Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

The Kotak IndiGo Ka-ching 6E Rewards XL credit card is great for travel enthusiasts. You can earn high rewards on your travel expenses, and these rewards can be used to get flight tickets from IndiGo. The card also gives you cool welcome benefits, like discount vouchers for dining, hotels, and other partner brands. Check out all the details to see how this card can make your travel experiences even better!

Key Highlights of Kotak IndiGo Ka-ching 6E Rewards XL Credit Card

Kotak IndiGo Ka-ching 6E Rewards XL Credit Card
Card Type Mid-level
Best Suited For Travel
Joining Fee Rs. 2,500
Annual/Renewal Fee Rs. 2,500
Minimum Income Required Rs. 4 Lakh per annum
Welcome Benefit Welcome ticket worth Rs. 1,500
Best Feature Up to 6% reward
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(4/5)

The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card stands out as one of the top airline co-branded cards in India, especially for those who frequently travel with IndiGo Airlines. Cardholders can enjoy generous rewards on all their expenses and then redeem these accumulated points to save on their flight costs. Here's everything you should know about this card.

Welcome Benefit: As a welcome benefit, the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card provides an IndiGo Airline ticket worth Rs. 3,000. Moreover, cardholders receive welcome gift vouchers from partner brands across multiple categories. The existing welcome vouchers include:

  • Rs. 1,000 Accor Dining voucher
  • 30% off on Accor Stay, subject to minimum 1 and maximum 3 nights stay
  • Rs. 250 voucher from Budweiser
  • Free trial for 30 days on Lionsgate Play

Reward Points: The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card lets you earn 6E rewards on every purchase. These reward points can be redeemed for IndiGo flight tickets on www.indigo.in. Here's how the 6E rewards are allocated for different types of expenditures:

  • 6% rewards on IndiGo spends
  • 3% rewards on merchant spends including dining, entertainment, grocery
  • 2% rewards on all other category spend excluding wallets

Lounge Access: With this card, you'll receive 2 airport lounge access passes every quarter, which totals to 8 airport lounge access passes per year.

Suggested Read: Best Credit Cards with Airport Lounge Access

Other Benefits: Apart from the benefits mentioned above, the card also offers 6E prime add-ons as listed below:

  • Priority check-in
  • Choice of seat
  • Complimentary meal
  • Quicker baggage assistance

Below mentioned are the fees and charges associated with this credit card:

Type of Fee or Charge Amount
Joining Fee Rs. 2,500 (Rs. 1,500 as introductory fee)
Annual/Renewal Fee Rs. 2,500 (Rs. 1,500 as introductory fee)
Finance Charges 3.50% per month/ 42% per annum
Foreign Currency Markup 3.5%
Late Payment Charges
  • Rs. 100 for amount less than or equal to Rs. 500
  • Rs. 500 for amount between Rs. 500.01 to Rs. 10,000
  • Rs. 700 for amount greater than Rs. 10,000

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The applicant must fulfill the below-mentioned eligibility criteria to apply for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card:

Criteria Details
Age Limit 21 to 65 years
Occupation Salaried or Self-employed
Minimum Salary Rs. 4 Lakh per annum
Minimum Credit Score 750

Note: The above-mentioned eligibility parameters are general criteria to apply for Kotak Mahindra Bank Credit Cards. The eligibility criteria may vary from case to case.

In addition to meeting the eligibility criteria, you are also required to provide a specific set of documents when applying for The Kotak IndiGo Ka-ching 6E Rewards XL credit card.

Identity Proof Any one amongst Aadhaar Card, Voter ID Card, PAN Card, Driving License, Passport
Address Proof Any one amongst Utility Bill- water/electricity/ gas/telephone , Ration Card, Voter ID Card, Passport, Driving License,
Income Proof Any one amongst Salary slips, Income Tax Returns (ITR), Form 16, Proof of business continuity, Certified financial documents, PAN Card
Age Proof Any one amongst Class X school certificate, Voter ID Card, birth certificate

Note: The list of documents required may vary across the type of credit card customer- salaried, self-employed, students or NRIs.

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If you are looking for other credit cards that offer benefits similar to Kotak IndiGo Ka-ching 6E Rewards XL Credit  Card then you can refer to the cards mentioned in the table below:

Credit Card Annual Fees Comparative Features
MMT ICICI Signature Credit Card Nil Up to 4 My Cash points on hotel and flight bookings on MakeMyTrip per Rs. 200
Citi PremierMiles Rs. 3,000 Up to 10 air miles on every Rs. 100 spent
Axis Bank Vistara Signature Credit Card Rs. 3,000 Up to 6 Free Premium Economy tickets; Club Vistara Silver Membership
HDFC Bank InterMiles Signature Credit Card Rs. 2,500 Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings

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The Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, as mentioned previously, is an ideal choice for individuals who frequently travel with IndiGo Airlines. This card comes with a range of exclusive travel benefits, including access to airport lounges, priority meals, baggage assistance, and an attractive 6% reward on IndiGo expenses. As an added incentive, cardholders receive an IndiGo airline ticket worth Rs. 3,000 as a welcome bonus. Beyond travel perks, the card offers cross-category benefits, including exclusive vouchers for Accor Dining, Accor Stay, and Budweiser, in addition to a 3% reward on merchant spending in dining, entertainment, and grocery categories, along with a 2% reward on all other expenditures.

The rewards for non-IndiGo spending are pretty basic and not very attractive if you want a card with high rewards in various categories. The Kotak Mahindra credit card is a great choice if you're mainly interested in travel benefits with IndiGo Airlines, as this helps make the annual fee of Rs. 2,499 worthwhile. However, if you want a credit card that gives you rewards in many different areas, you might want to consider other travel cards.

1. How do I get a Ka Ching card?

To obtain The IndiGo Ka-ching 6E Rewards XL Credit Card from Kotak Bank, you have several convenient options. You can apply directly through Kotak Mahindra Bank's official website, reach out to their customer service at 1860 266 2666, or visit the nearest Kotak Mahindra branch to secure your Ka-ching Card.

2. What is the 6E reward in IndiGo?

6E reward is the redemption currency offered for reward points earned on IndiGo co-branded credit cards with top banks

3. What is the age limit for add-on cardholders for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card?

The age limit for add-on cardholders for the Kotak Ka-Ching card is 18 years and above.

4. How do I redeem my 6E reward points?

You can redeem all the 6E reward points you accumulate through IndiGo co-branded credit cards like the Kotak IndiGo Ka-ching 6E Rewards XL Credit Card on the IndiGo website, allowing you to purchase IndiGo flight tickets. Importantly, there is no expiration date for redeeming your IndiGo points.

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Here are some of the links that will help you manage your Kotak Credit Card, you can click on them as per your requirements: