SBI Card Pulse is a special credit card made for those who prioritize a healthy lifestyle. The card comes with free health memberships and perks to take care of cardholders’ well-being. To learn more about SBI Card Pulse, check out its features, who can apply, charges, and what people are saying about it below.
Key Highlights of SBI Card Pulse |
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| Best Suited For | Health & Fitness |
| Welcome Benefit | Noise ColorFit Smart Watch worth Rs. 5,999 |
| Joining Fee | Rs. 1,499 |
| Renewal Fee | Rs. 1,499 (reversed on annual spends of Rs. 2 Lakh) |
| Welcome Benefit | Get a Noise ColorFit Pulse 2 Max Smart Watch worth Rs. 5,999 on payment of joining fee |
| Reward Benefit |
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| Health Benefits |
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| Card Type | Mid-Level |
| Best Feature | Complimentary 8 Domestic Lounge visits (Restricted to 2 per quarter) |
*Terms and conditions apply.
| Table of Contents | ||
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| Features and Benefits | ||
| SBI Pulse Vs. Yes Bank Wellness Plus | ||
| Fees and Charges | ||
| Eligibility and Documentation | ||
| Should you Get this Credit Card? | ||
| Similar Cards | ||
| FAQs | ||
Suggested Read : 10 Best SBI Credit Cards in India
Welcome Benefits – SBI Card Pulse offers cardholders a Noise ColorFit Pulse 2 Max Smartwatch upon payment of the joining fee.
Health Benefits - The card comes with a free one-year subscription to FITPASS PRO and Netmeds membership, which can be extended each year upon card renewal.
Reward Points - With the SBI Card Pulse, you get 10 Reward Points for every Rs. 100 spent at chemists, pharmacies, dining, and movies. For all other purchases, cardholders earn 2 Reward Points for every Rs. 100 spent.
1 Reward Point = Rs. 0.25
Also read: Best Rewards Credit Cards in India
Milestone Benefits - Cardholders can receive Netmeds vouchers worth Rs. 1,500 by spending Rs. 4 lakh on retail expenditures within a year. Furthermore, the annual fee can be waived if the spending reaches Rs. 2 lakh or more in the previous year.
Fuel Surcharge Waiver - SBI Card Pulse provides a 1% fuel surcharge waiver, up to Rs. 250 per cycle, for transactions falling within the range of Rs. 500 to Rs. 4,000.
Also read: Best Fuel Credit Cards in India
Lounge Benefits - SBI Card Pulse provides users with 8 complimentary domestic lounge accesses in a calendar year (2 per quarter). Additionally, the card includes a Priority Pass Lounge Membership valued at USD 99.
Also read: Best Airport Lounge Access Credit Cards
Insurance Cover - SBI Pulse cardholders receive a fraud liability cover of up to Rs. 1 lakh, an air accident cover of up to Rs. 50 lakh, and the option to avail group travel insurance.
This table compares the features of SBI Pulse and Yes Bank Wellness Plus Credit Cards, which provide similar benefits.
| Parameters | SBI Card Pulse | Yes Bank Wellness Plus Credit Card |
|---|---|---|
| Annual Fee | Rs. 1,499 + taxes | Rs. 1,499 + taxes |
| Welcome Benefit | Noise ColorFit Smart Watch worth Rs. 5,999 | 5X reward points on first 3 transactions of the biller registered on YES PayNow (valid on first 5 billers registered) |
| Reward Points |
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| Complimentary Memberships | Priority Pass Lounge Membership of USD 99, FITPASS PRO Membership, Netmeds First Membership | Via Aditya Birla Multiply App: Annual preventive health check-up, Annual eye & dental check-up, Unlimited general practitioner, specialist & nutritionist consultations, 12 fitness sessions a month |
| Lounge Access | 8 complimentary (2 per quarter) domestic lounge access per year | 2 domestic lounge visits per quarter for primary cardmembers across 30+ lounges |
| Milestone Benefits |
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The fees and charges associated with the SBI Card Pulse are as follows:
| Fees/Charges | Amount | |
|---|---|---|
| Annual Fee (one time) | Rs. 1,499 | |
| Renewal Fee (per annum) | Rs. 1,499 | |
| Finance Charges | 3.50% per month | |
| Late Payment Fee |
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To apply for the SBI Card Pulse, Applicants should meet the following eligibility criteria:
| Criteria | Details |
|---|---|
| Occupation | Salaried and Self-employed |
| Minimum Income for Salaried Applicants | Communicated at the time of sourcing |
| Documents Required | Click here for the list of acceptable documents |
| Serviceable Cities | Click here for the list of eligible cities |
The SBI Card Pulse is India's first credit card designed for the well-being of its users, focusing on health and fitness benefits. If you seek a credit card with health and entertainment perks, this might be the ideal choice. Additionally, the card provides lounge benefits for a more convenient travel experience. However, it may not be suitable for those seeking lifestyle perks or a high reward rate on spending categories beyond health and wellness. The card also includes significant coverage for air accidents and fraud liability insurance.
Here is a list of credit cards that provide health benefits similar to the SBI Card Pulse:
| Credit Card | Annual Fee | Rewards |
|---|---|---|
| Apollo SBI Credit Card | Rs. 499 | 3X Reward Points on every Rs. 100 spent on all Apollo services |
| Axis Bank AURA Credit Card | Rs. 749 | 5X reward points on insurance spends |
| Yes Bank Wellness Plus Credit Card | Rs. 1,499 | 20 Reward Points per INR 200 spent on Chemist/ Pharmaceutical stores |
Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card:
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