Best Suited For: Rewards & Travel
Joining Fee: Nil
Annual Fee: Nil
Best Suited For: Rewards & Travel
Joining Fee: ₹4,999 Plus Applicable Taxes
Renewal Fee: ₹4,999 Plus Applicable Taxes
Welcome e- Gift Voucher worth Rs. 5,000
Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.
Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India.
Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.
Check your eligibility for this card
The Canara Bank Mastercard Gold Secured Credit Card is a secured credit card. This credit card offers a range of benefits to the new card users. This is ideal for people who are new to the credit card and wants to build or improve their current credit score. It also provides various benefits including 50 days of interest-free period, no annual fee, and many more. It also have an option to convert your big purchases into manageable EMIs.
Rewards & Travel
Eligibility Criteria of Canara Bank Mastercard Gold Secured Credit Card
Documents Required
Note:Canara Bank may request additional documents as per their internal policies.
Fees and charges that apply to Canara Bank Visa Gold Credit Card:
Fee / Charge | Amount/Rate | |
---|---|---|
Annual Fee | Nil | |
Joining Fee | Nil | |
Finance Charges | 2.5% per month (30% per annum) | |
Foreign Currency Markup | 3% on all foreign currency transactions | |
Cash Advance Charges | 3% of the transaction amount, subject to a minimum of ₹30 per ₹1,000 withdrawn or part there of | |
Late Payment Charges | 2% of the outstanding amount, subject to a minimum of ₹10 | |
Reward Redemption Fee | Nil | |
Fuel Surcharge Waiver | 1% waiver on fuel transactions |
*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.
This credit card has no annual fee which makes it free for lifetime.
As the name suggests a secured credit card is backed by a fixed deposit. It reduces the risk on the lender and allows the people with lower credit score to obtain a credit card.
Yes with the Canara Bank Mastercard Gold Secured Credit Card you can withdraw cash easily. But ever card has a certain cash withdraw limit or they also charge a cash advance fee on cash withdrawals.
You can easily convert your big purchases made through the Canara Bank Mastercard Gold Secured Credit Card into easy monthly installments through the Canara ai1 app.
This credit card offers a interest free period of up to 50 days on purchases. Which allws the cardholders to manage their expenses easily.
You can access the following links to find detailed information and procedures related to managing your Canara Bank Credit Card