SBI Elite Credit Card

You will receive an e Gift Voucher worth Rs. 5,000. This voucher allows you to pick a brand of your choice from options like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop. So, essentially, you get the joining fee back in the form of a voucher to use at your preferred brand.

• For Pantaloons, Shoppers Stop, and Hush Puppies/Bata vouchers, you can redeem your e-gift voucher by showing the code at the respective brand store.
• For Yatra and Shoppers Stop, use the code online during your purchase.
• Aditya Birla Retail Voucher works at stores like Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter. Use it at any of these stores.

After you pay your annual fees, you'll get an SMS within 15 days, offering e-voucher options. Once you choose, the e-voucher will be sent to your registered mobile number or email ID within 30 days of your request.

The SBI Card Elite is a highly rewarding card, especially for those who spend a lot. Here's how the reward points work:

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn 2 Reward Points per Rs. 100 on all other spends, except fuel
• Earn 2 Reward Points on every Rs.100 spent on International transactions

• Earn up to Rs. 12,500 worth of Bonus Reward Points annually.
• Get 10,000 additional Reward Points upon reaching the 3 lakh and 4 lakh annual spending.
• Earn an additional 15,000 reward points when you spend Rs. 5 lakh and Rs. 8 lakh annually.
• The annual charge for the prior year is refunded when you spend Rs. 10 lakh in a year.

Also read: Best Rewards Credit Cards in India

• You can receive free movie tickets worth Rs. 6,000 annually with your SBI Card Elite.
• You can receive a maximum benefit of Rs. 250 per ticket, and the transaction is valid on at least 2 tickets per booking per year. In addition, a convenience fee will be applied to each and every transaction.

Amazing Dining offers and savings at associated restaurants of up to 25% off (with American Express variants only)

At some golf courses in India, you'll receive four complimentary rounds of golf, a 50% discount on all other golf activities, and one complimentary lesson every month. This bonus is exclusive to holders of the MasterCard version.

1% Fuel Surcharge Waiver is applicable to all gas stations. (Extra Government Service Tax if applicable). Up to a maximum of Rs. 250 in monthly surcharge waivers per statement cycle

Club Vistara Membership

Please be aware that only primary cardholders are eligible for this membership. After receiving your new SBI Elite Credit Card, you should activate your Club Vistara membership and sign up for online banking.

• Get 1 upgrade voucher for free.
• For every Rs. 100 spent on Vistara flights, you will receive 9 Club Vistara points.

Trident Privilege Membership

Only primary cardholders are eligible for this promotion, which may be activated by going to SBI Card's online banking page.

• 1,000 bonus points for signing up.
• 10% instant savings when making a reservation via the hotel's website.
• 10 points for every Rs. 100 spent at participating hotels while making a reservation.
• 1,500 points for your initial visit
• Extra $1,000 in hotel credit when staying more than one night (use promo code: SBITH).

Also read: Best Travel Credit Cards in India

Domestic Lounge Program

• Every quarter, there are 2 complimentary trips to the domestic airport lounge in India.

International Lounge Program*

• Complimentary membership to the Priority Pass Program worth $99
• 6 complimentary trips to airport lounges outside of India every calendar year (up to two visits each quarter)

*After the complimentary visits, a $27 use fee with applicable taxes will be charged on your SBI Card ELITE for visits to the Priority Pass member lounge. Priority Pass is only available to Primary Cardholders, and the free membership is only good for the first two years.

Also read: Best Credit Cards with Airport Lounge Access

• You have the benefit of the lowest foreign currency markup charge of 1.99% while using your SBI Card ELITE abroad.
• Additionally, for every Rs. 100 spent on foreign transactions, you are eligible to receive 2 reward points.

Here are the additional significant benefits of the SBI ELITE credit card are mentioned below-

• Zero liability insurance against misplaced cards up to Rs. 1 lakh is available starting 48 hours in advance and lasting seven days after the card is reported lost to the bank.
• Enjoy dedicated assistance for Flower Delivery, Online Doctor Consultation, and Gift Delivery.
• Use your SBI Card ELITE at over 24 million outlets worldwide, including 3,25,000 outlets in India.
• Get insurance coverage for Rs. 1 lakh, which is applicable from 48 hours before to 7 days after reporting a card loss.

Fees and charges that apply to SBI Elite Credit Card:

Eligibility Criteria of SBI Credit Card ELITE

• You have to be in the 18–70 age range.
• The person who owns of the add-on card must be older than 15.
• The applicant needs to be a citizen of India.
• In order to qualify for the card, you must have a credit score of at least 750.

Documents Required to Apply for SBI Card Elite

• Filled application form.
• A copy of your PAN card or Form 60.
• Identity verification, such as a driver's license, Aadhar card, PAN, etc.
• passport-sized colored photos of the candidate.
• Evidence of income in the form of most recent pay slips, Form 16, copies of IT returns, etc.
• Evidence of residence, such as an Aadhaar, passport, ration card, or power bill.

The list of documents given above is illustrative. You may be requested to provide more documentation or have it modified when you apply for the ELITE credit card.

Here are some of the Best credit cards that provide benefits similar to the SBI Elite Credit Card:

• To find out the status of your credit card application, you can also get in touch with SBI Card customer service.
• Go to the official SBI Card website and select "Credit Cards." Now, scroll down to the "Track Application" option, and fill in the necessary information. You can quickly find out the status of your application.
• Asking the bank officials for the same thing when you visit the closest SBI branch is an additional alternative. But it's always a good idea to go with one of the methods mentioned above.

The SBI Elite Credit Card is the ideal option for those who want an all-around card and are major spenders, even though the annual fee is heavy. It's not a particularly high rate, but it's still good. But, the card provides users with respectable travel benefits, making it an excellent choice for travelers. Cardholders can receive a 10% discount in addition to a 2.50% hotel rewards rate (10 points for Rs. 100, 1 point equals Rs. 0.25) at select Trident hotels by using the card. In addition, cardholders will receive a 2.25% rewards rate on their bookings when they purchase tickets on Vistara Airlines (9 points every Rs. 100, 1 point equals Rs. 0.25).

Anyone who meets the eligibility standards listed above is eligible to apply for the SBI Elite Credit Card. Since this is a premium credit card, approval requires both a high annual income and an exceptional credit score. Therefore, before applying for the Elite SBI Card, work to raise your credit score and make sure you meet the income requirements.

Also read: Best Co-branded Credit Cards in India

Compared to SBI's other basic credit card, the SBI Card Elite has a higher credit limit because it is a premium credit card. Depending on their credit score and payment behavior in the past, individual cardholders may be provided differing credit limits. However, cardholders have the opportunity to seek a higher credit limit if they are unsatisfied with their current credit limit. You can also ask for a larger credit limit by giving your credit card company's customer service line a call. To gain the trust of your card issuer, it is recommended that you use your card responsibly for a few months prior to seeking for a limit boost.

Activate your Elite SBI credit card or create its PIN using one of the following methods, whichever makes you most comfortable:

• If you haven't already, sign into your SBI Card online banking account and link your SBI Elite card. After that, creating or changing your credit card PIN online is a simple alternative to locate.
• You can get help from SBI Card customer service if you are having trouble creating your credit card PIN using the aforementioned techniques.
• Additionally, you can use an ATM to activate your credit card. Look for the credit card PIN generating option on the main menu when you visit the closest SBI ATM.

You need to do the following few easy actions in order to register your SBI Elite Card for internet banking:

• You can use the SBI YONO app for paying your SBI Elite credit card account. Simply create an account on the app, link your credit card, then pay your credit card bill using the "pay" option.
• You can use an ATM to pay your credit card charge. Choose the credit card bill payment option from the main menu when you visit the closest SBI ATM.
• SBI offers its credit card holders a very simple method through the SBI billdesk for paying their credit card bills. Simply fill in the necessary information, such as your email address, credit card number, and the amount that needs to be paid, and continue to complete the payment.
• If you prefer to use an offline approach, you can deposit a check at the closest ATM dropbox or visit your local bank to make the payment in cash or check.

You can use the following information to get in touch with SBI Card customer service if you have any questions, concerns, or grievances regarding your Elite SBI Credit Card:

• Any of the following helplines can be used to get in touch with customer service over the phone: 1800 180 1290 (toll-free), 1860 500 1290, 1860 180 1290, or 39 02 02 02 (prefix it with your local STD).
• You can write to customercare@sbicard.com to get in touch with customer service by mail.
• You may reach SBI Card customer service on Twitter by using the handle @SBICard_Connect.