Clix Capital Business Loan

Updated on August 02, 2025

Author: MybankingTips Team

Clix Capital Finance is a top Non-Banking Financial Company (NBFC) providing various lending solutions for both commercial and retail purposes. Their offerings cater to businesses seeking working capital and aiming for expansion. They provide a mix of secured and unsecured business loans, including working capital loans, loans against electronic payments (POS Loans), financing for schools, and corporate loans.

Clix Capital Finance provides business loans to various types of businesses, including private limited companies, sole proprietorships, partnerships, and closely-held non-listed companies that operate in service, manufacturing, or trading sectors. To be eligible for these loans, these businesses must also meet certain criteria.

Clix Capital Business Loan – Highlights
Age Criteria	Min. 21 years and Max. 65 years
Processing Fees	Up to 3% of the sanctioned loan amount
Minimum Loan Amount	Rs. 5 lakh
Maximum Loan Amount	Rs. 50 lakh
Collateral/Security	Not required
Interest Rate	Depends on the applicant’s profile and business requirements
Repayment Tenure	12-36 months, 48 months for self-employed professionals

*Terms and conditions apply.

Table of Contents
Interest Rate
Types of Business Loans from Clix Capital
Fees & Charges
Eligibility Criteria
Documents Required for Loan Application
Financial Documents

Clix Capital Business Loan Interest Rate

Comparison Table of Business Loan Interest Rates offered by MybankingTips Partners:

Bank/NBFC/Fintech	Interest Rate
SBI Bank	9.10% p.a.	Apply Now
HDFC Bank	10.00% - 22.50% p.a.	Apply Now
Kotak Mahindra Bank	16% p.a. onwards	Apply Now
RBL Bank	14%-26% p.a.	Apply Now
ICICI Bank	Up to 17% p.a.	Apply Now
Axis Bank	10.75% p.a.	Apply Now
IDBI Bank	8.05% to 13.45% p.a	Apply Now
Bank Of Baroda	10% to 15% p.a	Apply Now
Ujjivan Small Bank	Up to 2.50%	Apply Now
Bajaj Finserv	9.75% - 25% p.a.	Apply Now
IIFL Finance	12.75% - 44% p.a.	Apply Now
FlexiLoans	1% per month onwards	Apply Now
ZipLoan	1% - 1.5% per month (Flat)	Apply Now
Indifi Finance	1.5% per month onwards	Apply Now
Five Star Business Finance	Up to 2%	Apply Now
Lendingkart Finance	1.25% per month onwards	Apply Now
Tata Capital Finance	12% p.a. onwards	Apply Now
NeoGrowth Finance	15% p.a. onwards	Apply Now
Hero FinCorp	Up to 26% p.a.	Apply Now
Aye Finance	Up to 2.5%	Apply Now
Clix Capital	Up to 3%	Apply Now
Protium Finance	Up to 1.5%	Apply Now
HDB Finance	8% - 26% p.a.	Apply Now
U GRO Capital	Up to 9% p.a.	Apply Now
Mcapital Business	Up to 2% p.a.	Apply Now

Also read: Best Business Loan Interest Rate

Types of Business Loans from Clix Capital

Secured Business Loans
Corporate Loans
Vehicle Leasing
Healthcare and Industrial Equipment Loans

Also read: Best Business Loan EMI Calculator

Fees & Charges

Fees and Charges – Unsecured Business Loans
Pre-payment charges	Less than 12 months – 6% of principal outstanding From 12-24 months – 5% of principal outstanding Above 24 months – 4% of principal outstanding
Penal Interest	@up to 3% pm on EMI overdue
PDC/NACH/ESC bounce charges	Up to Rs. 500
Swap charges	Up to Rs. 1000
Loan Cancellation charges	Up to Rs. 20,000 plus the applicable rate of interest
Document Retrieval	Up to Rs. 1000
Issuance of NOC	Rs 500
Issuance of Statement of Account	Up to Rs. 500
Any change or modification	Up to 2% of the outstanding amount

Fees and Charges – Corporate Loans (CAG)
Processing Fees	Up to 2.5% of the loan amount
Foreclosure Charges	Up to 2%
Swap charges	Up to Rs. 1000
PDC/NACH/ESC bounce charges	Up to Rs. 1000
Default Interest Range	Up to 2%
Issuance of NOC	Up to Rs. 500
Issuance of Statement of Account	Up to Rs. 500
Issuance of duplicate Income Tax Certificate	Up to Rs. 500
EMI cycle repayment date change	Up to Rs. 1000

Eligibility Criteria

Business existence for at least 3 years
Last 12 months’ GST returns
Last 24 months’ audited financial statements
Minimum business turnover – Rs. 1 crore

Also read: Best Business Loan Eligibility

Documents Required for Loan Application

Proof of ownership – In the name of The Applicant or Applicant’s spouse or parent
Identity Proof – Passport, Aadhar Card, PAN card, Government ID (if an employee)
Address Proof – Aadhar Card, Passport, Driving License, Voter ID
Duly filled application form along with Passport sized photographs

Also Read : Best Business Loan Documents Required

Financial Documents

GSTIN
PAN card – For Individuals, Firms, or Companies (whichever applying for a loan)
Copy of recent ITR
Last 6 months’ bank statements
Profit & Loss statement of last 2 years
Audited balance sheet for last 2 year
Business existence proof for 3 years – Trade License, Establishment Certificate, ITR and Sales Tax Certificate