RBL Bank offers a range of credit cards with various features and benefits. However, if you're not using your card or find the annual fee too high, you might consider canceling or closing it. RBL Bank provides both online and offline methods to cancel your credit card.
Things to Consider Before Cancelling Your RBL Credit Card
Before you decide to cancel your RBL Bank credit card, here are a few important points to keep in mind:
- Impact on Credit Score
Closing your credit card could result in a drop in your credit score. - Shortening of Credit History
Canceling the card may shorten your credit history, which can affect your credit profile. - Redeem Reward Points
Make sure to redeem any accumulated reward points before you cancel your card, as they may be lost otherwise. - Clear Outstanding Balances
Any outstanding payments on the card must be settled before cancellation.
How to Close Your RBL Bank Credit Card
There are a few simple ways to close your RBL credit card account:
Call Customer Care
- Contact RBL Bank's customer care at 022-62327777 for RBL Credit Cards or 022-71190900 for SuperCards.
- Provide the necessary details to verify your identity, and the representative will assist you with the cancellation process.
Via Email
- You can also request to cancel your RBL credit card by sending an email.
- For BFL SuperCards, email supercardservice@rblbank.com.
- For other RBL credit cards, send the request to cardservices@rblbank.com.
- Include your name, date of birth, card number, and expiry date in the email for quick processing.
Vis visiting bank
- Go to the closest RBL Bank branch and submit your request to close the credit card.
- You’ll need to provide identification proof and basic details to complete the closure process.
