IndusInd Credit Card Reward Points


With IndusInd Bank credit cards, you earn reward points every time you make a purchase. These points can be used for various things like buying items from a rewards catalog, getting cash credit, or booking flights and hotels. The options available may differ depending on which type of credit card you have.

Earning reward points with your IndusInd Bank credit card is simple – just swipe it at a store or use it for online purchases. You'll earn points on a wide range of purchases, from everyday essentials like groceries to bigger expenses like plane tickets or hotel stays. Here's everything you need to know about earning IndusInd Bank credit card reward points:

Top IndusInd Bank Credit Cards for Reward Points

Here are some of the top IndusInd Bank credit cards that can help you accumulate a significant amount of reward points on your purchases:

Credit CardAnnual FeeReward Benefits
Club Vistara IndusInd Bank Explorer Credit CardRs. 10,000Up to 8 CV points for every Rs. 200 spent via this card
IndusInd Bank Platinum Aura Edge Credit CardNILUp to 4 reward points for every Rs. 100 spent at select categories
IndusInd Platinum Credit CardNIL1.5 reward points for every Rs. 150 spent
IndusInd Bank Legend Credit CardNIL2 reward points for every Rs. 100 spent on weekends
IndusInd Bank Duo Credit CardNIL1 reward point for every Rs. 150 spent

IndusInd Credit Card Reward Points

With an IndusInd Bank credit card, you earn reward points on every purchase, which you can later redeem for various options. These include products from the rewards catalog, converting them into Airmiles or Loyalty Points, booking flight tickets, and more. However, there are some important things to keep in mind about IndusInd Bank credit card reward points:

  • The maximum number of reward points you can redeem in a month is 5,000.
  • You need a minimum of 300-500 reward points (varies by card) to redeem them.
  • The rewards rate differs based on the type of credit card you have.
  • Each card has a maximum limit on the number of reward points you can earn in a month.
  • The value of 1 reward point ranges from Re. 0.35 to Re. 1, depending on your credit card variant.

Find The Credit Card With The Best Benefits for You

How to Check IndusInd Credit Card Reward Points

You can easily track the reward points earned on your credit card through various methods:

  1. Log in to your net banking or mobile banking account and navigate to the 'Reward Points' section to view your points balance and details.
  2. Check your credit card statement monthly. The statement includes information about your reward points, such as balance, expiry date, and more.
  3. Access the rewards portal of IndusInd Bank by logging in to check your reward points balance and manage your rewards.

How to Redeem IndusInd Credit Card Reward Points

Here's how you can redeem your earned reward points with your IndusInd Bank credit card:

Redeem IndusInd Credit Card Reward Points Online

To redeem your IndusInd credit card reward points online, you need to log in to the rewards portal. Once logged in, you can use your points for items or vouchers of your choice. Follow these simple steps to redeem your points online:

Step 1: Visit the rewards portal of IndusInd Bank at www.indusmoments.com.

Step 2: Choose a category from the range of services offered.

Step 3: Pick the item you wish to purchase from the available selection.

Step 4: Click on "Redeem" or "Book Now" based on your choice.

Step 5: Add your chosen items to the cart by selecting "Add to Cart."

Step 6: Proceed to checkout by clicking on "Proceed to Checkout."

Step 7: Enter your credit card details to complete the transaction.

Note: If you're redeeming reservation or discount vouchers, ensure the payment is made using your IndusInd Credit Card.

Redeem IndusInd Credit Card Reward Points against Cash Credit

You also have the option to redeem your IndusInd credit card reward points for cash credit. This converted cash credit can be used to settle outstanding amounts on your credit card. The conversion ratio for cash credit varies depending on the type of your card. For example, for Regular, Gold, and Titanium credit cards, the value of 1 reward point equals Re. 0.50, while for Duo Credit Card, 1 reward point equals Re. 0.75.

To convert your reward points or savings points into cash, you can contact IndusInd Bank Credit Card Customer Care and request the executive to convert your points into cash credit.

Find The Credit Card With The Best Benefits for You

Redeem IndusInd Credit Card Reward Points against InterMiles

In addition to the options available in the rewards catalogue, you can also redeem your reward points for InterMiles. Some IndusInd credit cards even reward you directly with InterMiles for your transactions. You can convert your reward points into InterMiles at a value of:

100 IndusInd Bank Reward Points = 100 InterMiles

To redeem your reward points for InterMiles, follow these steps:

  1. Call IndusInd Bank customer care at 1860 267 7777.
  2. Provide your credit card number and InterMiles membership number.
  3. Specify the number of reward points you wish to redeem as InterMiles. The number should be in multiples of 100.
  4. After successful conversion, allow at least 15 days for the transfer of the amount to your InterMiles account.

Note: You must have a minimum of 500 reward points to convert them into InterMiles.

Once you've learned how to redeem your IndusInd credit card reward points, you can explore the diverse options available in the rewards catalogue. Here are some of the major categories you can choose from:

  1. Flight and hotel bookings.
  2. Products from various categories, including electronics, lifestyle, fashion, and more.
  3. Deals or discounts on top brands like Flipkart, MakeMyTrip, Ajio, and others.
  4. E-vouchers for Myntra, Max, Shoppers Stop, and more.
  5. Cashback offers on leading brands such as Swiggy, EazyDiner, Yatra, and others.