About Axis Neo Credit Card
Axis Bank Neo Credit Card gives users discounts on popular online platforms like Zomato, BookMyShow, Myntra, Blinkit, and Paytm. It also offers up to 15% off on dining via EazyDiner under the Axis Bank Dining Delights program, along with reward points on every spend.
This card is ideal for those looking for a low annual fee credit card with instant discounts on everyday purchases. You can save up to 40% on food delivery, utility bills, dining, apparel, and other daily needs through partner platforms. While it does provide reward points on all spends, the earning rate is low, making the discounts the main benefit of the Axis Neo Credit Card.
Other Features and Benefits
Rewards:
- Earn 1 reward point for every Rs. 200 spent, redeemable via EDGE Rewards Catalogue.
Welcome Benefit:
- 100% cashback (up to Rs. 300) on your first utility bill payment within 30 days of card issuance.
Dining Delights Program:
- 15% discount (up to Rs. 500) on dining bills of minimum Rs. 2,500 at partner restaurants via EazyDiner, once per month.
Discount Offers:
- Rs. 120 off on Zomato orders above Rs. 499, twice a month (use coupon code: AXISNEO).
- 5% off on Paytm utility bill payments (up to Rs. 150 per month) on minimum Rs. 299 payment.
- 10% off on Blinkit orders above Rs. 750, once a month.
- Rs. 150 off on Myntra on minimum Rs. 999 spend on selected styles.
- 10% off on BookMyShow movie tickets (up to Rs. 100 per month).
Fees and Charges
| Particulars | Amount |
|---|
| Joining/Annual Fee | Rs. 250 + Applicable Taxes (Nil, if applied via Paisabazaar) |
| Finance Charges | 3.75% per month (55.55% per annum) |
| Late Payment Charges | | On outstanding balance of – | Amount | | Less than Rs. 500 | Nil | | Rs. 501 to Rs. 5,000 | Rs. 500 | | Rs. 5,001 to Rs. 10,000 | Rs. 750 | | Greater than Rs. 10,000 | Rs. 1,200 |
|
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Document Required For Axis Neo Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Axis Neo Credit Card Highlights
What do we like about this card?
- ₹250 joining fee
- Exclusive partner offers on Amazon, Zomato, Blinkit, Myntra
- Free Zee5 subscription
- Axis Bank dining delights – 15% off on select restaurants
- 1% fuel surcharge waiver on spends between ₹400 and ₹4,000
Things to Know Before you apply
Get this card if:
- Students, freelancers, and young professionals
- First-time credit card users
- People who frequently shop on Amazon, Zomato, Blinkit, or Myntra
- Users looking for OTT subscriptions with minimal annual cost
Pros
Affordable annual fee
OTT and food delivery benefits
Youth-focused partner brands
Easy EMI conversion
Ideal for online shopping
Cons
- No travel or lounge benefits
No conventional reward point system
Not suitable for high spenders or luxury card users
Axis Bank Credit Card Contact Details
- Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
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Frequently Asked Questions
The card comes with a low annual fee of Rs. 250. The fee is waived if you apply via Paisabazaar.
Yes, it’s ideal for beginners who want a low-fee card and spend frequently on partner brands like Zomato, BookMyShow, Myntra, Blinkit, and Paytm.
For Myntra shoppers, yes – it offers Rs. 150 off on a minimum spend of Rs. 999 (selected styles). Other online spends earn 1 reward point per Rs. 200 spent.
Up to 40% off on Zomato
10% off on Blinkit and BookMyShow
Rs. 150 off on Myntra
5% off on Paytm utility bill payments
No, fuel payments via Axis Neo are subject to a 1% surcharge.
Credit limit increases depend on your spending patterns and risk profile. You can request an increase via customer care (1800 419 0072), net banking, or the Axis Bank mobile app.
You can activate it by calling Axis Bank customer care or using net banking/mobile banking.
Contact Axis Bank customer care at 1860 500 5555 to close the card.
Neo covers Zomato, BookMyShow, Myntra, and Blinkit at a lower fee of Rs. 250, while MyZone covers Swiggy, Zomato, Ajio, and SonyLiv at Rs. 500. The better card depends on your preferred brands.
Yes, especially for beginners and frequent users of partner platforms, as it provides good discounts and basic rewards at a low fee.
