Managing your credit card bills on time is very important to avoid late fees and interest charges. The Axis Bank offers multiple convenient ways to make your credit card bill payments—both online and offline.
Whether you prefer digital methods like UPI and net banking or traditional options like cash and cheque, Axis Bank ensures flexibility for every user.
Axis Bank Credit Card Payment Options
You can choose from a wide range of payment methods based on your convenience.
Online Payment Methods:
- Net Banking
- Axis Mobile App
- NEFT / RTGS
- UPI
- BillDesk
- Visa Money Transfer
- Auto Debit / ECS
Offline Payment Methods:
- Cash
- Cheque
- ATM / Debit Card
How to Pay Axis Credit Card Bill Online
Online payments are the fastest and most convenient way to clear your dues.
Payment via Net Banking
If you have an Axis Bank account, you can easily pay through net banking.
Steps:
- Log in using your credentials
- Go to ‘Credit Card’ section
- Click on ‘Pay Bill’
- Select card number and enter amount
- Confirm payment
Processing Time: Same day
Payment via Axis Mobile App
Using the Axis Mobile App is another quick way.
Steps:
- Download and log in using net banking or debit card
- Select your credit card
- Enter amount and confirm payment
Processing Time: Instant / same day
Payment via SMS (Instant Method)
You can also pay instantly through SMS.
Format:
Type → CCP
Send to: 5676782
Example: CCP 411145 60 2921
Requirements:
- Axis Bank account
- Registered mobile number
Processing Time: Real-time
Payment via Other Bank Accounts
If you don’t have an Axis account, you can still pay using:
- Net banking (other banks)
- BillDesk portal
- UPI
- NEFT / RTGS
Processing Time: Up to 3 working days
Apply for Axis Bank Credit Card & Get Instant Approval
Axis Bank Credit Card Payment via NEFT
NEFT is a popular option for interbank transfers.
Steps:
- Add your credit card as beneficiary
- Use your card number as account number
- Use IFSC Code: UTIB0000400
- Transfer amount via NEFT
Processing Time: Within 1 working day
Payment via RTGS (For High Amounts)
RTGS is suitable if your bill exceeds ₹2 lakh.
Steps:
- Add beneficiary with card details
- Select RTGS transfer
- Enter amount and confirm
Processing Time: Same day
Payment via BillDesk
BillDesk is a simple way to pay using any bank account.
Steps:
- Visit Axis Bank BillDesk portal
- Enter credit card details
- Choose bank and login
- Confirm payment
Processing Time: Same day
Payment via Visa Money Transfer
You can use Visa debit card or net banking to transfer funds.
Processing Time: Within 2 working days
Axis Credit Card Bill Payment via UPI
UPI is one of the easiest payment methods today.
Steps:
- Open your UPI-enabled app
- Choose ‘Pay’ option
- Enter card details or use IFSC method
- Enter amount and confirm
Processing Time: Instant
Auto Debit & ECS – Never Miss a Payment
If you want hassle-free payments, you can enable:
Auto Debit
- Payment auto-deducted from Axis account
- Choose minimum due or total amount
ECS (Electronic Clearing Service)
- Works with non-Axis accounts
- Requires form submission
Axis Bank Credit Card Payment Offline
If you prefer offline methods, Axis Bank offers multiple options.
Payment by Cash
- Visit nearest Axis Bank branch
- Pay directly at counter
Charges: ₹100 per transaction
Processing Time: Same day
Payment by Cheque
- Deposit cheque in favour of your credit card number
Processing Time:
- Axis cheque: 1 day
- Other bank cheque: 3–5 days
Payment via ATM / Debit Card
You can also pay through Axis Bank ATMs.
Steps:
- Insert debit card
- Select ‘Other Services’ → ‘Bill Payment’
- Enter credit card number
- Confirm payment
Processing Time: Same day
Important Tips for Credit Card Payments
- Always pay before the due date
- Use instant methods like UPI or net banking for last-minute payments
- Avoid minimum due payments to reduce interest charges
- Enable auto-debit to avoid missing payments
Apply for Axis Bank Credit Card & Get Instant Approval