Lifestyle Home Centre SBI Card Prime

SBI Card has introduced The Lifestyle HC SBI Card Prime, in collaboration with its landmark stores. If you often shop at Lifestyle, Home Centre, Spar, and Max stores, this card might be a good fit for you. With it, you can accumulate 15 times the reward points when making purchases at these landmark stores. Moreover, you can also enjoy significant rewards for dining out and spending on movies. Here are some key features of this credit card:

Key Highlights of Lifestyle Home Centre SBI Card Prime

Lifestyle Home Centre SBI Card Prime
Best Suited For Rewards
Annual Fee (one-time) Rs. 2999 + GST
Renewal Fee (per annum) Rs. 2999
Welcome Benefits Get 12,000 bonus reward points equivalent to INR 3000 on payment of annual fees.
Reward Benefits
  • Enjoy 15 Reward Points on every 100 Rs. spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar).
  • Enjoy 10 Reward Points on every 100 Rs. spent at Dining & Movies.
Milestone benefits Earn 20,000 bonus Reward Points on overall annual retail spends of Rs 500,000.
Renewal Benefit Get 12,000 Reward point worth Rs 3,000 on payment of renewal fees.
Best Features Free access to over 600 global airport lounges with complimentary Priority Pass Membership

*Terms and conditions apply.

Here are the features and benefits you can enjoy with the Lifestyle HC SBI Card Prime:

Welcome Benefits – Receive a bonus of 12,000 reward points (equivalent to Rs. 3,000) when you pay the joining fee. Additionally, enjoy a Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving your card.

Fuel Surcharge Waiver – You'll get a 1% fuel surcharge waiver when you spend between Rs. 500 and Rs. 4,000.

Also read: Best Fuel Credit Cards in India

Renewal Benefits – Get 12,000 reward points within 30 days of paying the renewal fee.

Reward Redemption - You can convert SBI reward points into Landmark Points at a rate of 1 LMR for every 2.4 reward points.

Priority Pass Membership – You'll receive a free Priority Pass Membership, offering four international lounge accesses each year (limited to two visits per quarter).

Domestic Lounge Access - 8 complimentary domestic lounge access, capped at 2 visits per quarter.

Rewards Program - Here's how you can earn reward points with your card:

  • Get 15 reward points for every Rs. 100 spent at landmark websites and stores, including Spar, Max, Lifestyle, and Home Centre.
  • Earn 10 reward points for every Rs. 100 spent on dining and movies.
  • Receive 2 reward points for every Rs. 100 spent on other retail purchases.

Also read: Best Rewards Credit Cards in India

Remember, 4 reward points equal Rs. 1.

Milestone Benefits - Enjoy milestone benefits with a total of 58,000 reward points, equivalent to Rs. 14,500. Plus, earn an extra 20,000 reward points when your spending reaches Rs. 5 lakh or more in a calendar year. See additional details below:

Spend at Landmark Stores Rewards
Rs. 40,000 Rs. 6,000
Rs. 1 lakh Rs. 12,000
Rs. 1.8 lakh Rs. 20,000

The fees and charges associated with the Lifestyle Home Centre SBI Card Prime are as follows:

Fees/Charges Amount/Rate
Annual Fee Rs. 2,999 (One-Time)
Renewal Fee Rs, 2,999
Finance Charges 3.50% per month (42% per annum)
Late Payment Fee For Statement Balance
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300

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To apply for the Lifestyle HC SBI Card Prime, applicants should meet the following eligibility criteria:

  • Age limit: Between 23 to 60 years.
  • Income criteria: The specific income requirement varies and is determined at the bank's discretion.
  • Credit score: A relatively good credit score is preferred, ideally above 650.

Documents Required for Lifestyle HC SBI Card Prime

Applicants are required to submit valid proofs of identity, address, and income as listed in the table below:

Proof of Identity PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar card, Passport, Driver’s License, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

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