The Kotak IndiGo Ka-ching 6E Rewards XL credit card is great for travel enthusiasts. You can earn high rewards on your travel expenses, and these rewards can be used to get flight tickets from IndiGo. The card also gives you cool welcome benefits, like discount vouchers for dining, hotels, and other partner brands. Check out all the details to see how this card can make your travel experiences even better!
Key Highlights of Kotak IndiGo Ka-ching 6E Rewards XL Credit Card |
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Card Type | Mid-level |
Best Suited For | Travel |
Joining Fee | Rs. 2,500 |
Annual/Renewal Fee | Rs. 2,500 |
Minimum Income Required | Rs. 4 Lakh per annum |
Welcome Benefit | Welcome ticket worth Rs. 1,500 |
Best Feature | Up to 6% reward |
MybankingTips Rating |
The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card stands out as one of the top airline co-branded cards in India, especially for those who frequently travel with IndiGo Airlines. Cardholders can enjoy generous rewards on all their expenses and then redeem these accumulated points to save on their flight costs. Here's everything you should know about this card.
Table of Contents | ||
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Features and Benefits | ||
Fees and Charges | ||
Eligibility and Documentation | ||
Other Similar Credit Cards | ||
Should You Get this card? | ||
FAQs |
Welcome Benefit: As a welcome benefit, the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card provides an IndiGo Airline ticket worth Rs. 3,000. Moreover, cardholders receive welcome gift vouchers from partner brands across multiple categories. The existing welcome vouchers include:
Reward Points: The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card lets you earn 6E rewards on every purchase. These reward points can be redeemed for IndiGo flight tickets on www.indigo.in. Here's how the 6E rewards are allocated for different types of expenditures:
Lounge Access: With this card, you'll receive 2 airport lounge access passes every quarter, which totals to 8 airport lounge access passes per year.
Suggested Read: Best Credit Cards with Airport Lounge Access
Other Benefits: Apart from the benefits mentioned above, the card also offers 6E prime add-ons as listed below:
Below mentioned are the fees and charges associated with this credit card:
Type of Fee or Charge | Amount | |
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Joining Fee | Rs. 2,500 (Rs. 1,500 as introductory fee) | |
Annual/Renewal Fee | Rs. 2,500 (Rs. 1,500 as introductory fee) | |
Finance Charges | 3.50% per month/ 42% per annum | |
Foreign Currency Markup | 3.5% | |
Late Payment Charges |
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The applicant must fulfill the below-mentioned eligibility criteria to apply for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card:
Criteria | Details |
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Age Limit | 21 to 65 years |
Occupation | Salaried or Self-employed |
Minimum Salary | Rs. 4 Lakh per annum |
Minimum Credit Score | 750 |
Note: The above-mentioned eligibility parameters are general criteria to apply for Kotak Mahindra Bank Credit Cards. The eligibility criteria may vary from case to case.
In addition to meeting the eligibility criteria, you are also required to provide a specific set of documents when applying for The Kotak IndiGo Ka-ching 6E Rewards XL credit card.
Identity Proof | Any one amongst Aadhaar Card, Voter ID Card, PAN Card, Driving License, Passport |
Address Proof | Any one amongst Utility Bill- water/electricity/ gas/telephone , Ration Card, Voter ID Card, Passport, Driving License, |
Income Proof | Any one amongst Salary slips, Income Tax Returns (ITR), Form 16, Proof of business continuity, Certified financial documents, PAN Card |
Age Proof | Any one amongst Class X school certificate, Voter ID Card, birth certificate |
Note: The list of documents required may vary across the type of credit card customer- salaried, self-employed, students or NRIs.
If you are looking for other credit cards that offer benefits similar to Kotak IndiGo Ka-ching 6E Rewards XL Credit Card then you can refer to the cards mentioned in the table below:
Credit Card | Annual Fees | Comparative Features |
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MMT ICICI Signature Credit Card | Nil | Up to 4 My Cash points on hotel and flight bookings on MakeMyTrip per Rs. 200 |
Citi PremierMiles | Rs. 3,000 | Up to 10 air miles on every Rs. 100 spent |
Axis Bank Vistara Signature Credit Card | Rs. 3,000 | Up to 6 Free Premium Economy tickets; Club Vistara Silver Membership |
HDFC Bank InterMiles Signature Credit Card | Rs. 2,500 | Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings |
The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, as mentioned previously, is an ideal choice for individuals who frequently travel with IndiGo Airlines. This card comes with a range of exclusive travel benefits, including access to airport lounges, priority meals, baggage assistance, and an attractive 6% reward on IndiGo expenses. As an added incentive, cardholders receive an IndiGo airline ticket worth Rs. 3,000 as a welcome bonus. Beyond travel perks, the card offers cross-category benefits, including exclusive vouchers for Accor Dining, Accor Stay, and Budweiser, in addition to a 3% reward on merchant spending in dining, entertainment, and grocery categories, along with a 2% reward on all other expenditures.
The rewards for non-IndiGo spending are pretty basic and not very attractive if you want a card with high rewards in various categories. The Kotak Mahindra credit card is a great choice if you're mainly interested in travel benefits with IndiGo Airlines, as this helps make the annual fee of Rs. 2,499 worthwhile. However, if you want a credit card that gives you rewards in many different areas, you might want to consider other travel cards.
To obtain The IndiGo Ka-ching 6E Rewards XL Credit Card from Kotak Bank, you have several convenient options. You can apply directly through Kotak Mahindra Bank's official website, reach out to their customer service at 1860 266 2666, or visit the nearest Kotak Mahindra branch to secure your Ka-ching Card.
6E reward is the redemption currency offered for reward points earned on IndiGo co-branded credit cards with top banks
The age limit for add-on cardholders for the Kotak Ka-Ching card is 18 years and above.
You can redeem all the 6E reward points you accumulate through IndiGo co-branded credit cards like the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card on the IndiGo website, allowing you to purchase IndiGo flight tickets. Importantly, there is no expiration date for redeeming your IndiGo points.
Here are some of the links that will help you manage your Kotak Credit Card, you can click on them as per your requirements: