About RBL Bank Monthly Treats Credit Card
RBL Bank Monthly Treats Credit Card is designed for people who want monthly savings through cashback and reward points. It works best if you usually spend on groceries, movies, and dining . This card offers benefits across these everyday categories, making it a good choice for those who want consistent monthly rewards and value on regular expenses.
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RBL Bank Monthly Treats Credit Card Rewards Program
Reward Points
2 reward points on every Rs. 100 spent on online transactions.1 reward point on every Rs. 100 spent on offline purchases (except fuel).
Other Features and Benefits
Monthly Cashback
Spend Rs. 3,000 in a month and get the next month’s fee waived (along with taxes). After spending Rs. 3,000, get 10% cashback on groceries for the rest of the month. Spend an additional Rs. 2,000 in the same month and get 10% cashback on BookMyShow, Swiggy, and utility bill payments via the RBL MyCard app.Fuel Surcharge Waiver
1% fuel surcharge waiver on spends between Rs. 500 and Rs. 4,000 .Monthly Fee
Monthly fee of Rs. 75 . Waived off if you spend Rs. 3,000 or more in the same month.
Fees and Charges
Fee/Charge Amount/Rate Monthly Fee Rs. 75 plus applicable taxes Add-on Fee (per annum) Nil Finance Charges Up to 3.99% p.m. (47.88% p.a.) Late Payment Fee 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300)
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Things to Know Before you apply
Get this card if:
You want a low-cost card with monthly fee waiver options. You frequently spend on groceries, dining, and movies . You like earning cashback every month on regular expenses.
Eligibility Criteria
Age : 21 to 70 yearsOccupation : Salaried or Self-employedCredit Score : Should have a good credit history
Document Required For RBL Bank Monthly Treats Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter IDProof of Address: Aadhaar Card, Driver’s License, PassportProof of Income: Latest 3 salary slips, Last 3 months’ bank statement
RBL Bank Monthly Treats Credit Card Hilights
What do we like about this card?
Monthly Fee: Rs. 75 (waived on Rs. 3,000 monthly spend).Cashback: 10% on groceries, dining, movies & utilities (after monthly spends).Reward Points: 2 RP on online spends, 1 RP on offline spends (fuel excluded).Fuel Benefit: 1% surcharge waiver on Rs. 500–4,000 spends.Best For: Regular grocery buyers, movie lovers, and online shoppers.
Pros
10% cashback on groceries, movies, dining, and utilities (on meeting monthly spend conditions). Low monthly fee, which is easy to get waived . Cashback + reward points on online and offline transactions.
Cons
Cashback benefits only unlocked after spending Rs. 3,000–5,000 per month . Limited lifestyle/travel benefits. Monthly fee structure may feel restrictive compared to annual fee cards.
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
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Frequently Asked Questions
Everything you need to know about this credit card
The monthly fee is Rs. 75, but it is waived if you spend Rs. 3,000 or more in a month.
After spending Rs. 5,000 in a month (Rs. 3,000 + additional Rs. 2,000), you get 10% cashback on BookMyShow, Swiggy, and utility payments.
Yes, cashback is subject to spending conditions and can be availed only on eligible categories.
No, fuel transactions are excluded from reward point earnings.
Yes, RBL Monthly Treats Credit Card is accepted worldwide.
This card is best for people with monthly expenses on groceries, movies, and dining, who can meet the Rs. 3,000–5,000 spend criteria regularly.