The Axis Bank My Zone Credit Card is an entry-level card that comes with benefits for shopping, dining, and entertainment. Users can enjoy discounts on popular websites like AJIO and Swiggy, and also receive a complimentary annual membership to SonyLiv. This card stands out among low-fee credit cards by providing access to an OTT platform along with a mix of rewards and discounts. To find out if it's a suitable choice for you, read on to learn more about the features of this card.
Key Highlights of Axis Bank My Zone Credit Card
|Best Suited For
|Dining & Entertainment
|Rs. 500 or Nil*
|Rs. 500 or Nil*
|Buy One Get One Free on Movie Tickets
|complimentary SonyLiv Premium 1 Year Subscription worth Rs. 999
|Table Of Contents
|Axis My Zone Credit Card: Features and Benefits
|Fees and Charges
|Eligibility and Documentation
|Should you apply for Axis Bank My Zone Credit Card?
|Other Similar Credit Cards to Consider
By using this credit card, you can enjoy a flat discount of Rs. 120 on your food orders from Swiggy. Here are the specific details of this offer
The Swiggy Discount is a good advantage of Axis Bank My Zone Credit Card, as you can avail annual benefits of up to Rs. 2,880. For someone who uses Swiggy several times in a month, this card can give a decent value back.
With your Axis My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies.
With The Axis Bank My Zone Credit Card, you will receive a valuable complimentary SonyLiv Premium annual subscription worth Rs. 999 upon making your first purchase within the initial 30 days following card issuance. Eligible cardholders will receive the voucher code via SMS on their registered mobile numbers. Additionally, you are eligible for the renewal of your SonyLiv Premium membership when you spend Rs. 1.5 lakh during a card anniversary year.
The movie benefit on Axis My Zone Credit Card, combined with the SonyLiv Subscription, makes it a good card for entertainment. SonyLiv subscription is worth Rs. 999 and you can avail up to Rs. 1,200 cashback on movies, giving a total benefit of Rs. 2,199 in a year.
You can save up to Rs. 1,000 on your transactions at Ajio as per the below details:
With The Axis Bank My Zone Credit Card, you have the opportunity to earn EDGE reward points with every purchase you make. Here's how it works:
Note: No reward points will be credited for movie, fuel, insurance, wallet, rent, utilities, education, government institutions and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.
Also read: Best Rewards Credit Cards in India
Following are the additional Axis Bank My Zone Credit Card benefits:
The fees and charges associated with The Axis Bank My Zone Credit Card are as follows:
|Type of Fee/ Charge
|Rs. 500 or Nil*
|Annual/ Renewal Fee
|Rs. 500 or Nil*
|3.6% p.m. (52.86% p.a.)
|Late Payment Charges**
For Outstanding Amount-
*LIFETIME FREE OFFER is available for select channels.
To apply for this credit card, the applicant must meet the eligibility criteria outlined below:
|18 to 70 years
|Salaried or Self-employed
|Click here for the list of acceptable documents
|Click here for the list of serviceable cities
The Axis Bank My Zone Credit Card is a great choice if you want dining and entertainment perks without a high annual fee. Plus, with the RBL Bank Edition Credit Card with Zomato gone, this card is a good alternative, especially if you order a lot of food. If you add a Swiggy One Membership, it becomes an even better deal.
The card also offers decent entertainment benefits. Notably, very few cards in India provide free access to an OTT platform, and most of them are quite expensive. So, having a yearly SonyLiv membership is a valuable advantage.
You might want to apply for the Axis My Zone Credit Card if:
If you're interested in exploring other credit cards with similar perks, you can consider the following cards listed in the table below:
|SBI SimplyCLICK Credit Card
|10X reward points on Amazon/ Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmed Apply Now
|Airtel Axis Bank Credit Card
|10% cashback on Swiggy, Zomato and Bigbasket Check Eligibility for Other Cards
|HDFC Millennia Credit Card
|5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato Apply Now
|Standard Chartered Super Value Titanium Credit Card
|1 reward point for every Rs. 150 spent Check Eligibility for Other Cards
NO, reward points cannot be earned on movie, fuel, and EMI transactions. However, you are eligible for a fuel surcharge waiver of 1%, with a maximum waiver of Rs. 400 per statement cycle. This fuel surcharge waiver is applicable to transactions ranging from Rs. 400 to Rs. 4,000.
At present, you can obtain this credit card through MybankingTips by clicking here to initiate your application. Additionally, you may apply for this credit card directly through the official bank website by completing an application form. If you prefer an offline application, you can visit one of the bank's nearest branches and get in touch with a bank representative.
Absolutely, in case of an emergency, you have the option to withdraw cash using your Axis Bank Credit Card. The maximum cash withdrawal amount is limited to your available credit limit. However, please note that there is a cash advance fee of 2.5% of the withdrawn amount when using your credit card for cash withdrawals.
The Axis Bank My Zone Credit Card comes with a foreign currency transaction fee of 3.5% of the transaction amount. Hence, it may not be the best choice for foreign currency transactions due to the relatively high charges associated with it.
Yes, it is possible to apply for this credit card even if you do not have an existing account with the bank. However, meeting the specified eligibility criteria is essential. The bank typically approves credit card applications from individuals with a favorable credit score, preferably above 750+.