To be eligible for SBI Credit Cards, you must be a resident of any of the following areas:
| Chittoor | Nalgonda | Guwahati | Durg | Anand |
| Vadodara | Shimla | Giridih | Dakshina Kannada | Kochi |
| Amravati | Mumbai | Ratnagiri | Shilong | Khurdha |
| Ajmer | Chennai | Karur | Thoothukudi | Virudhunagar |
| Saharanpur | Darjeeling | Murshidabad | Ghaziabad | Rourkela |
| East Godavari | Nellore | Kamrup Rural | Korba | Bharuch |
| Valsad | Solan | Ranchi | Dharwad | Travancore |
| Aurangabad | Nagpur | Sangli | Bhubaneswar | Puri |
| Jaipur | Coimbatore | Krishnagiri | Tiruchirapalli | Agra |
| Varanasi | Hooghly | Nadia | Gurgaon | Thiruvananthapuram |
| Guntur | Rangareddy | Patna | Raipur | Gandhinagar |
| Ambala | Jammu | Seraikela Kharsawan | Mandya | Bhopal |
| Buldhana | Nanded | Sindhudurg | Cuttack | Sambalpur |
| Jodhpur | Cuddalore | North 24 Parganas | Tirunelveli | Allahabad |
| Dehradun | Howrah | Chandigarh | Faridabad | Asansol |
| Hyderabad | Visakhapatnam | West Singhbhum | Panaji | Jamnagar |
| Hisar | Bokaro | Thane | Mysore | Dewas |
| Jalgaon | Nashik | Pudukkottai | Ganjam | Sundargarh |
| Kota | Dharmapuri | South 24 Parganas | Tiruvallur | Barabanki |
| Haridwar | Jalpaiguri | Bilaspur | Kanpur | Ernakulam |
| Krishna | Warangal | Bengaluru | Ahmedabad | Kheda |
| Panchkula | Dhanbad | East Khasi Hills | Ramanagara | Dhar |
| Kolhapur | Pune | Salem | Jajapur | Pondicherry |
| Udaipur | Dindigul | Delhi | Vellore | Bareilly |
| Bankura | Kolkata | Dhamtari | Vijayawada | Thrissur |
| Medak | Dispur | Belgaum | Amareli | Kutch |
| Rohtak | East Singhbhum | Ri-Bhoi | Udupi and Uttara Kannada | Gwalior |
| Latur | Raigad | Thanjavur | Jharsuguda | Amritsar |
| Gangtok | Kanchipuram | Noida | Viluppuram | Gautam Buddha Nagar |
| Bardhaman | Midnapore East | Madurai | Kottayam | Jamshedpur |
| Mehsana | Indore | Jalandhar | Jaunpur | Kozhikode |
| Navsari | Surat | Alappuzha | Burdwan | ADIPUR |
| Jabalpur | Ujjain | Ropar | Sriperumbudur | Durgapur |
| Ludhiana | Patiala | Mangalore | Palakkad | Behrampur |
| Lucknow | Rae Bareli | Kakinada | Bhuj | Kalka |
| Rajahmundry | Siliguri | Bhilai | Nadiad | Aluva |
| Rajkot | Udham Singh Nagar | Navi Mumbai | Goa | KALOL |
| Morena | Haldia | Hosur | Tiruppur | Gandhidham |
| Mohali | Baddi | Kannur | Pathanamthitta | MANDVI |
| Meerut | Kharagpur | Tirupati | Mundra | South Goa |
| Secunderabad | Hubli | Kollam | Vapi | Gandhi Nagar |
| Rajsamand | - | - | - | - |