Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Standard Chartered

Standard Chartered Priority Visa Infinite Credit Card

Joining Fee: 0* Plus Applicable Taxes

Renewal Fee: 0*Plus Applicable Taxes

Joining Fee: 0* + Tax

Renewal Fee: 0* + Tax

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About Standard Chartered Priority Visa Infinite Credit Card

Standard Chartered Priority Visa Infinite Credit Card is a premium credit card focused on travel and lifestyle benefits. Cardholders earn accelerated reward points on international and retail spends, making it ideal for frequent travellers. Travel perks include up to 24 complimentary international and 16 domestic lounge visits per year, enhancing the card’s overall value.

However, complimentary international lounge access is limited to Priority Banking customers, while non-Priority customers only receive the Priority Pass membership. The card is lifetime free for Priority Banking customers; others must pay joining and annual fees.

One drawback is the high forex markup fee of 3.5%, which can reduce the value of rewards earned on international transactions. Overall, the card is best suited for Priority Banking customers seeking robust travel benefits and rewards.

Standard Chartered Priority Visa Infinite Credit Card Rewards Program

Rewards Program

  • 5 reward points for every Rs. 100 spent on international or retail transactions
  • 2 reward points for every Rs. 100 spent on other categories

Other Features and Benefits

Complimentary Lounge Access

  • 4 complimentary domestic airport lounge visits per quarter
  • 2 complimentary international airport lounge visits per month via Priority Pass Membership

Insurance Benefits

  • Overseas air accident cover of Rs. 1 Crore
  • Medical insurance coverage worth USD 25,000

Fees and Charges

ParticularsAmount
Joining FeeNil
Annual FeeNil
Finance Charges3.75% p.m. (45% p.a.)
Late Payment Charges2
For Oustanding Balance:Amount
Up to Rs. 100Nil
Rs. 101 to Rs. 500Rs. 100
Rs. 501 to Rs. 5,000Rs. 500
Rs. 5,001 to Rs. 10,000Rs. 700
Above Rs. 10,000Rs. 1,200

Things to Know Before you apply

Get this card if:

  • You are a Priority Banking customer looking to save on expenses
  • You are a frequent international traveller and want accelerated rewards on overseas spends
  • You travel often and want benefits like complimentary lounge access

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Standard Chartered Priority Visa Infinite Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Standard Chartered Priority Visa Infinite Credit Card Hilights

What do we like about this card?

  • 5 reward points per Rs. 100 on international and retail spends
  • 2 reward points per Rs. 100 on other categories
  • 4 complimentary domestic lounge visits per quarter
  • 2 complimentary international lounge visits per month via Priority Pass
  • Overseas air accident cover up to Rs. 1 Crore
  • Medical insurance coverage worth USD 25,000
  • Lifetime free for Priority Banking customers

Pros

  • Accelerated reward points on international and retail spends
  • Complimentary domestic and international lounge access
  • Insurance coverage up to Rs. 1 Crore
  • Lifetime free for Priority Banking customers

Cons

  • Low base reward rate on other spends
  • High forex markup fee of 3.5%
  • Joining and annual fees apply for non-Priority Banking customers

Standard Chartered Bank Credit Card Contact Details

  • Contact Address: Standard Chartered Bank, Crescenzo Building, C-38/39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Maharashtra, India
  • Helpline: 6601 4444 / 3940 4444 (prefix STD code) 1800 345 1000 (Toll-Free)
  • Simply SMS: SMS CARD to 9980033333 for card details or application
     

Frequently Asked Questions

Everything you need to know about this credit card

A. The card is available to Priority Banking customers. Non-Priority customers can apply but will have to pay joining and annual fees.

A. Cardholders get 4 complimentary domestic lounge visits per quarter and 2 international lounge visits per month via Priority Pass.

A. You earn 5 reward points per Rs. 100 spent on international and retail transactions, and 2 reward points per Rs. 100 on other categories.

A. Yes, the card offers overseas air accident cover of Rs. 1 Crore and medical insurance worth USD 25,000.

A. The card is lifetime free for Priority Banking customers. Non-Priority customers must pay joining and annual fees.

A. The forex markup fee on international transactions is 3.5%.

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