Apollo SBI Credit Card

One of the very few credit cards that offers healthcare benefits is the Apollo SBI Credit Card, which was introduced in partnership with Apollo Hospital. Users who use this card at any Apollo hospital will receive additional incentives in addition to an instant discount on a selection of Apollo services. Those who spend money on healthcare at different Apollo centers, such as pharmacies and hospitals, across the nation are the target audience for this card. An yearly fee of Rs. 499 is associated with the card.

People now understand how crucial it is to take care of their health after the global COVID-19 outbreak. Credit cards come in a wide range of varieties, but very few of them provide their customers health advantages. This is why the SBI Card and Apollo Hospitals partnered to create the Apollo SBI Credit Card, which offers cardholders access to healthcare advantages. With this credit card, users can earn reward points for using their credit card for other purchases in addition to savings and benefits at Apollo Services and Apollo Hospitals. The welcome advantage of this credit card is free Apollo Membership for customers, in addition to extra reward points.

Key Highlights of Apollo SBI Credit Card

Apollo SBI Credit Card
Best Suited For Welcome Offer, Rewards, Fuel
Annual Fee Rs. 499
joining Fee Rs. 499
Rewards Program 3X reward points on every Rs. 100 spent on all Apollo services
Fuel Benefit Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India
Welcome Bonus Free Apollo Membership | 500 reward points worth Rs. 500 on payment of joining fee 
Best Feature Get Upto 10% Instant Discount at Select Apollo Services.

*Terms and conditions apply.

The Apollo SBI Credit Card offers the following features and advantages:

Welcome Benefits

  • Get 500 Reward Points worth Rs. 500 on payment of joining fee.
  • Cardholders will receive a complimentary Apollo Silver Tier Membership upon payment of the joining fee.

Reward Points

  • Earn 3X reward points on every Rs. 100 spent on all Apollo services.
  • Earn 2X reward points on every Rs. 100 spent on dining, movies & entertainment.
  • Earn 1 reward point for every Rs. 200 spent on all non-fuel retail purchases.
  • Earn 1 reward point per Rs. 100 spent on beauty and wellness services.

Note: 1 reward point = Rs. 1.

Reward Redemption

The SBI Apollo Credit Card's reward redemption process is unique since it differs significantly from other credit cards. The following ways are available for cardholders to redeem the reward points they have accrued with this credit card:

  • At POS, you can immediately redeem the reward points you've earned.
  • The reward points can be exchanged for health credits.
  • The reward points can also be redeemed by cardholders for Apollo Vouchers.
  • One reward point is equal to Re. 1 for redemption purposes.

Also read: Best Rewards Credit Cards in India

Fuel Surcharge Waiver

  • Get 1% fuel surcharge across all petrol pumps in India.
  • Maximum Monthly Surcharge Waiver of Rs. 100.

Also read: Best Fuel Credit Cards in India

Spend-based fee Reversal

  • Spend at least Rs. 90,000 annually to receive a refund of the annual membership fee on your Apollo SBI Card starting in the second year.

Worldwide Acceptance

  • Accepted at more than 24 million locations worldwide, the Apollo SBI Credit Card is an international credit card. In India alone, more than 3,25,000 establishments accept the card.

Add-on Cards

  • If your parents, spouse, siblings, or children are over the age of 18, you can add additional cards to your Apollo SBI credit card in addition to the primary card.

Utility Bill Payment

  • With the Apollo SBI Credit Card's Easy Bill Pay feature, paying your utility bills is now simple.


  • You may split any transaction over Rs. 2,500 into convenient monthly installments with the Apollo SBI Credit Card. Within 30 days after the purchase, you must visit the sbicard.com website to turn the transaction into a flexipay facility in order to take use of this service.

Easy Money Facility

  • With this, the cardholder can request a draft or a cheque, deducted from their available cash limit, and have them delivered right to their door. You must make a reservation on the sbicard.com website in order to use this service.

Balance Transfer on EMI

  • You can pay with the Apollo SBI Credit Card through convenient EMIs and move your balance from another card to this one.

Contactless Advantage

  • There is a contactless feature on this card. It is not necessary for you to swipe or finish a transaction with your pin number. This feature ensure card will never drop out of your hand.

Zero Credit Card Lost Liability

  • In the unfortunate event that your Apollo SBI Card is lost or stolen, you will not be held responsible for any fraudulent transactions made using the card as long as you report the loss or theft right away.

The fees and charges associated with the Apollo SBI Credit Card are as follows:

Particular Details
joining Fee Rs. 499 + GST
Renewal Fee Rs. 499 + GST (Fee reversed on an annual spend of Rs. 90,000 or more)
Finance Charges 3.50% per month [42% per annum]
Cash payment fee Rs.250
Late Payment Charges** For Statement Balance
  • Less than Rs. 500 – Nil
  • Rs. 500 up to Rs. 1,000 – Rs. 400
  • Rs. 1,000 up to Rs. 10,000 – Rs. 750
  • Rs. 10,000 up to Rs. 25,000 – Rs. 950
  • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
  • Amount over Rs. 50,000 – Rs. 1,300
Add-on card fee Nil
Cash advance fee at SBI ATMs or other ATMs 2.5% of the transaction amount subject to a minimum of Rs.500
Payment dishonour fee 2% of the payment amount subjected to a minimum of Rs.450.
Statement request Rs.100 per statement (more than 2 months old)
Cheque payment fee Rs.100
Foreign currency transaction 3.50%
Rewards redemption fee Rs.99
Over limit fee 2.5% of the over limit amount; minimum of Rs.600

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Eligibility Criteria for Apollo SBI Card

  • Anybody over the age of 18 who works for a salary or is self-employed is eligible to apply for this credit card.
  • This card is available only to Indian citizens.
  • A reliable source of income is required of the cardholder.
  • For this credit card to be available, the cardholder's credit score must be high.
  • To receive this card, the add-on cardholder must be at least eighteen years old.

Documents required for APOLLO SBI Credit Card

To verify your identification, proof of address, and evidence of income, you need one of the following documents:

  • Passport size photograph
  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Identity Proof: Voter's ID/ Driving License/ Aadhaar Card/ Passport/ Ration Card/ PAN Card
  • Income Proof: Latest ITR Form/ Form 16/ Salary Slip/ Salary Certificate
  • Address Proof: Utility Bills/ Passport/ Bank Passbook/ Aadhaar Card/ Ration Card

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With MybankingTips, you can quickly compare and apply for SBI Apollo Credit Cards online. The steps needed to do are as follows:

Step 1: Go to the SBI Credit Card Section of MybankingTips. Step 2: Choose the Credit Card of Your Dreams. Step 3: Select the "Apply Now" option. Step 4: Complete the necessary information to see if you qualify to apply for the card. Step 5: After completing all the required fields, click "Submit." Step 6: You will receive a message with your application ID once you have properly submitted all the necessary data.

For offline mode

You can apply for a credit card offline at the SBI branch that is the closest to you. Include all necessary paperwork. Submit it in to the bank employees, who will send it on to the credit card department for more processing.

How To Check SBI Card Apollo Application Status?

You can use the following details to find out the status of your application if you've already applied for an SBI Apollo Credit Card:

  • SBI Card customer care can be contacted to find out about the progress of your credit card application.
  • Visit the official SBI Card website, then choose "Credit Cards." Proceed to the "Track Application" option by scrolling down and complete the required fields. You can easily ascertain the current status of your application.
  • Another option is to go to the nearest SBI branch and ask the bank employees the same question.

Activate your Elite SBI credit card or set up its PIN using your preferred method from the list below:

  • Link your SBI Elite card to your SBI Card net banking account if you haven't already. After that, it's easy to find an online option to create or modify your credit card PIN.
  • In addition, you can use an ATM to activate your credit card.
  • If you are experiencing difficulties setting up your credit card PIN via the above listed methods, you can get assistance from SBI Card customer support. When you visit the nearest SBI ATM, look for the option to generate a credit card PIN on the main menu.

Registration in the SBI credit card net banking option is a very simple process. The following procedures must be followed by cardholders in order to activate this service:

Step 1: Go to sbicard.com and select the 'Registration' option. Step 2: Enter the CVV number, date of birth, and credit card number. Step 3: Click "Proceed" to start. Step 4: Provide the one-time password that will be sent to the email address or registered mobile number; select "Proceed." Step 5: After that, a new page will load and you will need to select a unique ID and password for your SBI credit card. Step 6: Click the "Confirm" button. Step 7: You are now able to use the SBI credit card net banking service after completing the registration process.

You can use Net Banking, Mobile Banking, or pay through Cash, cheque or demand draft. The following is a list of several ways you can pay your credit card bills:

  • Methods Used Online: Visa Credit Card Pay, Online SBI, NEFT, National Automated Clearing House, SBI Auto Debit, Paynet-Pay Online, SBI Mobile Banking, Debit Card, Mobile App, and Electronic Bill Payment.
  • Methods Used Offline: SBI ATM; Over-the-Counter Payment; Electronic Drop Box; Manual Drop Box.

If you have any queries, worries, or complaints about your Apollo SBI Credit Card, you can contact SBI Card customer support using the details below:

  • To speak with customer care over the phone, contact any of the following helplines: Toll-free numbers: 1800 180 1290; 1860 500 1290; 1860 180 1290; or 39 02 02 02 (prefix it with your local STD).
  • To contact customer service via mail, send an email to customercare@sbicard.com.
  • Use the account @SBICard_Connect on Twitter to get in touch with SBI Card customer care.

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The Apollo SBI Credit Card comes with an annual charge of Rs. 499. When spending Rs. 90,000 or more in the previous year, it will be reversed.

Yes. You will be required to pay a membership fee of Rs. 499 + GST, provided that you fulfill the eligibility requirements and the bank offers the card to you.

The largest integrated healthcare scheme in India is called OneApollo, and it allows you to earn health credits that you may use to cover medical costs. It also provides some exclusive savings and advantages.

Yes, the SBI Apollo Credit Card offers benefits that may be used later, making it a smart choice for making purchases. Still, the rewards would be greater if you charged your medical bills to this credit card.

1800 180 1290 and 1860 180 1290 are SBI credit card customer service numbers.

Yes. With the balance transfer feature of the SBI Apollo Credit Card, you can move the balance from another card to this one at a lower interest rate.

With this card, you can receive a 1% fuel fee waiver; however, the amount of the waiver is limited to Rs. 100 each month. Additionally, your fuel purchases must be between Rs. 500 and Rs. 3,000 in order to be eligible for the waiver.

By login into your SBI Card account online or via the mobile app, you can view the available credit limit under 'Current Outstanding' in the 'Account' area, along with the outstanding amount.

If you have a registered mobile phone, you can also verify the amount that remains to be paid by sending the last four digits of your card number by SMS to 5676791. If you would want to discover the available credit limit, you can also phone the helpline number or send an email to sbicard.com.

Any ATM in India or anywhere else allows you to take out cash. Nevertheless, a 2.5% transaction fee must be paid, with a minimum of Rs. 300 each transaction.

The Apollo SBI Credit card is accepted at more than 24 million locations worldwide and more than 3.25 lakh locations in India.

You can check the status of your SBI credit card application by going to the State Bank of India's official website and searching for the Apollo SBI Credit Card under the credit card section. After being taken to a website, you can locate the "track your application" option by scrolling down. After selecting it, click "Track" after entering your application or reference number. Your credit card application's status will be visible to you.

Yes, you can message a customer service representative on Twitter by using the account @SBICard_Connect.

By signing into your netbanking account, you can create or modify your SBI Apollo Credit Card Pin.

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Please click the links below to find details and instructions related to SBI Credit Cards that can help you in easily managing your card: