About TVS Credit RBL Bank Credit Card
The TVS Credit RBL Bank Credit Card is a co-branded card designed to offer financial and lifestyle benefits. With a joining fee of ₹500 + taxes, cardholders get 2,000 Reward Points as a welcome benefit, redeemable for vouchers, merchandise, and more.
The card provides entertainment perks, milestone rewards, railway lounge access, and a fuel surcharge waiver, making it a versatile option for those who want more than just basic credit card benefits.
TVS Credit RBL Bank Credit Card Rewards Program
Reward Rate
- 2 RP/₹100 on online/e-commerce purchases (cap 1,000 RP/month)
- 1 RP/₹100 on valid offline/PoS purchases
- Exclusions: Fuel & auto, utilities, insurance, railways, real estate/rental, education, wallets/service providers, government services, cash, miscellaneous, Bills2Pay, EMI conversion
Reward Redemption
- Redeem points via RBL Rewards Portal for merchandise, vouchers, or statement credit
- 1 Reward Point = ₹0.25
Other Features and Benefits
Welcome Benefits
- 2,000 Bonus Reward Points on first transactions within 30 days of card activation
- Reward Points can be redeemed for vouchers, merchandise, or statement credit (1 RP = ₹0.25)
Milestone Benefits
- 2,000 Reward Points on annual spend of ₹1.5 lakh
- Exclusions: Fuel & auto, utilities, insurance, railways, rental, education, wallets, government services, cash, miscellaneous, Bills2Pay, EMI conversion
Entertainment Perks
- Buy-one-get-one-free offer up to ₹200 on BookMyShow movie tickets
- Applicable after monthly spend of ₹10,000
- One free ticket or discount on booking 2+ tickets
Credit Card on UPI
- Works with UPI apps like BHIM, Google Pay, PhonePe
- No physical card needed for payments
NCMC Benefit
- Tap-and-pay at metro stations, bus terminals, etc.
- Inbuilt offline wallet with max limit ₹2,000
Railway Lounge Access
- 1 free Executive lounge visit per quarter
- Includes 2 hours stay, buffet/tea, changing room, newspapers/magazines
- Nominal fee ₹2; valid only for primary cardholders
Fuel Surcharge Waiver
- 1% waiver on fuel spends ₹400–₹5,000
- Max benefit ₹100/month
Fees and Charges
| Fee/Charge | Amount/Rate |
| Joining Fee | Rs. 500 |
| Annual Fee ( second year onwards) | Rs. 500 |
| Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
| Late Payment Fee | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
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Document Required For TVS Credit RBL Bank Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
TVS Credit RBL Bank Credit Card Highlights
What do we like about this card?
- 2,000 Reward Points as welcome benefit (1 RP = ₹0.25)
- 2 RP/₹100 on online spends, 1 RP/₹100 on offline spends
- Milestone benefit: 2,000 RP on ₹1.5 lakh annual spend
- Buy-1-get-1-free offer on BookMyShow tickets (after monthly spend of ₹10,000)
- Railway lounge access: 1 free visit/quarter
- 1% fuel surcharge waiver up to ₹100/month
- Tap-and-pay via NCMC, UPI-enabled
Things to Know Before you apply
Get this card if:
- You want a low-fee card with basic rewards and perks
- You frequently book movies on BookMyShow
- You need railway lounge access or fuel surcharge waiver
Pros
- Good rewards for online/e-commerce spends
- Entertainment perks via BookMyShow
- Fuel surcharge waiver & railway lounge access
Cons
- Rewards not applicable on several categories (fuel, utilities, EMIs, etc.)
- Milestone/BOGO perks require minimum spends
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
2,000 Reward Points credited on first transactions within 30 days of card activation (1 RP = ₹0.25).
2 RP/₹100 on online/e-commerce spends (cap 1,000 RP/month)
1 RP/₹100 on offline/PoS spends
Yes, 2,000 Reward Points on annual spend of ₹1.5 lakh.
Buy-1-get-1-free offer on BookMyShow tickets (up to ₹200) after monthly spend of ₹10,000.
Yes, 1 free Executive lounge visit per calendar quarter for primary cardholders.
Yes, 1% waiver on fuel spends ₹400–₹5,000, max ₹100 per month.
