The RBL Platinum Maxima credit card is a great match for individuals who travel often and are avid moviegoers. It offers a wide range of benefits and fantastic deals on shopping, dining, movies, and more. Plus, you can earn reward points on all your purchases when using this card.
Key Highlights of RBL Bank Platinum Maxima Credit Card |
|
---|---|
|
|
Best Suited For | Entertainment, Shopping, Movies |
Joining Fee | Rs. 2,000 |
Annual Fee | Rs. 2,000 |
Welcome Benefit | Get 8,000 Bonus Reward Points on Joining. |
Movie Benefits | Avail Free Movie Tickets Every Month at BookMyShow |
Reward Benefits | Earn 2 Reward Points for every Rs.100 spent |
Best Feature | Fly High with Our Complimentary Airport Lounge Access Across India |
*Terms and conditions apply.
Table Of Contents | ||
---|---|---|
Features and Benefits | ||
Fees and Charges | ||
Eligibility and Documentation | ||
Similar Credit Cards from Other Banks | ||
FAQs |
Welcome Benefit: You'll receive 8,000 Bonus Reward Points as a welcome gift when you make your first payment within 30 days of card issuance.
Reward Points: Earn 2 Reward Points for every Rs. 100 spent on the card.
Also read: Best Credit Cards For Reward Points
Airport Lounge Access: You can enjoy 2 complimentary lounge visits every calendar quarter at domestic lounges in major airports across India.
Also read: Best Credit Cards Airport Lounge Access
Movie Benefits: Each month, you get a free movie ticket worth up to Rs. 200 when you purchase one ticket through BookMyShow.
Annual Spends Bonus: If you spend Rs. 2 lakh or more in a year, you'll earn 10,000 reward points. Furthermore, if you surpass Rs. 3.5 lakh in annual spending on the card, you'll receive an additional 10,000 Bonus Reward Points.
Accelerated Reward Points: You earn 10 reward points for every Rs. 100 spent on dining, entertainment, utility bill payments, fuel, and international purchases, with a maximum of 1,000 Reward Points per transaction.
The fees and charges associated with the RBL Platinum Maxima Credit Card are as follows:
Titles | Details |
---|---|
joining Fee | Rs. 2,000 |
Annual Fee (second year onwards) | Rs. 2,000 |
Finance Charges | Up to 3.99% p.m. (47.88% p.a.) |
Late Payment Charges** | 12.5% of the outstanding amount (Min. Rs. 5 | Max. Rs. 1,300) |
To apply for the RBL Platinum Maxima Bank Credit Card, applicants should meet the following eligibility criteria:
Criteria | Details |
---|---|
Occupation | Salaried and Self-Employed |
Minimum Income for Salaried Applicants | Greater than Rs.45,000 per month |
Minimum Income for Self-Employed | Greater than Rs.45,000 per month |
Serviceable Cities | Click here for the list of eligible cities |
Along with the duly filled application form, RBL Bank will also ask for valid proof of identity, address and income. Documents Required for RBL Bank Credit Card
Below mentioned is a comparison of a few similar credit cards:
Credit Cards | Annual Fee | Reward Points / Offers | Net Savings |
---|---|---|---|
IndusInd Bank Chelsea FC Credit Cards | Rs. 1,099 | Earn 1 Reward Points per Rs. 100 spent | Rs. 4,195* Rs. 8,599** |
HDFC Platinum Times Credit Card | Rs. 1,000 | Earn 3 reward points per Rs. 150 spent | Rs. 5,444* Rs. 8,288** |
JetPrivilege HDFC Bank World Credit Card | Rs. 2,500 | Earn 6 JPMiles per Rs. 150 spent and 3X bonus JPMiles on flights booked through Jet Airways website | Rs. 20,600* Rs. 30,200** |
*On spending Rs. 2 lakh annually **On spending Rs. 4 lakh annually
Yes, the annual fee of Rs. 2,000 is applicable from the second year onward, as the bank does not specify any waiver condition for this fee.
Yes, RBL Bank Platinum Maxima credit card is internationally acceptable.
You can redeem the reward points you earn from your transactions for various rewards, including flight bookings, hotel bookings, and select e-vouchers from different merchants.
Please click the links below to find details and instructions related to RBL Bank Credit Cards that can help you in easily managing your card: