Welcome benefits:- Get vouchers from top brands like EaseMyTrip, Bath & Body Works, Ixigo, Domino’s, Marks & Spencer, Nykaa, MakeMyTrip, and more upon paying the joining fee.
The IndusInd Platinum Aura Edge Credit Card is an entry-level card that mainly gives benefits through its rewards program. It has a unique system with four reward plans—Home, Shop, Travel, and Party—so you can choose the plan that matches your spending habits and earn more points.
You can earn up to 4 reward points for every ₹100 spent on everyday categories like groceries, travel bookings, and departmental stores. For other purchases, the base reward rate is lower at 0.5 points per ₹100.
Rewards can be redeemed in multiple ways, including cashback, airline miles (KrisFlyer), or ‘Pay with Points’ at partner merchants. Note that you must choose a rewards plan when activating the card and can only change it after 6 months.
IndusInd Platinum Aura Edge Credit Card Rewards Program
Rewards Program Cardholders can choose one of four plans based on their spending habits:
Shop Plan
4 points per ₹100 at departmental stores
2 points per ₹100 on electronics and consumer durables
1.5 points per ₹100 on restaurant bills and books
0.5 points per ₹100 on other spends
Home Plan
4 points per ₹100 on groceries
1.5 points per ₹100 on medical expenses
1.4 points per ₹100 on insurance, cellphone, and electricity bills
0.5 points per ₹100 on other spends
Travel Plan
4 points per ₹100 on hotel bookings
2.5 points per ₹100 on flight tickets
1.5 points per ₹100 on car rentals and train tickets
0.5 points per ₹100 on other spends
Party Plan
4 points per ₹100 on restaurant bills
2 points per ₹100 on departmental store shopping and bar/pub payments
1.5 points per ₹100 on movie tickets
0.5 points per ₹100 on other spends
Reward Redemption
Redeem points for cashback: 1 point = ₹0.40
Convert points to KrisFlyer Miles: 400 points = 100 miles
Use Pay with Points at partner merchants for purchases
Other Features and Benefits
Welcome Benefit
Get vouchers from top brands like EaseMyTrip, Bath & Body Works, Ixigo, Domino’s, Marks & Spencer, Nykaa, MakeMyTrip, and more upon paying the joining fee.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver at all petrol pumps in India.
Applicable on transactions between ₹500 and ₹3,000, capped at ₹100 per billing cycle.
Everything you need to know about this credit card
Yes, you earn reward points on UPI transactions as per your chosen rewards plan, just like other eligible spends.
Yes, you can change your rewards plan, but only after 6 months from the date of activation.
Yes, this card comes with no joining fee and no annual fee, making it a lifetime free credit card.
Yes, the card offers a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at petrol pumps.
Immediately call customer care at 1860 267 7777 to report the loss. The representative will confirm your details and block the card to prevent unauthorized use.
You can track your application on the official bank website using your application number. The bank also sends updates via SMS on your registered mobile number.
The credit limit is personalized and depends on factors like income, payment history, and existing debts. You will know your credit limit once the card is issued.
How Can I Apply for a Credit Card Online?
✔Step 1: Enter your mobile number in the application form
✔Step 2: Provide your personal details
✔Step 3: Enter OTP to verify your mobile number
✔Step 4: Select the credit card
✔Step 5: Compare offers and apply for the best-suited credit card
IndusInd Bank
Cashback
Fuel
Reward Points
