About RBL Bank Icon Credit Card
RBL Bank Icon Credit Card is designed for people who enjoy lifestyle perks and rewards across different spending categories. Cardholders can get a “buy one, get one” movie offer, with up to two free tickets every month. Golf lovers can enjoy 12 free golf lessons per year, along with complimentary green fees. Frequent domestic travelers also get free access to airport lounges. The card includes concierge services to help with bookings, reservations, and access to special events.
The rewards program is best suited for users with higher spending, offering extra rewards like 5% back on international transactions and weekend dining. You can also earn up to 45,000 bonus reward points by spending Rs. 8 lakh in a year. Overall, this card is ideal for people with an active lifestyle who can take full advantage of its travel, dining, and entertainment benefits.
RBL Bank Icon Credit Card Rewards Program
Rewards Program
- 10X Rewards: Earn 20 reward points for every Rs. 100 spent on international transactions and weekend dining.
- 1X Rewards: Earn 2 reward points for every Rs. 100 spent on all other purchases.
- Capping: 10X rewards are limited to 2,000 points per month for each category (international and weekend dining).
- Exclusions: Certain spends like dining, railways, real estate, rentals, and other miscellaneous categories do not earn rewards.
- Redemption: Reward points can be redeemed via the RBL Rewards catalogue for travel bookings or shopping vouchers.
Other Features and Benefits
Welcome Bonus
- 20,000 reward points on making a retail spend within 30 days of card issuance.
- Applicable after paying the card fee.
Milestone Benefits
- 10,000 reward points on annual spends of Rs. 3 lakh
- Additional 15,000 reward points on annual spends of Rs. 5 lakh
- Additional 20,000 reward points on annual spends of Rs. 8 lakh
Complimentary Lounge Access
- Up to 8 domestic airport lounge visits per year
- Capped at 2 visits per quarter
Movies Offer
- Buy 1, Get 1 free ticket on BookMyShow, up to Rs. 200 per ticket
- Valid twice per month
Golf Benefits
- Up to 12 complimentary golf lessons per year (max. 1 per month)
- 4 complimentary rounds of green fee per year
- 50% off on green fees beyond the 4 rounds
Concierge Services
- Assistance with golf course reservations, car rentals, hotel bookings, special events, spa & fitness centers, gift delivery, and dining reservations
- Contact via customer service: 02262327777
Fuel Benefit
- 1% fuel surcharge waiver up to Rs. 200 per month
- Applicable on fuel spends of Rs. 500 to Rs. 4,000
Fees and Charges
| Particulars | Amount |
|---|
| Joining/Annual Fee | Rs. 5,000 + Applicable taxes |
| Finance Charges | Up to 3.99% p.m. (up to 47.88% p.a.) |
| Late Payments Fees | 12.5% of the total outstanding amount, subject to a minimum of Rs. 5 and a maximum of Rs. 1,300 |
Apply for a Credit Card & Get Instant Approval
Document Required For RBL Bank Icon Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
RBL Bank Icon Credit Card Highlights
What do we like about this card?
- Welcome Bonus: 20,000 reward points on first retail spend within 30 days
- Milestone Rewards: Up to 45,000 reward points on annual spends of Rs. 3L, 5L, and 8L
- Movies Offer: Buy 1 Get 1 free ticket on BookMyShow, twice per month
- Golf Benefits: 12 complimentary lessons per year + 4 free rounds and 50% off beyond
- Lounge Access: Up to 8 domestic airport lounge visits per year
- Concierge Services: Assistance with reservations, events, golf, spa, and dining
- Fuel Benefit: 1% fuel surcharge waiver (up to Rs. 200/month on spends Rs. 500–4,000)
Things to Know Before you apply
Get this card if:
- You are a high-spender seeking a credit card with benefits across multiple spending categories.
- You frequently dine out on weekends, enjoy movies, and want golf-related perks.
- You can maximize rewards by meeting the spend-based milestone conditions.
Pros
- Earn up to 5% back as reward points on card spends
- Receive up to 45,000 reward points as milestone bonus
- Save up to Rs. 4,800 annually on BookMyShow movie tickets
- Enjoy up to 12 free golf lessons with green fee waivers every year
- Get up to 8 complimentary domestic airport lounge visits
Cons
- Accelerated rewards are capped
- No annual fee waiver option
- No reward benefits on categories like weekday dining, railways, etc.
- No complimentary international lounge access
RBL Bank Credit Card Contact Details
Contact Address: RBL Bank Ltd., One Indiabulls Centre, 16th Floor, Tower 2, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013, Maharashtra, India
Helpline: 022-62327777 or 1800-121-9050 (toll-free)
Simply SMS: Send ICON to 5607011 to get a callback or apply
Apply for a Credit Card & Get Instant Approval
Frequently Asked Questions
The card comes with an annual fee (check the bank’s official website for the latest fee details).
10X Rewards: 20 points per Rs. 100 spent on international and weekend dining transactions (capped at 2,000 points per category per month)
1X Rewards: 2 points per Rs. 100 spent on all other purchases
Points can be redeemed via the RBL Rewards catalogue for travel bookings, shopping vouchers, and other options.
You get 20,000 reward points on making a retail spend within 30 days of card issuance and paying the card fee.
Yes. You can earn additional reward points based on annual spends:
Rs. 3 lakh: 10,000 points
Rs. 5 lakh: 15,000 points
Rs. 8 lakh: 20,000 points
Yes, up to 8 domestic airport lounge visits per year, capped at 2 per quarter.
Yes, you get buy 1 get 1 free tickets on BookMyShow, up to Rs. 200 per ticket, twice per month.
Yes, the card offers up to 12 complimentary golf lessons annually, 4 complimentary green fee rounds, and 50% off green fees beyond that.
