Axis

Axis Neo Credit Card

Cashback

Reward Points

Shopping

MyBankingTips Rating

Joining Fee: ₹250* Plus Applicable Taxes

Renewal Fee: ₹250*Plus Applicable Taxes

Cashback

Reward Points

Shopping

MyBankingTips Rating

Joining Fee: ₹250* + Tax

Renewal Fee: ₹250* + Tax

Cashback

Welcome benefits:- Get 100% cashback up to ₹300 on your first utility bill payment within 30 days.

Check your eligibility For This Card

About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Axis Neo Credit Card

Axis Neo Credit Card is designed for online shoppers and digital entertainment lovers. It offers partner discounts, cashback on key platforms like Amazon, Zomato, and Swiggy, along with OTT benefits from Zee5 and more. With a low joining fee and youth-oriented perks, it is ideal for first-time credit card users.

Axis Neo Credit Card Rewards Program

Partner discounts instead of reward points
Earn savings via direct discounts at partner merchants
1% fuel surcharge waiver (max ₹400/month)

Other Features and Benefits

Amazon: 10% off up to ₹250/month
Zomato & Swiggy: 10% off up to ₹250/month
Blinkit: 10% off up to ₹250/month
Myntra: 10% discount via Axis Bank Grab Deals
EMI conversion on purchases above ₹2,500
Contactless payment enabled

Fees and Charges

On Outstanding Balance
Less than Rs. 500	Nil
Rs. 501 to Rs. 5,000	Rs. 500
Rs. 5,001 to Rs. 10,000	Rs. 750
Greater than Rs. 10,000	Rs. 1,200

Things to Know Before you apply

Get this card if:

Students, freelancers, and young professionals
First-time credit card users
People who frequently shop on Amazon, Zomato, Blinkit, or Myntra
Users looking for OTT subscriptions with minimal annual cost

Eligibility Criteria

Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history

Document Required For Axis Neo Credit Card

Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Axis Neo Credit Card Hilights

What do we like about this card?

₹250 joining fee
Exclusive partner offers on Amazon, Zomato, Blinkit, Myntra
Free Zee5 subscription
Axis Bank dining delights – 15% off on select restaurants
1% fuel surcharge waiver on spends between ₹400 and ₹4,000

Pros

Affordable annual fee
OTT and food delivery benefits
Youth-focused partner brands
Easy EMI conversion
Ideal for online shopping

Cons

No travel or lounge benefits
No conventional reward point system
Not suitable for high spenders or luxury card users

Axis Bank Credit Card Contact Details

Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.