Axis My Zone Credit Card
Axis Axis

Axis My Zone Credit Card

/assest/image/icons/lounge-access.svg Airport Lounge Access
/assest/image/icons/dining.svg Dining
/assest/image/icons/rewards.svg Reward Points
MyBankingTips Rating

Joining Fee: ₹500* Plus Applicable Taxes

Renewal Fee: ₹500*Plus Applicable Taxes

Airport Lounge Access Airport Lounge Access
Dining Dining
Reward Points Reward Points
MyBankingTips Rating

Joining Fee: ₹500* + Tax

Renewal Fee: ₹500* + Tax

Welcome benefits:- Get complimentary 1-year SonyLIV Premium subscription on card activation within 30 days of issuance.

Check your eligibility For This Card

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About The Card Rewards Program Features & Benefits Fees & Charges Thinks We Know FAQs

About Axis My Zone Credit Card

Axis My Zone Credit Card is crafted for entertainment and lifestyle spending. With its Buy 1 Get 1 free movie tickets, partner brand discounts, and Swiggy offers, it’s ideal for those who frequently dine, shop, and enjoy movies. A low annual fee and youth-oriented features make it an attractive everyday card.

Axis My Zone Credit Card Rewards Program

Rewards Program

  • Reward Rate: 4 EDGE Reward Points for every Rs. 200 spent.
  • Redemption: Points redeemable via EDGE Rewards catalogue.
  • Exclusions: No points on movies, fuel, rent, insurance, utilities, jewellery, education, government institutions, wallet, or EMI transactions.

Other Features and Benefits

Brand Discount Offers

  • Swiggy: Rs. 120 off per order on food delivery orders of minimum Rs. 500, twice a month using code AXIS120.
  • District by Zomato: 100% off up to Rs. 200 per month on the 2nd movie ticket via District app using code AXIS200.
  • Ajio: Up to Rs. 1,000 off on select products on minimum order of Rs. 2,999 using code AJIOAXISMZ.
  • SonyLIV: Free Premium annual membership worth Rs. 1,499 on first card spend within 30 days; renewable on spending Rs. 1.5 lakh in a year.

Other Benefits

  • Lounge Access: 1 complimentary domestic lounge visit per quarter on spending Rs. 50,000 in the previous 3 months.
  • Dining Offer: Up to 15% off (max Rs. 500) on dining bills of minimum Rs. 2,500 via EazyDiner once per month.
  • Renewal Benefit: 1,000 reward points on spending Rs. 1.5 lakh in a year.
  • Fuel Benefit: 1% surcharge waiver up to Rs. 400 per month on fuel spends between Rs. 400–4,000.

Fees and Charges

ParticularsAmount
Joining/Annual FeeRs. 500+Applicable Taxes or Nil for select channels
Finance Charges3.75% per month (or 55.55% per annum)
Late Payments Fees
For the total payment due of -Amount
Up to Rs. 500Nil
Rs. 501 to Rs. 5,000Rs. 500
Rs. 5,001 to Rs. 10,000Rs. 750
More than Rs. 10,000Rs. 1,200

Things to Know Before you apply

Get this card if:

  • Movie buffs who watch at least one film monthly
  • Urban users frequently ordering via Swiggy
  • Young professionals or students looking for value perks
  • OTT viewers interested in SonyLIV content
  • Lifestyle-oriented users seeking savings on dining and entertainment

Eligibility Criteria

  • Age: 21 to 70 years
  • Occupation: Salaried or Self-employed
  • Credit Score: Should have a good credit history

Document Required For Axis My Zone Credit Card

  • Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
  • Proof of Address: Aadhaar Card, Driver’s License, Passport
    • Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement

Axis My Zone Credit Card Hilights

What do we like about this card?

  • ₹500 annual fee
  • Buy 1 Get 1 free movie ticket (up to ₹200/month via District by Zomato)
  • Rs. 120 off on Swiggy orders (twice a month)
  • Complimentary SonyLIV Premium annual subscription
  • Fuel surcharge waiver (1% on transactions ₹400–₹4,000)
  • 15% off on dining via Axis Bank Dining Delights (up to ₹500/month)

Pros

Ideal for entertainment, dining & OTT lovers
Affordable annual fee
High partner brand value (Paytm, Swiggy, SonyLIV)
Youth-centric lifestyle card

Cons

No international or travel benefits
Lacks standard reward point accumulation
Lower monthly cap on benefits

Axis Bank Credit Card Contact Details

  • Contact Address: Axis Bank Limited, Corporate Office, Axis House, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400 025, Maharashtra, India.
    Helpline Numbers: 1860-419-5555, 1860-500-5555 (available from all major cities in India)
    Simply SMS Service: Send BAL <space> last 4 digits of your credit card to 56161600 or 8691000002 to get your credit card balance via SMS.
     

Frequently Asked Questions

Everything you need to know about this credit card

The card has an annual fee of ₹500.

  1. Swiggy: Rs. 120 off per order on food delivery (minimum Rs. 500), twice a month.
  2. District by Zomato: Buy 1 Get 1 free movie ticket (up to Rs. 200/month).
  3. Ajio: Up to Rs. 1,000 off on select products (minimum order Rs. 2,999).
  4. SonyLIV: Complimentary Premium annual subscription on first card spend within 30 days.

Earn 4 EDGE Reward Points for every Rs. 200 spent. Points can be redeemed via the EDGE Rewards catalogue.

Movies, fuel, rent, insurance, utilities, jewellery, education, government institutions, wallet payments, and EMI transactions do not earn reward points.

Yes, 1 complimentary domestic lounge visit per calendar quarter, on spending Rs. 50,000 during the previous 3 months.

Yes, get up to 15% off (up to Rs. 500) on dining bills of minimum Rs. 2,500 via EazyDiner, once per month.

Yes, 1% waiver on fuel transactions of Rs. 400–₹4,000, up to Rs. 400 per month.

Yes, earn 1,000 reward points on spending Rs. 1.5 lakh in a year.

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