Air India SBI Platinum Credit Card

Here are the key features and benefits provided by the Air India SBI Platinum Credit Card:

Welcome Bonus – Receive a welcome gift of 5,000 reward points upon paying the joining fee. These points will be credited within 15 days from the posting date of the annual fee payment.

Reward Points – Earn 2 reward points for every Rs. 100 spent, and enjoy up to 15,000 bonus reward points annually. You can convert these reward points into Air India miles, with 1 reward point being equivalent to 1 Air India Air mile.

Also read: Best Rewards Credit Cards in India

Anniversary Gift – Get 2,000 reward points on completion of the anniversary year.

Complimentary Visa Lounge Access - Enjoy up to 8 complimentary visits per year to Domestic VISA Lounges in India, with a maximum limit of 2 visits per quarter.

Fuel Surcharge Waiver – Avail a 1% fuel surcharge waiver at any petrol pump nationwide for transactions between Rs. 500 and Rs. 4,000. Enjoy a maximum waiver of Rs. 250 in each statement cycle.

Also read: Best Fuel Credit Cards in India

Milestone Benefits - Receive 5,000 reward points for annual spending of Rs. 2 lakh or more, and enjoy 10,000 reward points for annual spending of Rs. 3 lakh or more.

Travel Benefits - Get 15 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.in and the Air India mobile app, whether for yourself or others. Additionally, earn 5 Reward Points for every Rs. 100 spent on Air India tickets, whether for self or others, when booked through Air India booking offices or Air India call centres (18001801407). Also, enjoy 5 Reward Points for every Rs. 100 spent on SuperSaver booklet purchases.

Also read: Best Travel Credit Cards in India

• Add-on Card - You have the option to request an additional credit card for your spouse, parents, children, or siblings who are 18 years or older.
• Easy Money Facility – Through Easy Money, you can obtain a draft or cheque using your cash limit and have it conveniently delivered to your doorstep, eliminating any unnecessary hassle.
• Lost Card Liability Cover – Enjoy complimentary lost card liability cover of Rs. 1 lakh.
• Flexipay Facility - You can turn your expensive buys (over Rs 2,500) into installment payments. But remember, you should opt for this option within 30 days of making the purchase.
• Easy Bill Pay Facility - This card allows you to set up automatic payments for your utility bills. This ensures that your bills are consistently paid on time, without any late fees.

The fees and charges associated with the Air India SBI Platinum Credit Card are as follows:

To apply for the Air India SBI Platinum Credit Card, applicants should meet the following eligibility criteria:

The Air India SBI Platinum Card is a great choice if you often travel with Air India and want good rewards on your credit card. You get a solid 6.75% rewards rate when you spend on Air India tickets (15 points per Rs. 100), and each reward point is equivalent to 1 Airline mile, which is worth Rs. 0.45. This rewards rate is better than many other travel-focused credit cards. The annual fee for this card is relatively low at Rs. 1,500, and the card offers various discounts that can offset this cost.

Moreover, you get 8 complimentary domestic lounge visits each year, adding more value to the card. However, the rewards rate on general spending is lower at 0.90% (2 points per Rs. 100), which is below the average for the industry. While it may not be the absolute best travel card, the Air India SBI Platinum Card is a solid option, especially if you're looking for a low-fee card with specific benefits for Air India travelers.

Here are some of the Best credit cards that provide benefits similar to the Air India SBI Platinum Credit Card: