The Flipkart Axis Bank Credit Card is one of the top cashback credit cards in India. Users can enjoy a 5% cashback on Flipkart purchases, 4% cashback on partner websites, and a solid 1.5% flat cashback on all other spending. It holds the second-highest flat cashback rate in the market after Axis Bank Ace Card with a 2% cashback. As a co-branded card, its main benefits are inclined towards Flipkart and its partner merchants. Read more to learn more about this card.
Key Highlights of Flipkart Axis Bank Credit Card |
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| Best Suited For | Cashback & Shopping |
| Annual Fee | Rs. 500 (Waived off on annual spends of Rs. 3.5 lakh or more) |
| Welcome Benefits | Rs. 600 worth of joining and activation benefits from Flipkart & Swiggy |
| Cashback Rate |
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| MybankingTips Rating | |
| Table Of Contents | ||
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| Features and Benefits | ||
| Fees and Charges | ||
| Eligibility and Documentation | ||
| Should you get this credit Card? | ||
| Other Similar Credit Cards | ||
| Comparison with Other Cards | ||
| FAQs | ||
The Flipkart Axis Bank Credit Card is the most popular credit cards in India. Read below for detailed benefits and features offered by this card below:
The Flipkart Axis Bank Credit Card offers an attractive welcome package worth Rs. 600, exceeding its Rs. 500 joining fee. This represents excellent value for cardholders, and the welcome/activation benefits include:
Flipkart Axis Bank Credit Card offers cashback in the following manner:
| Merchant Platform | Cashback |
|---|---|
| Flipkart | 5% |
| Preferred Merchants (Cleartrip, cult.fit, PVR, Swiggy, TATA PLAY, Uber) | 4% |
| Myntra, Flipkart Health and Flight & Hotel payments on Flipkart | 1.5% |
| All Other Merchants | 1.5% |
The Flipkart Axis Bank Credit Card offers a really good cashback rate on Flipkart purchases compared to other cards in a similar fee range. Unlike the Amazon Pay ICICI Card, where cashback comes as Amazon Pay balance, the Flipkart card has kept it simple with a direct statement credit model. Any cashback you earn is directly credited to your credit card account, eliminating the need for converting rewards or cashback..
Note: Cashback not applicable on these categories: payments made towards government services, fuel spends, purchase of gift cards on Flipkart and Myntra, EMI transactions, purchases converted to EMI post-facto, wallet loading transactions, cash advances, rental payments, purchase of jewelry, insurance services, utilities, educational services, payment of outstanding balances, payment of card fees and other card charges
An Illustration to understand cashback earning on the Flipkart Credit Card
Suppose you spend Rs. 50,000 in a billing cycle with the following breakdown:
Since EMI transactions do not qualify for cashback, the EMI transaction of Rs. 10,000 will be excluded from the cashback calculation.
Total spendings eligible for cashback: Rs. 10,000 + Rs. 5,000 + Rs. 25,000 = Rs. 40,000 Now, cashback calculation for the same billing cycle would be:
Total cashback credit to the customer’s credit card = Rs. 1,075
In addition to the cashback and co-branded welcome benefits, you can also enjoy the following perks with The Flipkart Axis Bank Credit Card:
Here are the charges associated with The Flipkart Axis Bank Credit Card, including the annual fee:
| Fees / Charges | Amount |
|---|---|
| Annual Fee | Rs. 500 (waived off on spending Rs. 3.5 lakh in the previous year) |
| Finance Charges | 3.6% per month (52.86% per annum) |
| Late Payment Charges** |
For Statement Balance
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To apply for the Flipkart Axis Bank Credit Card, you need to meet specific eligibility criteria related to factors like age, residence, income, existing credit card accounts, and more. Your credit score, payment history, and any prior delinquencies will also influence your approval chances.
| Criteria | Details |
|---|---|
| Age | 18 to 70 years |
| Occupation | Salaried and Self-employed |
| Minimum Income |
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| Documents Required | Click here for the list of acceptable documents |
| Serviceable Cities | Click here for the list of serviceable cities |
Note: The eligibility criteria mentioned above is only suggestive; final approval will be based on the Axis Bank’s internal policies.
The Flipkart Axis Bank Credit Card is an excellent choice for those who frequently shop online, especially with Flipkart and other partner merchants. If you are a loyal customer of these websites, this card is a must-have. However, if you're uncertain about whether you can fully take advantage of its benefits, here are some key points to consider:
If you are looking for other credit cards that offer benefits similar to Flipkart Axis Bank Credit Card then you can refer to the cards mentioned in the table below:
| Credit Cards | Annual Fee (in INR) | Comparative Feature |
|---|---|---|
| Amazon Pay ICICI Bank Credit Card | Nil | 5% cashback on Amazon for PRIME Members; 3% cashback for NON-PRIME Members |
| HSBC Cashback Credit Card | Rs. 750 | 1.5% cashback on online spends* and 1% on all other spends |
| Cashback SBI Card | Rs. 999 | 5% cashback across all online spends, without any merchant restrictions; 1% cashback across all other spends |
| HDFC Moneyback+ Credit Card | Rs. 500 | 10X CashPoints on spends made on Amazon, BigBasket , Flipkart, Swiggy and more |
| HDFC Millennia Credit Card | Rs. 1,000 | 5% cashback on select spending, 2.5% on online transactions, 1% on offline payments and wallet reload |
The Flipkart Axis Bank Credit Card is one of several co-branded cards introduced in partnership with e-commerce platforms in recent years. Let's compare this card to two other popular credit cards to see how it stacks up:
| Parameters | Flipkart Axis Card | Amazon ICICI Card | Paytm SBI Card |
|---|---|---|---|
| Maximum Cashback | 5% (with Flipkart) | 5% (on Amazon Spends for Prime Members) | 5% (with Paytm SBI Card Select variant) |
| Flat Cashback Rate | 1.5% | 1% | 1.5% |
| Welcome Benefit | 1Benefits of Rs. 600 with card | - | Benefits of up to Rs. 75,000 with a complimentary Paytm First Membership |
| Lounge Access | 4 complimentary visits per year to domestic airport lounges | No complimentary lounge visit |
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| Fuel Surcharge Waiver | 1% up to Rs. 400 per month | 1% on fuel surcharge every time you refuel | 1% Fuel Surcharge waiver for each transaction between Rs.500 and Rs.3000 | Maximum Surcharge waiver of Rs. 100 per statement cycle |
No, Fuel transactions do not qualify for cashback, and there are additional transaction types that are also eligible for cashback. These include:
No, instead of reward, this Axis Bank credit card provides direct cashback for all transactions rather than rewards. The accumulated cashback will be credited directly to your statement. You can also log in to your Flipkart Axis Bank Credit Card account to check and access other card services and offers.
You can enjoy the fuel surcharge waiver at any petrol pump across India. The maximum waiver amount has a cap of Rs. 400 per month. It's important to note that the fuel transaction must fall within the range of Rs. 400 to Rs. 4,000 to be eligible for the surcharge waiver. Transactions above or below this range will not qualify for the waiver.
For every payment made in a foreign currency using The Flipkart Axis Bank Credit Card, a foreign exchange markup fee of 3.50% is applied to the transaction amount.
Yes, You have the option to withdraw cash up to the cash limit assigned to your card. Nevertheless, a cash withdrawal fee will be imposed at a rate of 2.5% of the withdrawn amount or Rs. 500, whichever is higher.
To check your Flipkart Axis Bank Credit Card status you can connect with customer care or directly login to the bank’s website. You can click here to know your application details. You will need your application ID and your date of birth to access the status of your application.
Once you have applied for the card and submitted all the required documents, it may take up to 21 working days for the bank to issue and deliver the card to you.
You can reach out to Axis Bank Credit Card customer care via the following numbers, 1860-419-5555 and 1860-500-5555.
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