With IndusInd Bank credit cards, you earn reward points every time you make a purchase. These points can be used for various things like buying items from a rewards catalog, getting cash credit, or booking flights and hotels. The options available may differ depending on which type of credit card you have.
Earning reward points with your IndusInd Bank credit card is simple – just swipe it at a store or use it for online purchases. You'll earn points on a wide range of purchases, from everyday essentials like groceries to bigger expenses like plane tickets or hotel stays. Here's everything you need to know about earning IndusInd Bank credit card reward points:
Here are some of the top IndusInd Bank credit cards that can help you accumulate a significant amount of reward points on your purchases:
| Credit Card | Annual Fee | Reward Benefits |
|---|---|---|
| Club Vistara IndusInd Bank Explorer Credit Card | Rs. 10,000 | Up to 8 CV points for every Rs. 200 spent via this card |
| IndusInd Bank Platinum Aura Edge Credit Card | NIL | Up to 4 reward points for every Rs. 100 spent at select categories |
| IndusInd Platinum Credit Card | NIL | 1.5 reward points for every Rs. 150 spent |
| IndusInd Bank Legend Credit Card | NIL | 2 reward points for every Rs. 100 spent on weekends |
| IndusInd Bank Duo Credit Card | NIL | 1 reward point for every Rs. 150 spent |
With an IndusInd Bank credit card, you earn reward points on every purchase, which you can later redeem for various options. These include products from the rewards catalog, converting them into Airmiles or Loyalty Points, booking flight tickets, and more. However, there are some important things to keep in mind about IndusInd Bank credit card reward points:
You can easily track the reward points earned on your credit card through various methods:
Here's how you can redeem your earned reward points with your IndusInd Bank credit card:
To redeem your IndusInd credit card reward points online, you need to log in to the rewards portal. Once logged in, you can use your points for items or vouchers of your choice. Follow these simple steps to redeem your points online:
Step 1: Visit the rewards portal of IndusInd Bank at www.indusmoments.com.
Step 2: Choose a category from the range of services offered.
Step 3: Pick the item you wish to purchase from the available selection.
Step 4: Click on "Redeem" or "Book Now" based on your choice.
Step 5: Add your chosen items to the cart by selecting "Add to Cart."
Step 6: Proceed to checkout by clicking on "Proceed to Checkout."
Step 7: Enter your credit card details to complete the transaction.
Note: If you're redeeming reservation or discount vouchers, ensure the payment is made using your IndusInd Credit Card.
You also have the option to redeem your IndusInd credit card reward points for cash credit. This converted cash credit can be used to settle outstanding amounts on your credit card. The conversion ratio for cash credit varies depending on the type of your card. For example, for Regular, Gold, and Titanium credit cards, the value of 1 reward point equals Re. 0.50, while for Duo Credit Card, 1 reward point equals Re. 0.75.
To convert your reward points or savings points into cash, you can contact IndusInd Bank Credit Card Customer Care and request the executive to convert your points into cash credit.
In addition to the options available in the rewards catalogue, you can also redeem your reward points for InterMiles. Some IndusInd credit cards even reward you directly with InterMiles for your transactions. You can convert your reward points into InterMiles at a value of:
100 IndusInd Bank Reward Points = 100 InterMiles
To redeem your reward points for InterMiles, follow these steps:
Note: You must have a minimum of 500 reward points to convert them into InterMiles.
Once you've learned how to redeem your IndusInd credit card reward points, you can explore the diverse options available in the rewards catalogue. Here are some of the major categories you can choose from:
Reward points earned with IndusInd Bank credit cards are valid for one year. This means you need to use them within a year of earning them. If you don't, they'll expire, and you won't be able to use them anymore.
The value of 1 reward point depends on the type of credit card you have. For example, for Regular, Gold, and Titanium credit cards, 1 reward point is worth Re. 0.50. However, for the Duo Credit Card, 1 reward point is worth Re. 0.75. It's important to carefully review all the terms and conditions of your credit card before applying for it.
Yes, you can redeem your earned reward points for cash credit at a value of 1 Reward Point = Re. 1. To initiate this process, you need to contact the bank's customer care and request the representative to convert your reward points into cash credit. The representative will ask for some details to confirm your identity and will then proceed to process your request.
You can easily track any orders you've placed through the rewards catalogue by logging in to www.indusmoments.com with your credentials. Once logged in, simply click on the "Track Order" option. You'll need to enter the order number for tracking purposes.
You can redeem your earned IndusInd reward points for products available in the rewards catalogue. This catalogue offers a variety of items across categories such as lifestyle, electronics, fashion, and more. It's important to note that the value of your reward points may vary depending on the variant of your credit card.
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