Axis My Zone Credit Card is crafted for entertainment and lifestyle spending. With its Buy 1 Get 1 free movie tickets, partner brand discounts, and Swiggy offers, it’s ideal for those who frequently dine, shop, and enjoy movies. A low annual fee and youth-oriented features make it an attractive everyday card.
Axis My Zone Credit Card Rewards Program
Rewards Program
Reward Rate: 4 EDGE Reward Points for every Rs. 200 spent.
Redemption: Points redeemable via EDGE Rewards catalogue.
Exclusions: No points on movies, fuel, rent, insurance, utilities, jewellery, education, government institutions, wallet, or EMI transactions.
Other Features and Benefits
Brand Discount Offers
Swiggy: Rs. 120 off per order on food delivery orders of minimum Rs. 500, twice a month using code AXIS120.
District by Zomato: 100% off up to Rs. 200 per month on the 2nd movie ticket via District app using code AXIS200.
Ajio: Up to Rs. 1,000 off on select products on minimum order of Rs. 2,999 using code AJIOAXISMZ.
SonyLIV: Free Premium annual membership worth Rs. 1,499 on first card spend within 30 days; renewable on spending Rs. 1.5 lakh in a year.
Other Benefits
Lounge Access: 1 complimentary domestic lounge visit per quarter on spending Rs. 50,000 in the previous 3 months.
Dining Offer: Up to 15% off (max Rs. 500) on dining bills of minimum Rs. 2,500 via EazyDiner once per month.
Renewal Benefit: 1,000 reward points on spending Rs. 1.5 lakh in a year.
Fuel Benefit: 1% surcharge waiver up to Rs. 400 per month on fuel spends between Rs. 400–4,000.
Fees and Charges
Particulars
Amount
Joining/Annual Fee
Rs. 500+Applicable Taxes or Nil for select channels
Finance Charges
3.75% per month (or 55.55% per annum)
Late Payments Fees
For the total payment due of -
Amount
Up to Rs. 500
Nil
Rs. 501 to Rs. 5,000
Rs. 500
Rs. 5,001 to Rs. 10,000
Rs. 750
More than Rs. 10,000
Rs. 1,200
Things to Know Before you apply
Get this card if:
Movie buffs who watch at least one film monthly
Urban users frequently ordering via Swiggy
Young professionals or students looking for value perks
OTT viewers interested in SonyLIV content
Lifestyle-oriented users seeking savings on dining and entertainment
Eligibility Criteria
Age: 21 to 70 years
Occupation: Salaried or Self-employed
Credit Score: Should have a good credit history
Document Required For Axis My Zone Credit Card
Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
Proof of Address: Aadhaar Card, Driver’s License, Passport
Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Axis My Zone Credit Card Hilights
What do we like about this card?
₹500 annual fee
Buy 1 Get 1 free movie ticket (up to ₹200/month via District by Zomato)
Rs. 120 off on Swiggy orders (twice a month)
Complimentary SonyLIV Premium annual subscription
Fuel surcharge waiver (1% on transactions ₹400–₹4,000)
15% off on dining via Axis Bank Dining Delights (up to ₹500/month)
Pros
Ideal for entertainment, dining & OTT lovers Affordable annual fee High partner brand value (Paytm, Swiggy, SonyLIV) Youth-centric lifestyle card
Cons
No international or travel benefits Lacks standard reward point accumulation Lower monthly cap on benefits
Axis Bank Credit Card Contact Details
Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India. Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India) Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
Frequently Asked Questions
Everything you need to know about this credit card
The card has an annual fee of ₹500.
Swiggy: Rs. 120 off per order on food delivery (minimum Rs. 500), twice a month.
District by Zomato: Buy 1 Get 1 free movie ticket (up to Rs. 200/month).
Ajio: Up to Rs. 1,000 off on select products (minimum order Rs. 2,999).
SonyLIV: Complimentary Premium annual subscription on first card spend within 30 days.
Earn 4 EDGE Reward Points for every Rs. 200 spent. Points can be redeemed via the EDGE Rewards catalogue.
Movies, fuel, rent, insurance, utilities, jewellery, education, government institutions, wallet payments, and EMI transactions do not earn reward points.
Yes, 1 complimentary domestic lounge visit per calendar quarter, on spending Rs. 50,000 during the previous 3 months.
Yes, get up to 15% off (up to Rs. 500) on dining bills of minimum Rs. 2,500 via EazyDiner, once per month.
Yes, 1% waiver on fuel transactions of Rs. 400–₹4,000, up to Rs. 400 per month.
Yes, earn 1,000 reward points on spending Rs. 1.5 lakh in a year.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
Axis
Airport Lounge Access
Dining
Reward Points
