Axis Bank Neo Credit Card: Multi-brand Benefits

The fees and charges associated with Axis Bank Neo Credit Card are mentioned in the table below:

Note: Banks reserve the right to change the fees & charges without prior communication.

The applicant must meet the below mentioned eligibility criteria:

The brand and dining discounts are among the most valuable features of this card, allowing you to save up to 40% on your expenses. Additionally, you can take advantage of the welcome bonus in the form of cashback and participate in the EDGE rewards program with this card.

To have a clearer idea of the potential savings you can achieve each month with this card, let's consider an example of your typical monthly expenses:

If your monthly spending on the mentioned platforms and categories adds up to Rs. 15,800, you can enjoy savings of Rs. 1,760, reducing your actual expenditure to Rs. 14,040. This translates to approximately an 11% reduction in your monthly expenses. Additionally, you'll earn 69 EDGE Reward points on this spending.

Let's compare the brand offers and other features provided by The Axis Neo credit card with two other credit cards that offer similar brand deals, but with savings in the form of reward points and cashback, as opposed to direct discounts. Please refer to the table below for a detailed comparison across various aspects:

If you're a regular online shopper, you might want to consider applying for The Axis Bank credit card, as it provides valuable discounts on various online purchases. In addition to savings on clothing, everyday essentials, and other lifestyle products, this card also offers discounts on movie tickets and bill payments, all for a reasonable annual fee. However, it's important to note that this card does not include any travel-related benefits, such as complimentary lounge access. If your primary goal is to save on travel expenses, you should explore other credit card options.

• You often shop online
• You do not want to put in much effort in rewards redemption process and prefer direct discount
• You are looking for a card with minimal annual fee
• You want co-branded discounts

• You want a higher rewards rate
• You travel frequently and are looking for travel-related benefits
• You do not mind paying a higher annual fee for better and accelerated benefits
• You want a card with co-branded benefits on a specific brand from which you shop regularly

A few of the similar credit cards are mentioned in the table below:

Apply for Axis Neo Credit Card

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Axis Bank determines whether to increase your credit limit based on your spending patterns and risk behavior. However, if you wish to request a credit limit increase, you can do so by contacting their customer care number at 18004190072. Alternatively, you can also use the net banking facility or the Axis Bank mobile app to make such a request.

Axis eDGE reward points can be redeemed through the Axis Bank Rewards Catalogue. You can visit the catalogue and make your selection to redeem your points.

Axis Bank takes a minimum of 21 days to approve or reject your credit card application.

Yes, you can set standing instructions on your bank account to pay your Axis Bank credit card bills on time and in full or the minimum amount.

The Axis Bank My Zone Credit Card comes with a higher annual fee of Rs. 500 compared to the Axis Bank Neo Credit Card, which has an annual fee of Rs. 250. However, the My Zone Credit Card offers additional perks such as lounge access, cashback, and rewards. The choice between these cards should depend on your specific needs and spending habits.