Clix Capital Business Loan


Clix Capital Finance is a top Non-Banking Financial Company (NBFC) providing various lending solutions for both commercial and retail purposes. Their offerings cater to businesses seeking working capital and aiming for expansion. They provide a mix of secured and unsecured business loans, including working capital loans, loans against electronic payments (POS Loans), financing for schools, and corporate loans.

Clix Capital Finance provides business loans to various types of businesses, including private limited companies, sole proprietorships, partnerships, and closely-held non-listed companies that operate in service, manufacturing, or trading sectors. To be eligible for these loans, these businesses must also meet certain criteria.

Clix Capital Business Loan – Highlights
Age Criteria Min. 21 years and Max. 65 years
Processing Fees Up to 3% of the sanctioned loan amount
Minimum Loan Amount Rs. 5 lakh
Maximum Loan Amount Rs. 50 lakh
Collateral/Security Not required
Interest Rate Depends on the applicant’s profile and business requirements
Repayment Tenure 12-36 months, 48 months for self-employed professionals

*Terms and conditions apply.

Table of Contents
Interest Rate
Types of Business Loans from Clix Capital
Fees & Charges
Eligibility Criteria
Documents Required for Loan Application
Financial Documents

Clix Capital Business Loan Interest Rate

Comparison Table of Business Loan Interest Rates offered by MybankingTips Partners:

Bank/NBFC/Fintech Interest Rate  
SBI Bank 9.10% p.a. Apply Now
HDFC Bank 10.00% - 22.50% p.a. Apply Now
Kotak Mahindra Bank 16% p.a. onwards Apply Now
RBL Bank 14%-26% p.a. Apply Now
ICICI Bank Up to 17% p.a. Apply Now
Axis Bank 10.75% p.a. Apply Now
IDBI Bank 8.05% to 13.45% p.a Apply Now
Bank Of Baroda 10% to 15% p.a Apply Now
Ujjivan Small Bank Up to 2.50% Apply Now
Bajaj Finserv 9.75% - 25% p.a. Apply Now
IIFL Finance 12.75% - 44% p.a. Apply Now
FlexiLoans 1% per month onwards Apply Now
ZipLoan 1% - 1.5% per month (Flat) Apply Now
Indifi Finance 1.5% per month onwards Apply Now
Five Star Business Finance Up to 2% Apply Now
Lendingkart Finance 1.25% per month onwards Apply Now
Tata Capital Finance 12% p.a. onwards Apply Now
NeoGrowth Finance 15% p.a. onwards Apply Now
Hero FinCorp Up to 26% p.a. Apply Now
Aye Finance Up to 2.5% Apply Now
Clix Capital Up to 3% Apply Now
Protium Finance Up to 1.5% Apply Now
HDB Finance 8% - 26% p.a. Apply Now
U GRO Capital Up to 9% p.a. Apply Now
Mcapital Business Up to 2% p.a. Apply Now

Also read: Best Business Loan Interest Rate

 

Types of Business Loans from Clix Capital

  • Secured Business Loans
  • Corporate Loans
  • Vehicle Leasing
  • Healthcare and Industrial Equipment Loans

Also read: Best Business Loan EMI Calculator

Fees & Charges

Fees and Charges – Unsecured Business Loans
Pre-payment charges
  • Less than 12 months – 6% of principal outstanding
  • From 12-24 months – 5% of principal outstanding
  • Above 24 months – 4% of principal outstanding
Penal Interest @up to 3% pm on EMI overdue
PDC/NACH/ESC bounce charges Up to Rs. 500
Swap charges Up to Rs. 1000
Loan Cancellation charges Up to Rs. 20,000 plus the applicable rate of interest
Document Retrieval Up to Rs. 1000
Issuance of NOC Rs 500
Issuance of Statement of Account Up to Rs. 500
Any change or modification Up to 2% of the outstanding amount
Fees and Charges – Corporate Loans (CAG)
Processing Fees Up to 2.5% of the loan amount
Foreclosure Charges Up to 2%
Swap charges Up to Rs. 1000
PDC/NACH/ESC bounce charges Up to Rs. 1000
Default Interest Range Up to 2%
Issuance of NOC Up to Rs. 500
Issuance of Statement of Account Up to Rs. 500
Issuance of duplicate Income Tax Certificate Up to Rs. 500
EMI cycle repayment date change Up to Rs. 1000

Eligibility Criteria

  • Business existence for at least 3 years
  • Last 12 months’ GST returns
  • Last 24 months’ audited financial statements
  • Minimum business turnover – Rs. 1 crore

Also read: Best Business Loan Eligibility

 

Documents Required for Loan Application

  • Proof of ownership – In the name of The Applicant or Applicant’s spouse or parent
  • Identity Proof – Passport, Aadhar Card, PAN card, Government ID (if an employee)
  • Address Proof – Aadhar Card, Passport, Driving License, Voter ID
  • Duly filled application form along with Passport sized photographs

Also Read :  Best Business Loan Documents Required

Financial Documents

  • GSTIN
  • PAN card – For Individuals, Firms, or Companies (whichever applying for a loan)
  • Copy of recent ITR
  • Last 6 months’ bank statements
  • Profit & Loss statement of last 2 years
  • Audited balance sheet for last 2 year
  • Business existence proof for 3 years – Trade License, Establishment Certificate, ITR and Sales Tax Certificate

Frequently Asked Questions

Customer's gold ornaments are securely stored in a safe room constructed in compliance with government regulations. These rooms are equipped with electronic surveillance to ensure the protection of the gold.

Shriram Finance provides insurance for the gold kept as collateral by you. This ensures that in the event of theft, the borrower doesn't need to worry about the security of the gold.

The interest rate starts from 11.4% per annum (*p.a.) and you can select a loan tenure ranging from 1 month up to 12 months.

Salaried individuals, self-employed professionals, business owners, and other individuals aged between 18 and 75 years can apply for Shriram Finance Gold Loan.

The minimum age requirement is 18 years, and the maximum age limit is 75 years at the time of loan maturity.