IndusInd Nexxt Credit Card
IndusInd Bank IndusInd Bank

IndusInd Nexxt Credit Card

/assest/image/icons/entertainment.svg Entertainment
/assest/image/icons/fuel.svg Fuel
/assest/image/icons/rewards.svg Reward Points
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Joining Fee: ₹10000* Plus Applicable Taxes

Renewal Fee: ₹0*Plus Applicable Taxes

Entertainment Entertainment
Fuel Fuel
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹10000* + Tax

Renewal Fee: ₹0* + Tax

Welcome benefits:- With the IndusInd Bank Nexxt Credit Card you can choose any one of the options from a select collection of welcome gifts for you. Merchants include – EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, Aldo, etc.

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About IndusInd Nexxt Credit Card

IndusInd Nexxt Credit Card is India’s first interactive credit card with built-in buttons to select your preferred mode of payment—EMI, Credit, or Rewards. It offers a range of benefits, including movie discounts, reward points, and travel privileges, making it a versatile option for everyday spending.

IndusInd Nexxt Credit Card Rewards Program

Reward Points

  • Earn 1 Reward Point for every Rs. 150 spent.
  • Redeem rewards as cash credit at 1 Reward Point = Rs. 0.75.
  • Convert rewards to KrisFlyer Miles at a 4:1 ratio or redeem via IndusInd Bank Rewards Portal.

Other Features and Benefits

Welcome Benefit

  • Choose one gift from a curated collection, including merchants like EazyDiner, Bata, Montblanc, Oberoi Hotels, Yatra, Vero Moda, and Aldo.

Movie Benefit

  • ‘Buy One Get One’ offer on BookMyShow and Satyam Cinemas.
  • Maximum 2 free tickets per month.

Insurance Cover

  • Lost Card Liability under the Total Protect Program up to your credit limit.
  • Personal Air Accident cover up to Rs. 25 Lakh.

IndusInd Assistance

  • Pre-trip assistance, flight booking, hotel reservations.
  • Sports & entertainment bookings, exclusive bookings, flowers & gifts.

Fuel Surcharge Waiver

  • 1% waiver on transactions between Rs. 500 – 3,000.
  • Maximum waiver of Rs. 250 per month at all fuel stations in India.

Fees and Charges

Fee/ChargeAmount/Rate
Joining FeeRs. 10,000
Annual FeeNil
Interest on Revolving Credit3.83% p.m. | 46% p.a.
Late Payment Charges

For Outstanding Amount:

  • Up to Rs. 100- Nil
  • From Rs. 101 to Rs. 500- Rs. 100
  • From Rs. 501 to Rs. 1,000- Rs. 350
  • From Rs. 1,001 to Rs. 10,000- Rs. 550
  • From Rs. 10,001 to Rs. 25,000- Rs. 800 
  • From Rs. 25,001 to Rs. 50,000- Rs. 1,100
  • Above 50,000- Rs. 1,300

Things to Know Before you apply

Get this card if:

  • You want a flexible card with EMI, Credit, or Rewards options built into one.
  • You frequently spend on movies, dining, or travel and want cashback/reward redemption options.
  • You want a card with complimentary insurance and fuel surcharge waiver.
  • You prefer personalized welcome gifts from top brands.

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For IndusInd Nexxt Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
  • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

IndusInd Nexxt Credit Card Hilights

What do we like about this card?

  • 1 Reward Point for every Rs. 150 spent; redeem for cash, KrisFlyer Miles, or via Rewards Portal.
  • Welcome gift from a curated list including luxury and lifestyle brands.
  • Buy 1 Get 1 free movie tickets (max 2/month).
  • Complimentary insurance: Lost Card Liability and Personal Air Accident cover up to Rs. 25 Lakh.
  • IndusInd Assistance for travel, bookings, and exclusive services.
  • 1% fuel surcharge waiver up to Rs. 250 per month on transactions between Rs. 500–3,000.

Pros

  • Interactive buttons let you choose payment mode: EMI, Credit, or Rewards.
  • Buy 1 Get 1 movie ticket offer and curated welcome gifts.
  • Comprehensive insurance cover including Lost Card Liability and Air Accident cover.

Cons

  • Reward points redemption as cash has a low value (1 RP = Rs. 0.75).
  • Fuel surcharge waiver capped at Rs. 250/month.
  • Best suited for users who actively manage card modes; may confuse new users.

IndusInd Bank Credit Card Contact Details

  • Contact Address: IndusInd Bank Ltd. 701, Solitaire Corporate Park, 167 Guru Hargovindji Marg, Andheri East, Mumbai – 400093, Maharashtra, India
  • Helpline: 1860 267 7777 (accessible from most Indian cities)
  • Simply SMS: SMS Indulge to 5676757 for details or callback requests
     

Frequently Asked Questions

Everything you need to know about this credit card

Earn accelerated points on all spends, with higher points for travel, dining, and shopping categories.

Yes, points can be redeemed for flights, hotel bookings, or lifestyle vouchers.

Yes, domestic and international complimentary lounge access is included.

Yes, includes air accident insurance, lost card liability, and travel/baggage protection.

Yes, on achieving specific yearly spending thresholds.

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