About IndusInd Bank Avios Visa Infinite Credit Card
IndusInd Bank Avios Visa Infinite Credit Card is a premium credit card designed for frequent travellers. Unlike most airline cards, this travel credit card is associated with two major airlines—Qatar Airways and British Airways—allowing you to earn and use Avios points based on your travel preferences.
This IndusInd credit card also offers general travel benefits like a low forex markup fee (on select destinations), complimentary Priority Pass membership, and bonus Avios points through renewal and milestone benefits, making it competitive in the premium segment.
However, while it offers dual-airline benefits, users looking for more flexibility may prefer airline-agnostic cards that provide access to a wider range of travel partners for point redemption.
Also Read: Best Credit Cards in India 2026
IndusInd Bank Avios Visa Infinite Credit Card Rewards Program
Rewards Structure
- Earn 6 Avios per ₹200 on spends at select international destinations
- Earn 5 Avios per ₹200 on Qatar Airways and British Airways bookings
- Earn 3 Avios per ₹200 on online and other spends
- Earn 1 Avios per ₹200 on utilities, insurance, government and education spends
Suggested Read: Best Rewards Credit Cards for Everyday Spending
Milestone Benefits
- Earn 18,000 bonus Avios on ₹8 lakh annual spends
- Earn additional 18,000 bonus Avios on next ₹8 lakh spends
- Get up to 36,000 bonus Avios annually
Also Read: Best Milestone Benefits Credit Cards
Other Features and Benefits
Welcome & Renewal Benefits
- Get 20,000 bonus Avios as welcome benefit (Qatar Airways / British Airways)
- Get 5,000 bonus Avios every year on renewal
Airlines & Travel Benefits
- Get 10% discount on flight bookings via Qatar Airways platforms
- Enjoy additional 10% discount for Privilege Club members on flights from India
- Get complimentary Priority Pass membership with 2 international lounge visits per quarter
- Enjoy 2 domestic lounge visits per quarter
- Pay low forex mark-up fee of 1.5% at selected locations
- Get travel insurance cover for baggage loss, delay, passport loss and missed flights
- Enjoy 2 complimentary airport meet-and-greet services every year
Also Check: Best Travel Credit Cards
Concierge Services
- Enjoy complimentary concierge services for travel, events, reservations, gifting and more
Fuel Benefit
- Get 1% fuel surcharge waiver on spends between ₹500–₹10,000 (uncapped)
Also Read: Best Fuel Credit Cards
Visa Offers
- Get 25% discount on airport fast-track services across 450+ global destinations
- Enjoy 20% off on airport limo transfers in key cities worldwide
Fees and Charges
| Fee Type | Amount |
|---|
| Joining Fee | Rs. 10,000 + Applicable taxes |
| Annual Fee | Rs. 5,000 + Applicable taxes |
| Finance Charges | 3% p.m. (36% p.a.) |
| Forex Markup Fee | 1.5% at preferred destination, 3.5% all other destinations |
| Late Payment Charges | | For statement balance: | | | Up to Rs. 100 | Nil | | Between Rs. 101 to Rs. 500 | Rs. 100 | | Between Rs. 501 to Rs. 1,000 | Rs. 350 | | Between Rs. 1,001 to Rs. 10,000 | Rs. 550 | | Between Rs. 10,001 to Rs. 25,000 | Rs. 800 | | Between Rs. 25,001 to Rs. 50,000 | Rs. 1,100 | | Above Rs. 50,000 | Rs. 1,300 |
|
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Document Required For IndusInd Bank Avios Visa Infinite Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
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Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
IndusInd Bank Avios Visa Infinite Credit Card Highlights
What do we like about this card?
- Get 10% + additional 10% discount on Qatar Airways flight bookings
- Earn up to 6 Avios per ₹200 on spends and up to 36,000 bonus Avios annually
- Get 20,000 Avios as welcome bonus and 5,000 Avios on renewal
- Enjoy Priority Pass membership with international and domestic lounge access every quarter
- Pay low forex mark-up fee of 1.5% on international spends
- Get complimentary airport meet & greet services and concierge assistance
- Save with 1% fuel surcharge waiver (uncapped)
- Enjoy global Visa offers on airport services and limo transfers
Things to Know Before you apply
Get this card if:
- You frequently travel to Qatar or European destinations
- You prefer flying with Qatar Airways or British Airways
- Your travel destinations match the locations where accelerated rewards are offered
Pros
- Flexibility to earn and redeem rewards across multiple airline partners
- Accelerated reward points on selected international travel destinations
- Earn bonus Avios points through renewal and milestone benefits
- Get direct discounts on flight bookings
Cons
- High spending requirement to unlock milestone benefits
- Limited benefits for domestic travel
- High joining fee compared to similar cards
- Redemption options are limited to select partners
- Low forex markup benefits are applicable only at selected locations
IndusInd Bank Credit Card Contact Details
- Contact Address: IndusInd Bank Ltd. 701, Solitaire Corporate Park, 167 Guru Hargovindji Marg, Andheri East, Mumbai – 400093, Maharashtra, India
- Helpline: 1860 267 7777 (accessible from most Indian cities)
- Simply SMS: SMS Indulge to 5676757 for details or callback requests
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Frequently Asked Questions
You can earn up to 36,000 bonus Avios annually—18,000 on spending ₹8 lakh and another 18,000 on spending an additional ₹8 lakh within the same year.
Earlier, the Gold membership was credited around 45 days after paying the joining fee. However, this benefit is no longer available.
Qatar Airways Gold Membership provided benefits like priority check-in and boarding, extra baggage allowance, lounge access, and discounts at Qatar Duty Free. However, this membership benefit is now discontinued on the card.
Yes, the card comes with multiple travel insurance covers. These include ₹1 lakh for lost baggage, ₹25,000 each for delayed baggage, lost ticket, and missed connections, and up to ₹50,000 for loss of passport.
You can call the 24×7 helpline at 1860 267 7777 or email your queries to premium.care@indusind.com for assistance.
