Axis Bank Credit Card Reward Points

Axis Bank gives reward points to its credit card users through the Axis EDGE Rewards Program. When you use your card, you earn points that you can later exchange for e-vouchers and various products like appliances, accessories, dining, decor, personal care items, and more from the Axis EDGE Rewards Catalogue. Keep reading to learn how to earn and use these reward points.

Axis Bank Credit Cards for Reward Points

The number of Axis Bank Credit Card reward points you earn varies depending on the type of card you have. Most cards give you points for all your purchases, but some cards offer extra rewards for specific categories. Additionally, certain credit cards provide Club Vistara (CV) points instead of EDGE reward points. Below are the specifics of some of the top Axis Bank credit cards:

Credit Card Annual Fee Reward Benefits
Indian Oil Axis Bank Credit Card Rs. 500 Earn 5 reward points for every Rs. 100 spent online and 20 reward points for every Rs. 100 spent at IOCL fuel outlets.
Axis Bank REWARDS Credit Card Rs. 1,000 Get 2 EDGE reward points for every Rs. 125 spent, and enjoy 10X EDGE reward points on department stores and apparel purchases.
Axis Bank Select Credit Card Rs. 1,000 Receive 10 Axis EDGE points for every Rs. 200 spent, with 2X EDGE points on retail transactions.
Axis Bank My Zone Credit Card Rs. 500 Acquire 4 EDGE reward points for every Rs. 200 spent.
Axis Bank Aura Credit Card Rs. 749 Gain 2 EDGE points for every Rs. 200 spent, and earn 5X EDGE rewards on insurance transactions.

Axis Bank Credit Card Reward Points

In the Axis Bank Credit Card EDGE Rewards program, you earn and redeem credit card reward points based on the unique rewards structure of your Axis credit card variant. However, there are important factors to consider regarding Axis credit card rewards points:

  • For multiple cardholders, only the primary cardholder can redeem the points, but each supplementary cardholder can accumulate points from their spending.
  • You need a minimum of 300 reward points in your account to start redeeming them.
  • Reward points are valid for only 3 years from the date they are allocated.
  • If there's no transaction on the card that earns reward points for 365 days, previously earned points will expire.
  • When redeeming points at merchant stores or outlets, the minimum bill value should be at least Rs. 100.
  • Depending on the card variant and the number of points redeemed, a nominal redemption fee may be charged as follows:
    • For redeeming 300 to 10,000 EDGE Reward Points, the fee is Rs. 49 plus GST.
    • For redeeming more than 10,000 EDGE Reward Points, the fee is Rs. 99 plus GST.

How to Check Reward Points Balance in Axis Bank Credit Card

To check your reward points in your Axis Bank credit card account, you have several options:

  1. Net Banking/ Mobile Banking: Log in to your net banking account or mobile app and navigate to the "EDGE Rewards" section to view your reward points balance.
  2. Credit Card Statement: Your monthly credit card statement includes details about your reward points balance and expiry date. You can check this information in your statement.
  3. SMS/Call: Give a missed call to 1800-419-6622 or send an SMS with "" to 5676782 from your Axis Bank registered mobile number to receive your reward points balance details.

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How to Redeem Axis Bank Credit Card Reward Points

Customers can redeem their earned reward points from Axis Bank through both online and offline methods. Here are the steps to redeem Axis Bank credit card rewards:

Online Redemption:

You can access your account online through the mobile app, EDGE rewards website, or net banking.

Step 1: Log in to Axis Bank's internet banking, mobile app, or website using your customer ID and password. Navigate to the EDGE rewards section.

Step 2: Click on the "Redeem Now" option to visit the rewards store.

Step 3: Browse through the store for available vouchers, services, and products. Select the items you want to purchase.

Step 4: Add the chosen items to your basket and confirm the redemption by accepting the terms and conditions.

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Offline Redemption:

You can redeem your points by calling the Axis Bank credit card customer care number, which is helpful for those who haven't activated internet banking. Here's how:

Step 1: Visit the Axis Bank reward store on the website.

Step 2: Choose the product you want to spend your points on.

Step 3: Call either of the two Axis Bank customer service numbers: 1860-419-5555 or 1860-500-5555.

Step 4: Provide your credentials to the customer care executive and place your order.

Axis Bank Credit Cards EDGE Rewards Rate

Below is a list of Axis credit cards indicating the number of EDGE points you can earn based on your spending:

Credit Cards EDGE Reward Points per Rs. 200 spent
Silver/ Gold Cards 2-4 points
Shopping Reward Card 2 points
Magnus Card 12 points
Titanium Card 2-8 points
Buzz Card 2-6 points
Pride Platinum Card 8 points
Axis Pay/ Privilege Credit Cards 10 points
Freecharge/ Neo Cards 1 point
Commercial Card 1-2 points
Pride Platinum/ My Zone/ My Choice/ My Wings/ My Business/ Platinum Cards 4 points
Signature/ Infinite Reserve/ Select Cards 10-20 points


1. Can I convert my Axis EDGE reward points into CV points?

You can convert Axis EDGE reward points into Club Vistara (CV) points. As of the latest updates, you'll receive 1 CV point for every 5 EDGE reward points. To be eligible for this conversion, you must have active Axis Loyalty Rewards and Club Vistara accounts. Additionally, you need to have a minimum of 300 reward points in your Axis Bank account.

2. Are there any charges or fees associated with the Axis EDGE reward program?

Starting from September 10, 2022, Axis Bank has begun charging a redemption fee for redeeming EDGE reward points for transactions at the Reward Store, RTR Offline, and IOCL. Now, if you redeem between 300 to 10,000 points, you'll be charged Rs. 49 plus GST, and for redeeming more than 10,000 points, the fee will be Rs. 99 plus GST.

3. What is the minimum transaction amount to earn the Axis reward points?

On most cards, you need a minimum bill value of Rs. 100 to earn reward points. However, this amount can vary depending on the type of card you have. For some cards, you may need to spend at least Rs. 200 to earn points.

4. How can I check my old transactions regarding the Axis Bank Credit Card reward points redemption?

To view your reward points transaction history, access your Axis credit card account through net banking, the mobile app, or the Axis rewards website. Navigate to the "My Points" section and select "My EDGE Transactions" to see all your past transaction details.

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