About Axis Bank Primus Credit Card
The Axis Primus Credit Card by Axis Bank is an ultra-premium, invite-only card made for people who want the best travel and lifestyle benefits. It offers unlimited airport lounge access, luxury airport transfers, free hotel stays, and even companion flight benefits. These features make travel smooth, comfortable, and stress-free. If you are looking for a high-end Axis Bank Credit Card, this card is designed to give a complete luxury experience.
This card comes with a joining and annual fee of ₹5,00,000, which makes it one of the most premium credit cards in India. In return, it offers a simple and strong rewards system. You earn 1 EDGE Mile for every ₹100 spent, and these miles can be converted into airline or hotel points at a 1:5 ratio. This means you get more value on your spending. It is a great option if you are searching for the best premium credit card with high rewards and luxury benefits.
Apart from travel rewards, the card also gives many extra benefits. You get unlimited domestic lounge access and international lounge access through Priority Pass. It also includes memberships like Bloomberg and Taj Epicure, along with golf benefits and concierge services. Overall, this card is a perfect choice for frequent travelers who want comfort, rewards, and premium services in one place. If travel is your priority, it can be a strong option among travel credit cards.
Axis Bank Primus Credit Card Rewards Program
Other Features and Benefits
Welcome Bonus
- Choose between 25,000 EDGE Miles or an ITC Hotels e-gift card worth ₹40,000
Airport Lounge Access
- Unlimited international lounge access via Priority Pass
- Complimentary domestic lounge access through Dreamfolks
- Up to 12 free guest visits every year
Suggested Read: International Lounge access credit cards in India
Airport Transfer Service
- One-way luxury airport transfer for international travel (on business class or above tickets)
- Two-way airport transfer for domestic travel within India
- Available at selected partner airports
Hotel Benefits
- 1 free night stay on booking a minimum of 2 nights
- Access to premium benefits at 900+ luxury hotels worldwide
- Special offers under Luxury Hotel Collection
Airfare Benefits (Choose Any One)
- Up to 4 free companion tickets on First or Business class bookings
OR - Up to 15% discount on international First and Business class tickets
Other Travel Benefits
- Zero forex mark-up on international spends
- Complimentary Epicure Program membership
- Premium concierge services
- Two-way luxury airport meet and assist service at selected airports
Renewal Bonus
- Choose between 15,000 EDGE Miles (75,000 partner miles) or an ITC Hotels e-gift card worth ₹20,000
Complimentary Membership
- Free Bloomberg membership for global business and market insights
Milestone Benefits
- ₹20 lakh to ₹30 lakh spend: 15,000 EDGE Miles
- ₹30 lakh to ₹50 lakh spend: 25,000 EDGE Miles
- Above ₹50 lakh spend: 35,000 EDGE Miles
Golf Benefits
- 4 free international golf rounds with 1 guest
- Unlimited free domestic golf rounds and lessons with 1 guest every year
- 10 free golf rounds or lessons for add-on cardholders
Golf benefits include:
- Green fee, caddy fee, and cart fee for rounds
- Entry fee, instructor fee, club rental, and 50 practice balls for lessons
Suggested Read: Best Golf Credit Cards in India for 2026
Fees and Charges
| Particulars | Amount |
|---|
| Joining Fee | Rs. 5 lakh + applicable taxes |
| Annual Fee | Rs. 3 lakh + applicable taxes |
| Finance Charges | 1% per month (12.68% per annum) |
| Late Payment Charges | | For Statement Balance: | | | Up to Rs. 500: | Nil | | Rs. 501 to Rs. 5,000: | Rs. 500 | | Rs. 5,001 to Rs. 10,000: | Rs. 750 | | More than Rs. 10,000: | Rs. 1,200 |
|
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Document Required For Axis Bank Primus Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Axis Bank Primus Credit Card Highlights
What do we like about this card?
- Enjoy unlimited lounge access worldwide with free guest visits
- Travel comfortably with airport transfers and meet & assist services
- Get free hotel stays and benefits at luxury hotels
- Save on flight bookings with companion tickets or discounts
- Earn rewards on every spend with good value conversion
- Get welcome and renewal benefits like reward points or hotel vouchers
- Earn extra rewards when you spend more
- Pay zero forex charges on international use
- Get extra benefits like Bloomberg membership and concierge help
- Enjoy free golf rounds in India and abroad
Things to Know Before you apply
Get this card if:
- You travel often and prefer luxury services like airport lounges, hotel stays, and smooth airport assistance
- You are a high spender and want to earn more rewards by reaching milestone benefits
- You are looking for a premium credit card with strong travel benefits and good reward value
- You are a high net worth individual who wants comfort, convenience, and exclusive lifestyle perks while traveling
Pros
- High reward value with 1:5 EDGE Mile to partner mile conversion
- Unlimited airport lounge access worldwide with up to 24 free guest visits
- Up to 75,000 EDGE Miles as yearly milestone bonus
- Zero forex mark-up on international spending
- Free Epicure membership, free hotel night stay, and luxury hotel benefits
- Discounts on business class and higher flight bookings
- Extra services like airport transfers, meet and assist, concierge, and golf benefits
Cons
- Rewards can mostly be used only for travel-related spending
- Limited benefits on everyday categories like movies, dining, and online shopping
- Available only for selected high net worth individuals
- Requires very high spending to fully use all benefits
Axis Bank Credit Card Contact Details
- Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
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Frequently Asked Questions
With the Epicure membership, cardholders can enjoy up to 25% discount on food and beverages, spa services, salon treatments, and hotel stays at premium properties like Taj hotels and resorts. It also includes offers on Qmin food delivery, making dining and lifestyle experiences more rewarding.
Each EDGE Mile earned on this card can be converted into 5 partner miles. These partner miles can be used with airline and hotel partners, giving high value on travel bookings.
No, there is no fee waiver option available on this card. However, you get good value in return through welcome and renewal benefits like bonus EDGE Miles or hotel vouchers.
No, all types of spending are considered for milestone benefits. There are no excluded categories, which makes it easier to reach spending targets.
Yes, the card offers multiple premium memberships, including Priority Pass for airport lounge access, Bloomberg for global insights, and Epicure for dining and hotel benefits.
This card is mainly designed for travel and premium lifestyle benefits. While you can use it for daily expenses, the maximum value is achieved when used for travel and high spending.
