BOB Exclusive Credit Card
BOB Bank of Baroda

Bank of Baroda ICAI Exclusive Credit Card

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: Nil

Renewal Fee: Nil

cat name Travel
cat name Reward Points

Best Suited For: Rewards & Travel

Joining Fee: ₹4,999 Plus Applicable Taxes

Renewal Fee: ₹4,999 Plus Applicable Taxes

Best Feature:- Earn upto 50,000 Bonus Reward Points Anually, Club Vistara and Trident Privilege Membership.

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The Bank of Baroda ICAI Exclusive Credit Card is specifically designed for members of the Institute of Chartered Accountants of India (ICAI). This credit card is lifetime free without any annual fee or joining fee. With this credit card users get a range of benefits, including attractive rewards, travel perks, and insurance coverage, which are specifically tailored to the professional and personal needs of ICAI members.

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All You Need To Know

Card Type

Rewards & Travel

Welcome Benefit
  • FitPass Pro Membership: Cardholders enjoy a 6-month complimentary FitPass Pro Membership, for a healthy lifestyle choice.
  • Bonus Reward Points: Credit card users get 1,000 reward points on making the first transaction within 30 days of card issuance.
Rewards Points
  • Accelerated Rewards: This credit card offers 5 reward points for the spend of every ₹100 on dining, online purchases, and utility bill payments.
  • Regular Rewards: on all other categories, it offers 1 reward point per ₹100 spending.
  • Milestone Rewards: apart from these benefits it offers 4,000 reward points each quarter if you spend more than your assigned credit limit during this period.
  • Monthly Bonus: On making five transactions of ₹1,000 or more every month, cardholders also get an additional bonus of 1,000 reward points
Travel Benefits
  • Domestic Lounge Access: with this credit card cardholders can avail up to 12 complimentary domestic airport lounge visits annually (maximum of 3 visits per quarter), after spending a minimum spend of ₹40,000 in the previous quarter.
Fuel Surcharge Waiver
  • Benefit from a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per statement cycle.
Insurance Coverage
  • Professional Indemnity Cover: Coverage of ₹5 lakh.
  • Non-Air Accident Death Cover: Coverage of ₹5 lakh.
  • Air Accident Death Cover: Coverage of ₹15 lakh.

Fees and charges that apply to Bank of Baroda ICAI Exclusive Credit Card:

Fee / Charge Amount/Rate
Annual Fee Nil
Joining Fee Nil
Interest Rate 3.49% per month
Foreign Currency Markup 2%
Cash Advance Fee 2.5% of the amount (minimum ₹300) at domestic ATMs; 3% of the amount (minimum ₹300) at international ATMs
Late Payment Charges As per bank's policy
Over Limit Penalty As per bank's policy
Card Replacement Fee As per bank's policy
Add-on Card Fee Nil
Minimum Repayment Amount 5% of the outstanding balance

*A late payment charge of Rs. 100 will be imposed if the Minimum Amount Due (MAD) is not paid by the due date for two consecutive cycles. This charge will persist in each subsequent payment cycle until the MAD is settled.

Bank of Baroda ICAI Exclusive Credit Card Eligibility:

Eligibility Criteria of Bank of Baroda ICAI Exclusive Credit Card

  • Professional Membership: the applicant must be a member of the Institute of Chartered Accountants of India (ICAI).
  • Age: The age of applicants should be between 18 and 65 years old.
  • Income: He should meet the minimum annual income criteria as per the bank's policy.
  • Occupation: Available to both salaried and self-employed ICAI members.

Documents Required For Bank of Baroda ICAI Exclusive credit card

  • Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
  • Address Proof: Aadhaar Card, Passport, Utility Bills, or Property Tax Receipt.
  • Income Proof: Recent salary slips, Income Tax Returns (ITR), or proof of business continuity.
  • Professional Proof: ICAI Membership Certificate.

Note: Bank of Baroda may request additional documents as per their internal policies.

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FAQs

You can apply online for Bank of Baroda ICAI Exclusive Credit Card by visit the official Bank of Baroda website or the BOBCARD portal. Go to the ICAI Exclusive Credit Card page, and click on "Apply Now." Fill in the required details and complete the KYC process.

Bank of Baroda ICAI Exclusive Credit Card is lifetime free. Which means it charges no annual fee or joining fee.

The Bank of Baroda ICAI Exclusive Credit Card charges a foreign currency markup fee of 2% on international transactions. Which is lower than the average which makes it best companion for international travel and international shopping.

Yes, the Bank of Baroda ICAI Exclusive Credit Card offers a fuel surcharge waiver of 1% on transactions ranging from ₹400 to ₹5,000. But this waiver is capped at ₹250 per statement cycle.

Yes, with this credit card, you can easily get add-on cards for your immediate family members without any additional cost.

With the Bank of Baroda ICAI Exclusive Credit Card you earn 5 reward points per ₹100 spent on dining, online purchases, and utility bills, and 1 reward point per ₹100 spent on other categories.

You can access the following links to find detailed information and procedures related to managing your BOB Bank Credit Card

Check if you are eligible for Bank of Baroda ICAI Exclusive Credit Card on
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