Repco Home Finance Limited (RHFL) provides home loans starting from 9.50% interest per year for periods of up to 25 years. It's a company that helps people buy homes and is approved by the National Housing Bank. They offer different types of loans and make sure customers are happy with their service.
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Repco Home Finance Loan Highlights |
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|---|---|
| Interest Rate (floating) | 9.50% p.a. onwards |
| Loan Amount |
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| Loan Tenure | Up to 25 years |
| Processing Fees | 1% of the loan amount |
Pre Approved Home loan | Check Eligibility & Apply Online
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh | |
|---|---|---|---|---|
| SBI Bank | 8.40% - 10.15% p.a. | 8.40% - 10.05% p.a. | 8.40% - 10.05% p.a. | Apply Now |
| HDFC Bank Limited | 8.40% p.a. onwards | 8.40% p.a. onwards | 8.40% p.a. onwards | Apply Now |
| Kotak Mahindra Bank | 8.70% p.a. onwards | 8.70% p.a. onwards | 8.70% p.a. onwards | Apply Now |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Apply Now |
| L&T Finance Limited | 8.60% p.a. onwards | 8.60% p.a. onwards | 8.60% p.a. onwards | Apply Now |
| Bajaj Housing Finance | 8.50% p.a. onwards | 8.50% p.a. onwards | 8.50% p.a. onwards | Apply Now |
| LIC Housing Finance | 8.35% - 10.35% p.a. | 8.35% - 10.55% p.a. | 8.35% - 10.75% p.a. | Apply Now |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50% - 11.45% p.a. | Apply Now |
| Punjab National Bank | 8.45% - 10.25% p.a. | 8.40% - 10.15% p.a. | 8.40% - 10.15% p.a. | Apply Now |
| Bank of Baroda | 8.40% - 10.65% p.a. | 8.40% - 10.65% p.a. | 8.40% - 10.90% p.a. | Apply Now |
| IDFC First Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Apply Now |
| Tata Capital Housing Finance | 8.70% p.a. onwards | 8.70% p.a. onwards | 8.70% p.a. onwards | Apply Now |
| Axis Bank | 8.70% - 13.30% p.a | 8.70% - 13.30% p.a | 8.70% - 9.10% p.a. | Apply Now |
| Godrej Housing Finance | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Apply Now |
Also read: Best Home Loan in India
Repco Home Finance offers home loans starting at an interest rate of 9.50% per annum. However, the actual interest rate you receive depends on various factors such as your age, monthly income, job profile, employer's income, credit score, and loan repayment history.
Purpose: This loan is specifically for non-resident Indians (NRIs) who want to buy or build property.
Loan Amount: NRIs can get up to 85% of the construction cost or up to 80% of the purchase price for a residential property.
Tenure: 10-15 years
Purpose: This loan is for salaried individuals, especially government employees, who are over 50 years old and want to buy or build a property.
Loan Amount: Up to 85% for construction and up to 80% for purchase
Tenure: 20 years (repayment has to be completed by the age of 70 years)
Purpose: You can use the loan for remodeling, repairing, renovating, or altering your home property.
Loan Amount: You can get up to 70% of the estimated renovation or repair cost, or up to 50% of the post-renovation value of the building.
Tenure: You have up to 10 years to repay the loan.
Purpose: You can use the loan to buy a vacant plot of land.
Loan Amount: Up to 75% of the cost of the plot.
Tenure: 10 years
Purpose: This loan combines financing for both purchasing a plot of land and constructing a house on it.
Loan Amount: Up to 75% of the plot cost and up to 85% of the construction cost
Tenure: 25 years
Purpose: You can use the loan for buying, selling, or reselling a property.
Loan Amount: You can get up to 85% of the construction cost or up to 80% of the house/flat purchase cost.
Tenure: You have up to 25 years to repay the loan.
Purpose: Repco Home Finance offers the opportunity for customers to transfer or takeover their existing loans at a lower interest rate.
Tenure: Up to 2 years
Purpose: This loan scheme is tailored for self-employed and salaried professionals with credit scores above 700 who want to buy, mortgage, or build a house.
Tenure: 25 years
Purpose: This is a loan designed to help existing customers address business development and liquidity needs that have arisen due to COVID-19.
Tenure: 10 years
Also Read : Best Home Loan EMI Calculator
| Particulars | Charges Applicable |
|---|---|
| Processing fees | 1% of the loan amount |
| Prepayment charges | NIL |
| Legal opinion fee | NIL |
| Administrative fee | 0.50% of the loan amount |
| CIBIL charges | Rs 100 per individual |
| EC, Cheques and ACH bouncing charges | Rs 250 |
| Account Statement | Provided free of cost only once for each financial year. Further, Rs 100 is charged for each copy. |
| Rate of interest conversion charges |
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| Valuation report charges |
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| CERSAI Charges |
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Also read: Best Home Loan Fees and Charges
Also Read : Best Home Loan Eligibility
Also Read : Best Home Loan Documents Required
Customer's gold ornaments are securely stored in a safe room constructed in compliance with government regulations. These rooms are equipped with electronic surveillance to ensure the protection of the gold.
Shriram Finance provides insurance for the gold kept as collateral by you. This ensures that in the event of theft, the borrower doesn't need to worry about the security of the gold.
The interest rate starts from 11.4% per annum (*p.a.) and you can select a loan tenure ranging from 1 month up to 12 months.
Salaried individuals, self-employed professionals, business owners, and other individuals aged between 18 and 75 years can apply for Shriram Finance Gold Loan.
The minimum age requirement is 18 years, and the maximum age limit is 75 years at the time of loan maturity.