Shriram Finance Gold Loan

Shriram Finance provides gold loans starting at 11.40% per annum for loan tenures up to 1 year. You can use Shriram Finance Gold Loan for personal, professional, and business needs (excluding speculative activities) by pledging your gold ornaments as collateral. The lender offers quick disbursal post verification and approval with minimal documentation.

Shriram Finance Gold Loan Highlights
Interest Rate	11.40% p.a.
Processing Fees	Up to 0.5%
Repayment Tenure	1 month to 1 year
LTV Ratio	Up to 75% of market value of gold pledged as security or collateral

Shriram Finance Gold Loan Interest Rate

Shriram Finance offers gold loan interest rates starting from 11.40% per annum.

Loan Amount:

Shriram Finance offers gold loans for amounts up to 75% of the market value of the pledged gold.

Tenure:

The loan tenure for Shriram Finance Gold Loan ranges from 1 month to 1 year.

Also read: Best Gold Loan Interest Rate

Gold Loan Interest Rates Offered By Partner Banks & NBFCs

Bank/NBFC/Fintech	Interest Rate
State Bank of India	8.75% p.a. onwards	Apply Now
Axis Bank	17% - 19% p.a. onwards	Apply Now
Punjab National Bank	9.25% p.a. onwards	Apply Now
Bank of India	8.80% p.a. onwards	Apply Now
IndusInd Bank	8.80% p.a. onwards	Apply Now
Bank of Baroda	9.40% p.a. onwards	Apply Now
Union Bank of India	9.30% – 10.65% p.a.	Apply Now
Canara Bank	9.25% p.a. onwards	Apply Now
HDFC Bank	8.50% - 15.97% p.a.	Apply Now
Federal Bank	8.99% p.a. onwards	Apply Now
ICICI Bank	10% p.a. onwards	Apply Now
Bajaj Finserv	9.50% – 28% p.a.	Apply Now
Manappuram Finance	12% p.a. onwards	Apply Now
Bank of Maharashtra	9.30% p.a. onwards	Apply Now
Kotak Mahindra Bank	8% - 24% p.a. onwards	Apply Now
Indian Bank	0.77% per month	Apply Now
IIFL Finance	11.88% - 27% p.a.	Apply Now
Rupeek	8.88% p.a. onwards	Apply Now
Muthoot Finance	10.90% p.a. onwards	Apply Now
Shriram Finance	11.40% p.a. onwards	Apply Now

Shriram Finance Gold Loan Fees & Charges

Particulars	Charges
Processing Fee	Up to 0.5%
Documentation Charges	Up to Rs 100
Late Payment Fees	36% p.a. at monthly rests
Collection charges	Rs.500 per visit
Cheque bouncing charges/Bank Charges	Rs 1,000 per instance

Also read: Best Gold Loan EMI Calculator

Eligibility Criteria for availing Shriram Finance Gold Loan

Minimum age requirement: 18 years.
Maximum age limit: 75 years at the time of loan maturity.
Salaried individuals, self-employed professionals, or business owners can get gold loans from Shriram Finance.

Also read: Best Gold Loan Eligibility

Documents Required for Shriram Finance Gold Loan

Prospective borrowers need to provide the following documents to avail Shriram Finance Gold Loans:

Recent passport-sized photographs.
Identity Proof (any one): Aadhaar Card, Passport, Driver’s License, Voter ID, or PAN Card (If you don't have a PAN Card, you can submit Form 60).
Address Proof (any one): Aadhaar Card, Passport, Driver’s License, Voter ID, Gas Connection Card, Water Bill, Electricity Bill, Prepaid Mobile Bill, or Landline Bill.

Also Read : Best Gold Loan Documents Required