About Lifestyle HC SBI Bank Prime Credit Card
The Lifestyle Home Centre SBI Card PRIME is a premium co-branded card designed for people who often shop at Lifestyle, Max, Home Centre, and Spar. It offers 15X reward points on purchases at these stores, along with rewards on dining and movies, milestone shopping vouchers, airport lounge access, and fuel surcharge waiver. It's a great choice for regular shoppers of Landmark Group brands.
The Lifestyle HC SBI Card PRIME is best suited for frequent shoppers at Lifestyle, Home Centre, Max, and Spar, offering high reward points, welcome bonuses, and premium benefits like lounge access. It’s ideal for those who spend ₹3 lakh or more annually to enjoy annual fee waivers and milestone rewards.
Lifestyle HC SBI Bank Prime Credit Card Rewards Program
Rewards Program
- 15 RP/₹100 on spends at Lifestyle, Home Centre, Max & Spar stores/websites.
- 10 RP/₹100 on dining and movie expenses.
- 2 RP/₹100 on all other retail purchases.
- Conversion rate: 4 Reward Points = ₹1
Reward Redemption: You can redeem SBI reward points by converting 2.4 reward points into 1 Landmark Point.
Other Features and Benefits
Welcome Benefits:
Get 12,000 bonus reward points (worth ₹3,000) on paying the joining fee. Also, receive ₹100 cashback on your first ATM withdrawal within 30 days of receiving the card.
Milestone Benefits:
Earn up to 58,000 reward points worth ₹14,500 yearly. Example benefits:
- Spend ₹40,000 at Landmark stores – get 6,000 points
- Spend ₹1 lakh – get 12,000 points
- Spend ₹1.8 lakh – get 20,000 points
- Spend ₹5 lakh in a year – get 20,000 points
Renewal Benefit:
Get 12,000 reward points within 30 days of paying the renewal fee.
Airport Lounge Access:
- Complimentary Priority Pass Membership
- 4 complimentary international lounge visits per year (max 2 per quarter)
- 8 complimentary domestic lounge visits annually (max 2 per quarter)
Fuel Surcharge Waiver:
1% fuel surcharge waiver on transactions between ₹500 to ₹4,000.
Birthday Benefit:
Earn 10 reward points per ₹100 spent on your birthday.
Fees and Charges
| Type of Charge | Fee |
| Renewal Fee | Rs.2,999 plus GST |
| Annual Fee | Rs.2,999 plus GST |
| Add-on Credit Card | NIL |
| Late Payment Fee | - Rs.0 to Rs.500: NIL
- Rs.500 to Rs.1,000: Rs.400
- Rs.1,000 to Rs.10,000: Rs.750
- Rs.10,000 - up to Rs.25,000: Rs.950
- Rs.25,000 - up to Rs.50,000: Rs.1,100
- Rs.50,000 and above: Rs.1,300
|
| Interest rate | 3.50% per month or 42% p.a. |
| Cash advance fee | 2.5% of the total outstanding amount subjected to a minimum of Rs.500 |
| Cash advance limit | 2.5% of the amount subject to a minimum of Rs.600. |
| Overlimit | 2.5% of the amount subject to a minimum of Rs.600. |
| Cheque fee | Rs.100 |
| Card replacement fee | Rs.100 to Rs.250 |
| Foreign currency mark-up | 3.5% |
| Cash payment fee | Rs.250 plus taxes |
| Rewards redemption fee | Rs.99 |
Apply for a Credit Card & Get Instant Approval
Document Required For Lifestyle HC SBI Bank Prime Credit Card
- Proof of Identity: PAN Card, Aadhaar Card, Driver’s License, Passport, Voter ID
- Proof of Address: Aadhaar Card, Driver’s License, Passport
- Proof of Income: Latest 3 salary slips, Last 3 months’ bank statement
Eligibility Criteria
- Age: 21 to 70 years
- Occupation: Salaried or Self-employed
- Credit Score: Should have a good credit history
Lifestyle HC SBI Bank Prime Credit Card Highlights
What do we like about this card?
Annual Fee: ₹2,999
Welcome Benefit: 2,000 bonus reward points on payment of the joining fee
Accelerated Rewards:
- Earn 15 RP/₹100 at Lifestyle, Home Centre, Max & Spar
- Earn 2 RP/₹100 on other retail spends
- 10 RP/₹100 on birthday spends
Travel Benefit: Complimentary Priority Pass membership with access to over 600 international airport lounges
Lounge Access: 4 complimentary domestic lounge visits per year
Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500–₹3,000
Things to Know Before you apply
Get this card if:
- Shoppers who frequently visit Lifestyle, Home Centre, Max, and Spar
- Users seeking premium benefits like lounge access and milestone rewards
- Customers who spend ₹3 lakh+ annually to get the annual fee waived
Pros
- High reward rate at partner brands like Lifestyle, Max, Home Centre & Spar
- Valuable welcome bonus and milestone reward points
- Complimentary domestic and international lounge access
- 1% fuel surcharge waiver
- Extra birthday bonus reward points
Cons
- High annual fee (₹2,999)
- Best suited only for Landmark Group loyalists
- Rewards are partner-focused; not flexible for broader usage
SBI Bank Credit Card Contact Details
SBI Bank Credit Card offers multiple ways to get assistance for your credit card queries and services.
- Contact Address: SBI Cards and Payment Services Limited, Wazirpur, New Delhi
- Helpline: Dial 39 02 02 02 or 1860 180 1290 (prefix local STD code)
- Simply SMS: Send an SMS to 5676791 from your registered mobile number.
Apply for a Credit Card & Get Instant Approval
Frequently Asked Questions
The welcome bonus of 12,000 reward points is credited within 30 days of paying the joining fee.
You earn 10 reward points for every Rs. 100 spent on movie tickets and dining.
Reward points will be credited to your account within 30 days of eligible transactions.
Yes, you get 8 complimentary domestic airport lounge visits per year, with a limit of 2 visits per quarter.
Yes, you can get add-on cards for your immediate family members, such as your spouse, parents, or children Without any additional charges or fees.
The card charges a finance fee of 3.50% per month (or 42% annually) on outstanding balances.
