchases including e-commerce transactions. You can easily redeem these points from the Canara Rewardz portal for cashback or buying available merchandise. Each of these points is equal to ₹0.25. You need a minimum of 1,000 reward points for cashback or 100 points for merchandise withdrawal. These rewards points expire after 3 years from the date of accrual.
Complimentary Lounge Access
  • Domestic Airports: Enjoy 2 complimentary lounge visits per quarter.
  • International Airports: Users can avail 2 complimentary lounge visits a year.
Insurance Benefits
  • Air Accident Cover: It offers coverage up to ₹8 lakh for the primary cardholder and ₹4 lakh for the spouse.
  • Baggage Insurance: Coverage up to ₹25,000.
  • Purchase Protection Cover: Coverage up to ₹25,000 against theft or accidental damage to purchases.
Fuel Surcharge Waiver
  • On all fuel transactions ranging from ₹400 to ₹5,000 across all fuel stations in India users get a 1% fuel surcharge waiver.
Additional Benefits
  • Cashback Offers: Cardholders earn 5% cashback on utility bill payments and dining expenses, with a cashback cap of ₹50 per month for each category.
  • Interest-Free Credit Period: Users also benefit from an interest-free credit period of 20 to 50 days.
  • EMV Chip and PIN Security: Enhanced security for transactions with EMV chip and PIN features.
  • Global Acceptance: Access to international ATMs and merchants.

Canara Bank RuPay Select Credit Card Eligibility:

Eligibility Criteria of Canara Bank RuPay Select Credit Card

  • Age: Applicants should be between 21 and 65 years of age.
  • Income: even though the specific income criteria is not publicly disclosed. But the applicant should have a stable income.
  • Credit Score: A good credit history can surely enhance your chances of approval.

Documents Required

  • Proof of Identity: PAN Card, Aadhaar Card, Passport, Voter ID, or any other government-approved photo ID.
  • Proof of Address: Aadhaar Card, Passport, Utility Bill (not older than 3 months), or any other government-approved address proof.
  • Proof of Income: Latest salary slips (for salaried individuals) or Income Tax Returns (for self-employed individuals).

Note:Canara Bank may request additional documents as per their internal policies.

Fees and charges that apply to Canara Bank Rupay Select Credit Card:

Fee / Charge Amount/Rate
Annual Fee Nil
Joining Fee Nil
Finance Charges 2.5% per month (30% per annum)
Foreign Currency Markup 3% on all foreign currency transactions
Cash Advance Charges 3% of the transaction amount, subject to a minimum of ₹30 per ₹1,000 withdrawn
Late Payment Charges 2% of the outstanding amount, subject to a minimum of ₹10 and a maximum of ₹150
Reward Redemption Fee Nil
Fuel Surcharge Waiver 1% waiver on fuel transactions between ₹400 and ₹5,000

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

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FAQs

The Canara Bank RuPay Select Credit Card has no annual fee which makes it lifetime-free credit card.

On the Canara Bank RuPay Select Credit Card Cardholders earn 2 reward points for every ₹100 spent on all purchases, including e-commerce transactions.

You can easily redeem Canara Bank RuPay Select Credit Card reward points through the Canara Rewardz portal. Its eash reward point is equal to ₹0.25. You need a minimum of 1,000 point to withdrawal your point for cashback or to use it for buying merchandise you need minimum 100 points.

Yes, the Canara Bank RuPay Select Credit Card provides 2 complimentary domestic airport lounge visits per quarter and 2 complimentary international airport lounge visits every year.

The card offers air accident insurance up to ₹8 lakh for the primary cardholder (₹4 lakh for the spouse), baggage insurance up to ₹25,000, and purchase protection up to ₹25,000 against theft or accidental damage.

You can access the following links to find detailed information and procedures related to managing your Canara Bank Credit Card

Check if you are eligible for Canara Bank Rupay Classic Credit Card on
mybankingtips.com

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