RBL Credit Card Reward Points: How to Earn & Redeem

RBL Bank Credit Cards give you cool rewards for doing things like traveling, eating out, or shopping. You can earn points and use them to get plane tickets, hotel stays, gadgets, gift cards, and even phone top-ups. Read on to know more about RBL credit card reward points in detail.

Each RBL bank credit card has its own special rewards program and how quickly you earn rewards. You can use the points you earn to get stuff from the RBL Rewards website. Keep reading to find out everything about RBL credit card reward points, how to use them, and what you can get from the rewards catalog.

Top RBL Credit Cards for Reward Points

Some of the top RBL Credit Cards which offer you a good value back as reward points are listed below to help you decide which card will maximise your savings.

Credit Card Annual Fee Key Reward Benefits
RBL Bank Icon Card Rs. 5,000 On weekends, earn 20 reward points for every Rs. 100 spent on international purchases and dining. Plus, get 20,000 reward points when you join.
RBL Bank Platinum Maxima Credit Card Rs. 2,500 Earn 10 reward points for every Rs. 100 spent on dining, entertainment, fuel, utility bills, and international purchases. You also get 10,000 reward points as joining and milestone benefits.
RBL Bank Platinum Delight Credit Card Rs. 1,000 Make a minimum of 5 transactions in a month and get 1,000 reward points.
RBL Bank World Safari Credit Card Rs. 3,000 Gain up to 5 travel points for every Rs. 100 spent and receive up to 25,000 travel points as milestone benefits.
RBL Bank ShopRite Credit Card Rs. 500 You get 20 reward points for every Rs. 100 spent on groceries.

RBL Credit Card Reward Points

Below-mentioned are a few things related to the credit card reward points offered by RBL Bank that you must keep in mind:

  • RBL bank credit card reward points are valid for redemption only up to 24 months from their accrual.
  • EMI transactions will not accrue any base reward points.
  • Reward points earned on one RBL credit card cannot be exchanged, transferred, or combined with those earned on SuperCards.
  • Earned reward points will be indicated in the monthly credit card statement and can be redeemed only after the statement cycle.
  • Only the primary credit card member can redeem the accrued reward points.
  • A convenience fee of Rs. 200 per pax per sector is charged on booking flights using RBL reward points.
  • E-vouchers bought using reward points will be sent to the registered email ID and mobile number and are valid for one-time use only before their expiry date.
  • A minimum of 1,000 reward points are required for redemption against pre-paid mobile recharges.
  • The following credit card transactions are not eligible for RBL bank reward points: Transfer n Pay, cash advances, loans availed via MoneyTap, ET Money, or Paisa on Demand programs, Credit card EMIs, fees & charges payments, disputed transactions/chargeback, fuel, wallet load, education fees, utility bill payments, and insurance.

How to Check RBL Credit Card Reward Points

You can check your RBL credit card reward points balance and other details through three easy methods:

  1. RBL Rewards Platform: Sign up on the RBL Rewards portal using your credit card number, date of birth, and OTP. Once registered, you can log in to view your reward points balance and redeem them.
  2. Net Banking/ Mobile Banking: Access your account through net banking or the mobile app. Look for the 'Reward Points' section to check your balance effortlessly.
  3. Credit Card Statement: Each month, RBL Bank sends you a credit card statement which includes your reward points details. Simply review your statement to see your balance and the expiry date of your reward points.

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How to Redeem RBL Credit Card Reward Points

You can use your reward points online to get various items from the RBL Bank Rewards Catalogue. First, you need to sign up on the RBL Bank rewards website. Once you're registered, follow these steps:

Step 1: Visit the RBL Rewards portal.

Step 2: If you're a new user, click on “Register Here”.

Step 3: Enter your credit card number, date of birth, and the OTP received on your mobile number to register.

Step 4: Log in to the portal using your login ID and password.

Step 5: Select the category and the product/option you want to redeem your reward points for.

Step 6: Click on ‘Redeem Points’ and choose the number of points you wish to redeem.

Step 7: Enter the OTP received on your registered mobile number for verification.

After successful verification, the transaction will be completed, and you'll receive a confirmation message on your registered mobile number.

You can redeem the earned points for the below-mentioned categories:

Category  Details
Gifts Redeem your points for a range of gifts and luxury items that you can either gift to others or treat yourself with.
Vouchers Access various brand and retail shopping e-vouchers across categories such as groceries, lifestyle, and more. These vouchers are sent digitally with their code and validity details.
Shopping Choose from a wide range of products and the latest gadgets including mobiles, tablets, kitchen appliances, and more.
Mobile Recharge Redeem your reward points for pre-paid mobile recharges. If the recharge value exceeds your available points, you can cover the balance using your RBL credit card.
Flight and Hotel Bookings Enjoy special offers and deals when booking flight tickets and hotel stays using your earned reward points.


1. I am facing some issues regarding RBL Bank Credit Cards rewards redemption. How can get my queries resolved?

If you have any questions or concerns regarding RBL Bank Credit Card Reward Points, feel free to reach out to RBL Bank Credit Card Customer Care. You can contact them at 022-62327777 or send an email to cardservices@rblbank.com.

2. What to do if the merchandise received via RBL credit card reward points redemption is damaged?

If you receive an item that's broken or doesn't work properly, you can let RBL Bank know by contacting their customer service. They might replace the item with a new one for you.

3. Is there an option of RBL credit card reward points to be converted to cash?

You cannot convert the reward points earned on your RBL credit card into cash.

4. How can I avail RBL Rewards Membership?

There's no need to go through a separate procedure to become a member of RBL's Rewards Membership. If you have an RBL Bank Credit Card, you're automatically enrolled as a RBL rewards member. Simply activate your account, and you're all set to start enjoying the benefits.

5. Is RBL rewards available for Non- Indian citizens?

Yes, if you're an Indian resident and own an RBL Bank credit card, you will automatically become a member of RBL rewards.

6. Are there any charges for redeeming RBL reward points?

Yes, you need to pay a reward redemption fee of Rs.99+GST for all RBL Bank Credit Cards. This fee will be levied one time for redemptions made in a single day. Please note that the fee is not applicable on Edition Cards, Insignia Cards, Insignia Prime Cards.

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