Air India SBI Platinum Credit Card

If you often travel with Air India and prefer their services, The Air India SBI Platinum Credit Card is a great choice for you. With this card, you earn 15 reward points for every rupee spent on Air India, and later, you can use these points to get discounted or even free flight tickets. Check out the card's features to learn more.

Key Highlights of SBI Air India Platinum Credit Card

SBI Air India Platinum Credit Card
Best Suited For Travel and Rewards
Annual Fee Rs. 1,499
Renewal Fee Rs. 1,499
Welcome Benefit Get 5,000 Reward points* as a welcome gift
Reward Benefits Get 2 Reward points for every Rs. 100 spent
Travel Benefit Earn upto 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.
Fuel Benefit Enjoy freedom from paying the 1% fuel surcharge, valid across all petrol pumps.
Best Feature Up to 15,000 bonus rewards points annually; convert  points into Air Miles

*Terms and conditions apply.

Here are the key features and benefits provided by the Air India SBI Platinum Credit Card:

Welcome Bonus – Receive a welcome gift of 5,000 reward points upon paying the joining fee. These points will be credited within 15 days from the posting date of the annual fee payment.

Reward Points – Earn 2 reward points for every Rs. 100 spent, and enjoy up to 15,000 bonus reward points annually. You can convert these reward points into Air India miles, with 1 reward point being equivalent to 1 Air India Air mile.

Also read: Best Rewards Credit Cards in India

Anniversary Gift – Get 2,000 reward points on completion of the anniversary year.

Complimentary Visa Lounge Access - Enjoy up to 8 complimentary visits per year to Domestic VISA Lounges in India, with a maximum limit of 2 visits per quarter.

Fuel Surcharge Waiver – Avail a 1% fuel surcharge waiver at any petrol pump nationwide for transactions between Rs. 500 and Rs. 4,000. Enjoy a maximum waiver of Rs. 250 in each statement cycle.

Also read: Best Fuel Credit Cards in India

Milestone Benefits - Receive 5,000 reward points for annual spending of Rs. 2 lakh or more, and enjoy 10,000 reward points for annual spending of Rs. 3 lakh or more.

Travel Benefits - Get 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.in and the Air India mobile app, whether for yourself or others. Additionally, earn 5 Reward Points for every Rs. 100 spent on Air India tickets, whether for self or others, when booked through Air India booking offices or Air India call centres (18001801407). Also, enjoy 5 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

Also read: Best Travel Credit Cards in India

Other Benefits

  • Add-on Card - You have the option to request an additional credit card for your spouse, parents, children, or siblings who are 18 years or older.
  • Easy Money Facility – Through Easy Money, you can obtain a draft or cheque using your cash limit and have it conveniently delivered to your doorstep, eliminating any unnecessary hassle.
  • Lost Card Liability Cover – Enjoy complimentary lost card liability cover of Rs. 1 lakh.
  • Flexipay Facility - You can turn your expensive buys (over Rs 2,500) into installment payments. But remember, you should opt for this option within 30 days of making the purchase.
  • Easy Bill Pay Facility - This card allows you to set up automatic payments for your utility bills. This ensures that your bills are consistently paid on time, without any late fees.

The fees and charges associated with the Air India SBI Platinum Credit Card are as follows:

Fees/Charges Amount/Rate
Annual Fee Rs. 1,499 (One-Time)
Renewal Fee Rs, 1,499
Finance Charges upto 3.50% per month [42% per annum]
Add-on card fee Nil
Interest rate Up to 3.35% per month
Late Payment Charges** For Statement Balance
  • NIL for the total amount due from Rs.0-Rs.500;
  • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,00
  • Rs. 750 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 950 for the total amount due greater than Rs. 10,000 and up to Rs. 25,000
  • Rs. 1,100 for the total amount due greater than Rs. 25,000 and up to Rs. 50,000
  • Rs. 1,300 for the total amount due greater than Rs. 50,000
Rewards redemption fee Rs.99. Nil for redemption on Air India Miles
Card replacement charge Rs.100 (when in India) NIL (when in abroad)
Foreign currency transaction fee 3.5% of the transaction amount
Over limit charges 2.5% of the amount, subject to a minimum of Rs.500
Payment dishonour fee 2% of payment amount subject to a minimum of Rs.450
Cash payment fee Rs.100
Cheque pickup Rs.100
Cheque payment fee Rs.100 (For cheque payments up to Rs.10,000)

*If you fail to pay the Minimum Amount Due (MAD) by the due date for two consecutive cycles, an extra Late Payment Charge of Rs. 100 will be imposed. This charge will persist in each subsequent payment cycle until the Minimum Amount Due is settled.

Apply for Air India SBI Platinum Credit Card with MybankingTips

Apply Now

To apply for the Air India SBI Platinum Credit Card, applicants should meet the following eligibility criteria:

Criteria Details
Occupation Available to both Salaried and Self-employed
Documents Required Click here for the list of documents
Serviceable Cities Click here for the list of eligible cities

Check if you are eligible for the Air India SBI Platinum Credit Card on
mybankingtips.com

Apply Now

The Air India SBI Platinum Card is a great choice if you often travel with Air India and want good rewards on your credit card. You get a solid 6.75% rewards rate when you spend on Air India tickets (15 points per Rs. 100), and each reward point is equivalent to 1 Airline mile, which is worth Rs. 0.45. This rewards rate is better than many other travel-focused credit cards. The annual fee for this card is relatively low at Rs. 1,500, and the card offers various discounts that can offset this cost.

Moreover, you get 8 complimentary domestic lounge visits each year, adding more value to the card. However, the rewards rate on general spending is lower at 0.90% (2 points per Rs. 100), which is below the average for the industry. While it may not be the absolute best travel card, the Air India SBI Platinum Card is a solid option, especially if you're looking for a low-fee card with specific benefits for Air India travelers.

Here are some of the Best credit cards that provide benefits similar to the Air India SBI Platinum Credit Card:

Credit Card Annual Fee Reward Points / Offers
Air India SBI Platinum Credit Card Rs. 1,499 Earn 2 Reward points per Rs. 100 spent
Kotak IndiGo Ka-ching 6E Rewards Credit Card Rs. 700 6E rewards on every Rs. 100 spent
SBI IRCTC Premier Credit Card Rs. 1,499 Up to 10% value back on ticket bookings via IRCTC
MMT ICICI Bank Signature Credit Card NIL MMT Double Black Membership, 1.25 My Cash per Rs. 200 spend domestically outside MMT
Axis Bank Vistara Credit Card Rs. 1,500 Earn 2 Club Vistara point for every Rs. 200 spent

Apply for Air India SBI Platinum Credit Card

Apply Now
apply card image

Apply for Air India SBI Platinum Credit Card with MybankingTips

Apply Now

FAQs

If you need to replace or get a new Air India SBI Platinum Credit Card, a fee of Rs. 100 plus taxes will be charged.

Apply for Air India SBI Platinum Credit Card

Apply Now
apply card image

Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card: