About RBL Bank Cookies Credit Card
The RBL Cookies Credit Card is designed for everyday lifestyle savings, offering cashback and vouchers across shopping, movies, food delivery, transport, and electronics. With partners like Myntra, Amazon, BookMyShow, Zomato, and Uber, this card is great for people who frequently use these platforms.
You also get milestone shopping vouchers and a monthly fee waiver, adding extra value. However, the rewards program offers only up to 1% value-back, making it less rewarding compared to the card’s partner offers.
RBL Bank Cookies Credit Card Rewards Program
Rewards Earning
- 5X Rewards: 5 reward points per ₹100 on online spends
- 1X Rewards: 1 reward point per ₹100 on offline spends
- Exclusions: No reward points on fuel, auto, rentals, utilities, insurance, railways, education, government services, cash withdrawals, contracted services, quasi-cash, and miscellaneous spends
Rewards Redemption
- Value: 1 reward point = up to ₹0.20
Other Features and Benefits
Welcome Benefit
- Voucher worth ₹1,000, redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers Stop
Cashback Benefit
- 10% cashback on Myntra, Zomato, and Uber spends
- Capped at ₹300 per month for each of these brands
Milestone Benefit
- Voucher worth ₹1,000 on annual spends of ₹2 lakh
- Voucher worth ₹5,000 on annual spends of ₹5 lakh
- Vouchers redeemable on Amazon, Myntra, Croma, Flipkart, or Shoppers Stop
BookMyShow Offer
- 10% off, up to ₹300 per month, on movie tickets
Fee Waiver
- Monthly fee waived on spends of ₹5,000 or more in a month
Fuel Benefit
- 1% fuel surcharge waiver, up to ₹150 per month
- Valid on fuel spends of ₹500 to ₹4,000
Fees and Charges
| Particulars | Amount |
|---|
| Monthly Fee | Rs. 100 + applicable taxes |
| Finance Charges | Up to 3.99% p.m. (Up to 47.88% p.a.) |
| Late Payments Fees | 12.50of the total outstanding amount, subject to a min. of Rs. 5 and a max. of Rs. 1,300 |
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Document Required For RBL Bank Cookies Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
RBL Bank Cookies Credit Card Highlights
What do we like about this card?
- Annual Fee: Rs. 500 (waived on spending Rs. 1 lakh annually)
- Monthly Fee: Rs. 50 (waived on monthly spends of Rs. 5,000)
- Cashback: 10% on Myntra, Zomato & Uber spends
- Movie Benefits: Up to Rs. 300 off per month on BookMyShow (max Rs. 3,600 per year)
- Milestone Benefits: Worth up to Rs. 6,000 annually
- Rewards: 5X points online, 1X points offline (exclusions apply)
- Reward Value: 1 RP = up to Rs. 0.20
Things to Know Before you apply
Get this card if:
- You prefer cashback and vouchers over traditional reward points.
- You frequently shop or spend on partner platforms like Amazon, Flipkart, Myntra, Zomato, Uber, and BookMyShow.
- You can easily meet the monthly and annual spending milestones to maximize benefits and avail the fee waiver.
Pros
- 10% cashback on Myntra, Zomato, and Uber spends
- Savings of up to Rs. 3,600 annually on movie tickets via BookMyShow offer
- Milestone benefits worth up to Rs. 6,000 per year
- Easy monthly fee waiver with just Rs. 5,000 spend condition
Cons
- Low reward redemption value (5 points = Rs. 1)
- Cashback and discount benefits come with monthly capping
- No complimentary airport lounge access
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
A. The joining fee is Rs. 500, which is waived on annual spends of Rs. 1 lakh.
A. You can earn 10% cashback on spends at Myntra, Zomato, and Uber.
A. No, the RBL Cookies Credit Card does not provide complimentary lounge access.
A. Spend Rs. 5,000 in a month to get the Rs. 50 monthly fee waived.
A. You get up to Rs. 300 off per month on movie tickets booked via BookMyShow (max Rs. 3,600 annually).
A. On achieving milestone spends, you can get benefits worth up to Rs. 6,000 every year.
